COBRAGuard
COBRAGuard Pricing
COBRAGuard pricing from the vendor’s own pricing page: 2 plans, cost by headcount, and the extra fees to budget for.
- starting price
- $29.95/mo1
COBRAGuard plans
COBRATrak Plus
$0.85/employee/mo1
Per employee covered by your COBRA plans a month, $29.95 minimum monthly fee
- Notices billed per letter: general rights notice $5, election notice $8, takeover $10
- Premium collection and remittance
- Participant online election and payment
COBRATrak Premium
$1.50/employee/mo1
Per employee covered by your COBRA plans a month, $39.95 minimum monthly fee
- COBRA notices included with no per-letter fee
- Premium collection and remittance
- Participant online election and payment
Price at a glance
COBRAGuard cost by company size
- COBRATrak Plus$0.85/employee/mo
- COBRATrak Premium$1.50/employee/mo
| Employees | COBRATrak Plus | COBRATrak Premium |
|---|---|---|
| 1 | $0.85/mo$30.60 over 3 yrs | $1.50/mo$54 over 3 yrs |
| 5 | $4.25/mo$153 over 3 yrs | $7.50/mo$270 over 3 yrs |
| 10 | $8.50/mo$306 over 3 yrs | $15/mo$540 over 3 yrs |
| 25 | $21.25/mo$765 over 3 yrs | $37.50/mo$1,350 over 3 yrs |
| 50 | $42.50/mo$1,530 over 3 yrs | $75/mo$2,700 over 3 yrs |
| 100 | $85/mo$3,060 over 3 yrs | $150/mo$5,400 over 3 yrs |
List prices before discounts and add-ons.
Extra and hidden costs
Frequently asked questions
How much does COBRAGuard cost?
COBRATrak Plus costs $0.85 per COBRA-eligible employee a month with a $29.95 minimum; COBRATrak Premium costs $1.50 with a $39.95 minimum.
Does COBRAGuard offer a free trial?
Yes. COBRAGuard offers its first 90 days free, so an employer can test-drive the service before paying.
What plans does COBRAGuard offer?
COBRAGuard lists 2 plans: COBRATrak Plus ($0.85/employee/mo) and COBRATrak Premium ($1.50/employee/mo). List prices, before discounts and add-ons.
Does COBRAGuard require a contract?
Yes. COBRAGuard bills its plans annually.
How much does COBRAGuard cost per month?
On its lowest published plan ($29.95 plus $0.85 per head), COBRAGuard comes to about $29.95 a month for 10 employees and $42.50 for 50, at list price before add-ons and taxes; the COBRATrak Premium plan lists at $1.50/employee/mo. How that compares across the category: What COBRA administration costs.
What does COBRAGuard charge beyond the subscription?
COBRAGuard lists 2 extra costs: COBRATrak Plus per-letter fees and Premium Service Pack fee of.
Who makes COBRAGuard?
COBRAGuard (a COBRA administration provider) is sold by iTEDIUM, Inc. (COBRAGuard). COBRAGuard is headquartered in Mission, KS, US.
How this page was made
What it is built from
10 verified facts, each checked against the vendor's own pages or another primary source, most recently on Oct 23, 2026.
Method
Scored and compared with the LeadChange methodology, version 1.5. Read the methodology
Independent review
Not reviewed yet by our independent reviewer. How we review
Hands-on testing
We have not tested COBRAGuard hands-on: this page uses public information only.
Who made it
The LeadChange Research Team, following a written research process. No named expert has reviewed this page. About us
Independence and errors
Who pays us never changes a score or a rank. If something here is wrong, tell us and we correct it publicly. Request a correction
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Sources
The 4 pages this page's facts come from. The date beside each is our last check of the facts taken from it (the oldest, when they differ). The numbers beside the figures above link here.
Quotes from the sources
- COBRAGuard cobraguard.net/pricing/dlpdf.php?Lives=0&Term=2“COBRATrak Premium COBRATrak Plus Sign-up Now Sign-up Now Base Charge Per COBRA Eligible Employee $1.50 $0.85 Minimum Monthly Fee $39.95 $29.95”
- COBRAGuard cobraguard.net/pricing“Base Charge Per COBRA Eligible Employee $1.50 $0.85” “Term of Contract: 1 Year 2 Year 3 Year 4 Year 5 Year”
- COBRAGuard cobraguard.net/about“You can test-drive our services, risk-free, for the first 90 days – all with our low price guarantee and seamless transition services.” “Headquarters: Mission, KS”
- COBRAGuard cobraguard.net“Copyright © 2003 – 2026 iTEDIUM, Inc.”