DailyPay Review
DailyPay is an earned wage access provider that is free for employers; employees pay a flat fee only for instant transfers. It connects to over 180 payroll and time systems, runs natively in Workday and states SOC 2 Type II and ISO 27001.
- Company size
- Small businesses, enterprises
- Pricing model
- Free
- Integrations
- 180
- Deployment
- Cloud
Best for
- Employers on Workday, ADP or UKG that want earned wage access without changing payroll
- Hourly workforces that need a no-fee transfer option alongside instant access
- Employers that also want off-cycle pay, instant bonuses and digital tips from one provider
Not ideal for
- Employers that want employees to pay no fee at all for instant transfers
- Buyers who need a published per-employee price for an employer-paid plan
How we evaluated DailyPay
This review rests on 17 facts checked against DailyPay’s official pricing pages and documentation, most recently on . We did not test the product hands-on: the score and the pros and cons use only those verified facts, as our methodology explains, and third-party ratings are quoted, never scored.
Our verdict
DailyPay is an employer-integrated earned wage access provider that costs the employer nothing: employees choose a no-fee transfer in 1-3 business days or pay a flat fee for an instant one. It connects to over 180 payroll, HCM and time systems, is built into Workday as a native feature, and states SOC 2 Type II and ISO 27001.
Strengths
No cost to the employer
Employers pay nothing to offer the benefit, and standard transfers in 1-3 business days have no fee for employees.
Evidence: Pricing model: Free
Wide payroll coverage
Connects to over 180 HCM, payroll and time systems, including ADP, Workday and UKG, and runs as a native feature inside Workday.
Evidence: Native integrations: 180
Stated security standards
States PCI DSS, SOC 2 Type II and ISO 27001.
Evidence: SOC 2 Type II: Yes
More than wage access
Adds off-cycle payments, instant bonuses, digital tips, financial coaching and credit monitoring.
Evidence: Modules: On-Demand Pay, Cycle (off-cycle payments), Reward (instant bonuses), Tips (same-day tip payouts), DailyPay Visa Prepaid Card, Financial wellness tools
Weaknesses
Instant transfers cost a fee
Instant transfers carry a flat fee for the employee, set in the employer’s contract, unless they go to a DailyPay Card with direct deposit.
Evidence: Extra costs: Employees pay $3.49 per instant transfer (a flat fee; the fee is set in the employer’s contract), Standard transfers in 1-3 business days have no fee, DailyPay Visa Prepaid Card fees are listed in its cardholder agreement
Third-party coaching
Financial coaching is delivered by a third party from which DailyPay may receive compensation.
Evidence: Financial wellness tools: Yes
Price at a glance
Starting price per employee
$0/employee/mo
Pricing model
Free
Price transparency
Published
DailyPay cost at 10 to 100 employees
- Published starting price$0/employee/mo
| Employees | Published starting price |
|---|---|
| 10 | $0/mo |
| 25 | $0/mo |
| 50 | $0/mo |
| 100 | $0/mo |
The published starting price only: plan tiers, add-ons and other products are quoted on top.
Quick answers
- How much does DailyPay cost an employer?
- DailyPay is free for employers: it states that there is zero cost to implement or maintain it, and payroll runs as before.Based on Pricing model: Free
- What fees do employees pay with DailyPay?
- A standard transfer in 1-3 business days has no fee, and an instant transfer costs a flat $3.49.Based on Extra costs: Employees pay $3.49 per instant transfer (a flat fee; the fee is set in the employer’s contract), Standard transfers in 1-3 business days have no fee, DailyPay Visa Prepaid Card fees are listed in its cardholder agreement
- Is there a free way to use DailyPay?
- Yes. Transfers that arrive in 1-3 business days have no fee, and instant transfers to a DailyPay Card set up with direct deposit are fee-free.Based on Extra costs: Employees pay $3.49 per instant transfer (a flat fee; the fee is set in the employer’s contract), Standard transfers in 1-3 business days have no fee, DailyPay Visa Prepaid Card fees are listed in its cardholder agreement
- Are there hidden fees with DailyPay?
- DailyPay publishes its fee table: $0 to open an account, $0 for 1-3 business day transfers and a flat $3.49 for instant transfers. Fees vary by employer, and the DailyPay Visa Prepaid Card has its own schedule in its cardholder agreement.Based on Extra costs: Employees pay $3.49 per instant transfer (a flat fee; the fee is set in the employer’s contract), Standard transfers in 1-3 business days have no fee, DailyPay Visa Prepaid Card fees are listed in its cardholder agreement
Coverage of core earned wage access capabilities
Each core capability we evaluate in Earned Wage Access, checked against DailyPay’s own documentation. “Not verified yet” means we have not confirmed it either way, not that it is missing.
6 verified of 11 core capabilities
Earned Wage Access
- Accrued wage calculation
- Payroll and time integration
- Transfer options
- Fee disclosure · not verified yet
- Payroll repayment
- No-recourse treatment · not verified yet
- Deduction recordkeeping · not verified yet
- Access limits and controls · not verified yet
- Employee mobile app
- Financial wellness tools
- Data use and privacy · not verified yet
Specifications
Product
- Modules
- On-Demand Pay, Cycle (off-cycle payments), Reward (instant bonuses), Tips (same-day tip payouts), DailyPay Visa Prepaid Card, Financial wellness tools
- Mobile apps
- iOS, Android
Integrations
- Open API
- Yes
DailyPay integrations
4 integrations we documented, by how they connect. DailyPay reports 180 native integrations in total.
DailyPay integration coverage
The 10 apps that earned wage access products document most often, and whether DailyPay documents each.
3 of the 10 most-connected apps documented by DailyPay; median of the 6 products compared: 3.5
- ADP · documented by 5 of 6
- Paylocity · documented by 4 of 6
- Paychex · documented by 3 of 6
- Paycor · documented by 3 of 6
- Workday · documented by 3 of 6
- 7shifts · documented by 2 of 6
- BambooHR · documented by 2 of 6
- Greenshades · documented by 2 of 6
- Paycom · documented by 2 of 6
- QuickBooks · documented by 2 of 6
Integrations each vendor documents (native, marketplace, Zapier or API), 6 live earned wage access products. Not documented does not mean not possible.
Where it ranks
- #1 of 5 scoredEarned Wage Access
- #1 of 5 scoredEarned Wage Access for Enterprises
- #1 of 4 scoredEarned Wage Access for Small Business
DailyPay alternatives
Compare DailyPay
Security and compliance
- SOC 2 Type IIYes
- ISO 27001Yes
Implementation and support
- Typical implementation
- As little as 15 minutes
- Support channels
- Email, phone, live chat, help center
About DailyPay
- Founded
- 2015
- Headquarters
- New York, New York
- Ownership
- Private
Official profiles
DailyPay: frequently asked questions
Which payroll systems does DailyPay integrate with?
Over 180 HCM, payroll and time systems, including ADP, Workday and UKG. In Workday it is a native feature activated with one toggle.
What is DailyPay used for?
DailyPay, on the market since 2015, is an earned wage access product built for small businesses and enterprises. Its modules include On-Demand Pay, Cycle, Reward, Tips, and 2 more.
Is DailyPay legit?
DailyPay is sold by the company of the same name, which was founded in 2015, is headquartered in New York, New York, and is privately held. DailyPay states that it holds a current SOC 2 Type II report.
What are the best alternatives to DailyPay?
In our earned wage access ranking, the highest-scored products other than DailyPay are Payactiv, Tapcheck, and ZayZoon. Compared side by side, by reason to switch: DailyPay alternatives.
Which is better, DailyPay or Payactiv?
It depends on the team. Choose DailyPay if: you run Workday, ADP or UKG and want the widest list of connectors: over 180 systems. Choose Payactiv if: your employees will take direct deposit on a Payactiv Visa card, which makes real-time transfers free. The full comparison: DailyPay vs Payactiv.
What are the pros and cons of DailyPay?
Strengths documented on the vendor’s own pages: no cost to the employer, wide payroll coverage, and stated security standards. It is less suited to employers that want employees to pay no fee at all for instant transfers and buyers who need a published per-employee price for an employer-paid plan.
Does DailyPay have an API?
Yes. DailyPay offers an open API to customers.
Is DailyPay secure?
DailyPay states a SOC 2 Type II report and ISO 27001 certification.
Does DailyPay have a mobile app?
Yes. DailyPay lists mobile apps: iOS, Android.
Is DailyPay good for small businesses?
DailyPay lists small businesses among the company sizes it is built for (small businesses and enterprises). It ranks #1 of 4 in our earned wage access for small businesses.
Get DailyPay pricing for your team
Answer up to 4 quick questions and see what DailyPay lists for a team your size, next to the 2 alternatives that fit you best, ranked without regard to who pays us.
LeadChange may earn a fee when you request pricing through our site or follow a sponsored link. Rankings never depend on whether a vendor pays us.We may earn a fee.
How we make money
LeadChange may earn a fee when you request pricing through our site or follow a sponsored link. Rankings never depend on whether a vendor pays us.
Vendor? Reach buyers comparing DailyPay