Independent research on 193 HR & workforce products. Facts checked against vendors’ official documentation.

We may earn a referral fee. We may earn a referral feeHow we make money

COBRAGuard

COBRAGuard Pricing

COBRAGuard pricing from the vendor’s own pricing page: 2 plans, cost by headcount, and the extra fees to budget for.

starting price
$29.95/mo
By LeadChange Research TeamUpdated

COBRAGuard plans

  1. COBRATrak Plus

    $0.85/employee/mo

    Per employee covered by your COBRA plans a month, $29.95 minimum monthly fee

    • Notices billed per letter: general rights notice $5, election notice $8, takeover $10
    • Premium collection and remittance
    • Participant online election and payment
  2. COBRATrak Premium

    $1.50/employee/mo

    Per employee covered by your COBRA plans a month, $39.95 minimum monthly fee

    • COBRA notices included with no per-letter fee
    • Premium collection and remittance
    • Participant online election and payment

Price at a glance

  • Starting base fee

    $29.95/mo

  • Starting price per employee

    $0.85/employee/mo

  • Pricing model

    Per employee

  • Price transparency

    Published

  • Free trial

    Yes

  • Contract term

    Annual

COBRAGuard cost by company size

  • COBRATrak Plus$0.85/employee/mo
  • COBRATrak Premium$1.50/employee/mo
Estimated list price per month by number of employees
EmployeesCOBRATrak PlusCOBRATrak Premium
1$0.85/mo$30.60 over 3 yrs$1.50/mo$54 over 3 yrs
5$4.25/mo$153 over 3 yrs$7.50/mo$270 over 3 yrs
10$8.50/mo$306 over 3 yrs$15/mo$540 over 3 yrs
25$21.25/mo$765 over 3 yrs$37.50/mo$1,350 over 3 yrs
50$42.50/mo$1,530 over 3 yrs$75/mo$2,700 over 3 yrs
100$85/mo$3,060 over 3 yrs$150/mo$5,400 over 3 yrs

List prices before discounts and add-ons.

Extra and hidden costs

  • COBRATrak Plus per-letter fees

    Takeover $10, general rights notice $5, election notice $8, early termination notice $5, HIPAA certificate or notice $3

  • Premium Service Pack fee of

    $12.00 a month shown on the online quote

Frequently asked questions

How much does COBRAGuard cost?

COBRATrak Plus costs $0.85 per COBRA-eligible employee a month with a $29.95 minimum; COBRATrak Premium costs $1.50 with a $39.95 minimum.

Does COBRAGuard offer a free trial?

Yes. COBRAGuard offers its first 90 days free, so an employer can test-drive the service before paying.

What plans does COBRAGuard offer?

COBRAGuard lists 2 plans: COBRATrak Plus ($0.85/employee/mo) and COBRATrak Premium ($1.50/employee/mo). List prices, before discounts and add-ons.

Does COBRAGuard require a contract?

Yes. COBRAGuard bills its plans annually.

How much does COBRAGuard cost per month?

On its lowest published plan ($29.95 plus $0.85 per head), COBRAGuard comes to about $29.95 a month for 10 employees and $42.50 for 50, at list price before add-ons and taxes; the COBRATrak Premium plan lists at $1.50/employee/mo. How that compares across the category: What COBRA administration costs.

Get exact COBRAGuard quotes for your team

List prices are a starting point. Type your headcount in the calculator for an estimate, then answer up to 5 quick questions to see COBRAGuard beside the 2 alternatives that fit you best; if a provider works with us, you can ask it for an exact quote.

LeadChange may earn a fee when you request pricing through our site or follow a sponsored link. Rankings never depend on whether a vendor pays us.We may earn a fee.

We may earn a fee.

Vendor? Reach buyers comparing COBRAGuard