DailyPay plans
Employer program
$0/employee/mo1
No cost to the employer
- On-demand pay connected to payroll and timekeeping
- Off-cycle payments (Cycle), instant bonuses (Reward) and same-day tip payouts (Tips)
- Usage and engagement dashboard
Price at a glance
DailyPay cost by company size
- Published starting price$0/employee/mo
| Employees | Published starting price |
|---|---|
| 1 | $0/mo$0 over 3 yrs |
| 5 | $0/mo$0 over 3 yrs |
| 10 | $0/mo$0 over 3 yrs |
| 25 | $0/mo$0 over 3 yrs |
| 50 | $0/mo$0 over 3 yrs |
| 100 | $0/mo$0 over 3 yrs |
The published starting price only: plan tiers, add-ons and other products are quoted on top.
Extra and hidden costs
Employees pay a flat fee per instant transfer, listed as
$3.49; the fee is set in the employer’s contract and can differ2
Standard transfers in 1-3 business days have no fee
Listed by the vendor2
DailyPay Visa Prepaid Card fees
Out-of-network ATM withdrawal $2.50, Green Dot cash reload $5.95, foreign transaction 3%, outgoing instant transfer from the card $3.99, express card shipping $25.002
Is it worth the price?
50th percentileDailyPay at $0/mo1 — the category median (list price per month at 25 employees, 6 earned wage access products with published prices).
At 25 employees, DailyPay lists at $0 a month. Of the 6 earned wage access products with published prices, 0 cost less, 5 cost the same and 0 cost more.
Price comparison
| Product | Starting price | Pricing model | Pricing details |
|---|---|---|---|
 DailyPay | $0/employee/mo1 | Free | DailyPay pricing |
 Tapcheck | $0/employee/mo3 | Free | Tapcheck pricing |
 Branch | $0/employee/mo4 | Free | Branch pricing |
 ZayZoon | $0/employee/mo5 | Free | ZayZoon pricing |
 Payactiv | $0/employee/mo6 | Free | What Payactiv costs |
 Rain | See plans | Free | Rain plans and prices |
Lowest published monthly price of a plan for earned wage access, cheapest first at 25 employees. “See plans”: priced on another basis; “Quote only”: no published price.
DailyPay price comparisons
Frequently asked questions
How much does DailyPay cost an employer?
DailyPay is free for employers: it states that there is zero cost to implement or maintain it, and payroll runs as before.
What fees do employees pay with DailyPay?
Transfers that arrive in 1-3 business days have no fee, and instant transfers to a DailyPay Card set up with direct deposit are fee-free. Other instant transfers carry a flat fee, not a percentage, that DailyPay’s fee table lists at $3.49; each employer’s contract sets it, so it can differ.
Are there hidden fees with DailyPay?
DailyPay publishes its fee table: no fee to open an account or for 1-3 business day transfers, and a flat instant fee that varies by employer. The DailyPay Visa Prepaid Card has its own fees, among them $2.50 for an out-of-network ATM withdrawal and 3% on foreign transactions.
How do DailyPay’s fees compare with other earned wage access providers?
Employers pay nothing, so the employee fee is what differs. DailyPay has no fee in 1-3 business days and a flat instant fee, listed at $3.49 and set by each employer’s contract. Our DailyPay comparisons with Payactiv, ZayZoon, Tapcheck and Rain set each peer’s published fees beside it.
How much of their pay can employees transfer with DailyPay?
Up to 100% of the balance shown as available now in the app, up to $1,000 a day. What is transferred early is recovered through the employer’s normal payroll at the end of the pay period.
Who sets the DailyPay instant transfer fee?
The employer’s contract with DailyPay sets it, so it can differ from the $3.49 in DailyPay’s fee table. DailyPay’s fee FAQ says instant transfers always cost a flat fee rather than a percentage of the amount.
Who makes DailyPay?
DailyPay (an earned wage access provider) was founded in 2015 and is headquartered in New York, New York. DailyPay is privately held. See the DailyPay company profile for the products it sells.
How this page was made
What it is built from
12 verified facts, each checked against the vendor's own pages or another primary source, most recently on Nov 7, 2026.
Method
Scored and compared with the LeadChange methodology, version 1.5. Read the methodology
Independent review
Our independent review of Nov 7, 2026 asked for changes. How we review
Hands-on testing
We have not tested DailyPay hands-on: this page uses public information only.
Who made it
The LeadChange Research Team, following a written research process. No named expert has reviewed this page. About us
Independence and errors
Who pays us never changes a score or a rank. If something here is wrong, tell us and we correct it publicly. Request a correction
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DailyPay Pricing
Sources
The 7 pages this page's facts come from, with the day we last checked each one. The numbers beside the figures above link here.
Quotes from the sources
- DailyPay dailypay.com/earned-wage-access“There is zero cost for employers to implement or maintain DailyPay.” “Ultimately, with DailyPay, employers pay nothing to offer the benefit, and employees only pay a flat fee if they opt for an instant transfer.”
- DailyPay get.dailypay.com/our-fees“Clear and transparent pricing” “Access available earnings instantly ** $3.49# (flat fee)”
- Tapcheck tapcheck.com“Tapcheck is 100% free for employers to offer and employees pay only a single, ATM-like fee for transfers.”
- Branch branchapp.com/use-cases/earned-wage-access“Offering EWA comes at no cost to your business.”
- ZayZoon zayzoon.com/employers“ZayZoon doesn’t cost you a cent.”
- Payactiv payactiv.com“Payactiv Earned Wage Access is offered to employers at no cost.”
- DailyPay dailypay.com/about-us“2015 DailyPay was founded.” “Raised our Series D-1: $75 million, and increased our total borrowing capacity to $835 million, funding to continue expanding our product innovation and fund even more clients and users.”
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