My Secure Advantage Review
My Secure Advantage (MSA) is a financial wellness program built on one-on-one Money Coaching, with a portal that includes the Joy AI coach, budgeting and courses. It has worked since 1986 and quotes each employer.
- Company size
- Enterprises
- Pricing model
- Quote only
- Deployment
- Cloud
Best for
- Large employers that want experienced one-on-one coaching focused on behavior change
- Workforces that want to bring a spouse or partner into coaching
- Employers that want coaching, digital tools and live education in one program
Not ideal for
- Buyers who need a published SOC 2 report or integrations list
- Employers looking for a published price
How we evaluated My Secure Advantage
This review rests on 12 facts checked against My Secure Advantage’s official pricing pages and documentation, most recently on . We did not test the product hands-on: the score and the pros and cons use only those verified facts, as our methodology explains, and third-party ratings are quoted, never scored.
Our verdict
My Secure Advantage (MSA) is a coaching-first financial wellness program: one-on-one Money Coaching from coaches with an average of 22 years of experience, plus a portal with the Joy AI coach, MSA Wallet budgeting and courses on 45+ topics. Founded in 1986, it serves 74% of the Fortune 100 and quotes each employer.
Strengths
Experienced coaches
Money Coaches average 22 years of experience and hold 28 different professional certifications between them.
Evidence: Key features: Coaches average 22 years of experience, 28 different professional certifications across the team, No product sales or commissions, Spouse or partner can join consultations, More than 45 course topics
Long track record
Working since 1986, with 74% of the Fortune 100 and 52% of the Fortune 500 as partners.
Evidence: Founded: 1986
No product sales
Coaches sell no products and focus on education and support.
Evidence: Key features: Coaches average 22 years of experience, 28 different professional certifications across the team, No product sales or commissions, Spouse or partner can join consultations, More than 45 course topics
Long coaching hours
Coaches are available Monday to Friday, 6am to 8pm Pacific.
Evidence: Support hours: Monday-Friday, 6:00am-8:00pm PT
Weaknesses
Quote-only pricing
No prices are published; programs are scoped in a demo.
Evidence: Pricing model: Quote only
No published security attestation
Its site publishes no SOC 2 or ISO 27001 statement.
Evidence: Deployment: Cloud
Weekday coaching only
Coaching hours are Monday to Friday, so weekend sessions are not listed.
Evidence: Support hours: Monday-Friday, 6:00am-8:00pm PT
Price at a glance
Pricing model
Quote only
Quick answers
- How much does My Secure Advantage cost?
- MSA publishes no prices; programs are quoted after a personalized demo. It says it can onboard its most comprehensive solution at no additional cost to the employer.Based on Pricing model: Quote only
- When are MSA Money Coaches available?
- Monday through Friday, 6:00am to 8:00pm Pacific time; consultations usually last about thirty minutes.Based on Support hours: Monday-Friday, 6:00am-8:00pm PT
- Is MSA coaching confidential?
- Yes. What employees share with their Money Coach is never disclosed to third parties, including the employer.Based on Privacy controls: Yes
- Can a spouse join MSA coaching?
- Yes. The Money Coach can conference a spouse or partner into the call, even from another location.Based on Support channels: Phone, in-person
Coverage of core financial wellness capabilities
Each core capability we evaluate in Financial Wellness, checked against My Secure Advantage’s own documentation. “Not verified yet” means we have not confirmed it either way, not that it is missing.
7 verified of 9 core capabilities
Financial Wellness
- One-on-one financial coaching
- Financial education
- Personalized planning tools
- Debt and student loan guidance
- Emergency savings support
- Benefits and retirement plan guidance
- Account linking · not verified yet
- Privacy controls
- Aggregate outcome reporting · not verified yet
Specifications
Pricing
- Price transparency
- Quote only
Product
- Modules
- One-on-one Money Coaching, Online portal with assessment and dashboard, MSA Wallet budgeting, Joy, real-time AI coach, Credit and identity monitoring, Courses, live broadcasts and webinars
- Mobile apps
- iOS
- AI features
- Joy, a real-time AI coach in the online portal
My Secure Advantage alternatives
Implementation and support
- Support channels
- Phone, in-person
- Support hours
- Monday-Friday, 6:00am-8:00pm PT
About My Secure Advantage
- Founded
- 1986
- Headquarters
- Roseville, California
Official profiles
My Secure Advantage: frequently asked questions
Does My Secure Advantage sell financial products?
No. Its coaches do not sell products and focus on education and support.
What is Joy in My Secure Advantage?
Joy is MSA’s real-time AI coach inside the online portal, next to the dashboard, MSA Wallet budgeting and credit and identity monitoring.
Where is My Secure Advantage based?
In Roseville, California. MSA has worked in financial coaching since 1986.
Does MSA have a mobile app?
Yes. Members use an iOS app to see their dashboard, schedule consultations with Money Coaches and track goals.
What is My Secure Advantage used for?
My Secure Advantage, on the market since 1986, is a financial wellness product built for enterprises. Its modules include One-on-one Money Coaching, Online portal with assessment and dashboard, MSA Wallet budgeting, Joy, real-time AI coach, and 2 more.
Is My Secure Advantage legit?
My Secure Advantage is sold by the company of the same name, which was founded in 1986 and is headquartered in Roseville, California.
What are the best alternatives to My Secure Advantage?
In our financial wellness ranking, the highest-scored products other than My Secure Advantage are Financial Finesse, Your Money Line, and BrightPlan. Compared side by side, by reason to switch: My Secure Advantage alternatives.
What are the pros and cons of My Secure Advantage?
Strengths documented on the vendor’s own pages: experienced coaches, long track record, and no product sales. It is less suited to buyers who need a published SOC 2 report or integrations list and employers looking for a published price.
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