Independent research on 185 HR & workforce products. Facts checked against vendors’ official documentation.

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Insperity (PEO) vs Paylocity

The short answer

Both quote. Insperity is a PEO: HR360 co-employs your staff with workers' compensation and Insperity-sponsored benefits, HRScale runs the PEO on Workday, and HRCore offers HR technology without co-employment.

By LeadChange Research TeamUpdated Facts checked
Not scored yet9 of 24 facts verifiedFacts checked Oct 21, 2026
Best for
Small and midsize businesses that want a full-service PEO with a dedicated service team

Choose Insperity (PEO) if

  • You want a PEO that co-employs your staff and covers workers' comp.
  • You want Insperity as plan sponsor of employee benefits.
  • You want an online training center with 100+ learning pathways.
  • You may later want HR technology without co-employment (HRCore).
Best for
US employers wanting payroll, HR, time, benefits and finance from one vendor

Choose Paylocity if

  • You want to run payroll yourself, with 30+ automatic payroll audits.
  • You want earned wage access through On Demand Payment.
  • You connect HR to many apps: 435 integrations, an API and webhooks.
  • You also want expense management, corporate cards and AP automation.

LeadChange Score: editorial assessment based on public information.

Scorecard

Insperity (PEO) wins 0Paylocity wins 22 ties

Insperity (PEO) vs Paylocity by dimension
DimensionInsperity (PEO)Paylocity
PricingBoth quote. Insperity bills direct cost allocations next to a fixed per-employee HR service charge; Paylocity charges a base fee plus per-employee fees, and nonrefundable implementation fees. Quote onlyQuote onlyQuote only
IntegrationsPaylocity lists 435 integrations, with an API and webhooks. Insperity publishes no integration count; its HRCore runs on a platform from isolved. 4351 documented435 native
Fit and supportBoth serve small, midsize and enterprise employers. Insperity supports by phone, email and web form from 7am to 7pm CST on weekdays; Paylocity by phone and email from 6:00 a.m. to 7:30 p.m. Central Time on weekdays. Small businesses, mid-market companies, enterprisesSmall businesses, mid-market companies, enterprisesSmall businesses, mid-market companies, enterprises
SecurityPaylocity holds SOC 2 Type II and ISO 27001. Insperity names no security certification on the PEO pages we reviewed. YesNone verifiedSOC 2, ISO 27001

Key differences

Where Insperity (PEO) and Paylocity differ (5)
AttributeInsperity (PEO)Paylocity
Pricing modelQuote onlyBase fee + per employee
Mobile appsiOSiOS, Android, Apple Watch
Support channelsPhone, Email, Web formPhone, Email, PEAK Knowledge Base (in-product)
Founded19861997
HeadquartersKingwood, Texas, USASchaumburg, Illinois, US
Show 4 attributes where they are the same
Where they are the same (4)
AttributeInsperity (PEO)Paylocity
Price transparencyQuote onlyQuote only
Best forSmall businesses, mid-market companies, enterprisesSmall businesses, mid-market companies, enterprises
Automatic tax filing
OwnershipPublicly tradedPublicly traded

Analysis by dimension

Pricing. Both quote. Insperity bills direct cost allocations next to a fixed per-employee HR service charge; Paylocity charges a base fee plus per-employee fees, and nonrefundable implementation fees.

Capabilities. Insperity and Paylocity sit in different categories, so we do not score their capabilities side by side.

Integrations. Paylocity lists 435 integrations, with an API and webhooks. Insperity publishes no integration count; its HRCore runs on a platform from isolved.

Fit and support. Both serve small, midsize and enterprise employers. Insperity supports by phone, email and web form from 7am to 7pm CST on weekdays; Paylocity by phone and email from 6:00 a.m. to 7:30 p.m. Central Time on weekdays.

Security. Paylocity holds SOC 2 Type II and ISO 27001. Insperity names no security certification on the PEO pages we reviewed.

Frequently asked questions

Is Insperity or Paylocity better?

They answer different needs. Insperity takes on employer duties as a PEO, with workers' comp and benefits it sponsors; Paylocity gives your team the software to run payroll, time, benefits and finance in-house.

What are the downsides of Paylocity?

Paylocity publishes no prices and charges nonrefundable implementation fees, so it is less suited to buyers who want to compare costs before a sales call. W-2 preparation and time clocks also cost extra.

Who are Insperity’s main competitors?

Paylocity competes for the same employers with software instead of co-employment. Other PEOs we review alongside Insperity are TriNet, Justworks, ADP TotalSource and Paychex PEO.

Is Insperity a good HR company?

Insperity is publicly listed, was founded in 1986 and has been an IRS-certified PEO since January 1, 2017. Its documented strengths are the benefits it sponsors and three service models; it is less suited to buyers who want a published price.

How much do Insperity and Paylocity cost?

Neither publishes a price. Insperity’s quote combines direct costs, such as payroll taxes and benefits, with a fixed per-employee service charge; Paylocity’s recurring fee grows with the number of products you use.

Does Insperity include payroll software?

Yes. HR360 includes the Insperity Premier HR platform, with payroll, time and attendance, scheduling and PTO accrual. Paylocity’s payroll adds 30+ audits with automatic alerts.

Which is more secure, Insperity or Paylocity?

Paylocity states SOC 2 Type II and ISO 27001 and publishes a trust center. Insperity’s PEO pages name no SOC 2 or ISO 27001 report, so request its audit reports before you sign.

Insperity (PEO) or Paylocity: which fits your team?

Share your headcount and needs once and see how both fit your team. If a provider works with us, you can ask to hear from it.

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