Betterment at Work
Betterment at Work Pricing
Betterment at Work pricing from the vendor’s own pricing page: 3 plans, cost by headcount, and the extra fees to budget for.
- starting price
- $100/mo + $5/employee
Betterment at Work plans
Essential
$5/employee/mo + $100/mo base
- Dedicated onboarding specialist
- Payroll integrations with Gusto, TriNet and other providers
- 3(38) and 3(16) fiduciary services
Pro
$7/employee/mo + $150/mo base
- Flexible plan design: vesting, new comparability
- Dedicated Plan Support team member
- Guided conversion of an existing plan
Flagship
Quote only
Custom pricing
- Enhanced compliance guidance
- 401(k) Consultant
- Expanded employee benefits
Price at a glance
Starting base fee
$100/mo
Starting price per employee
$5/employee/mo
Pricing model
Base fee + per employee
Price transparency
Partly published
Contract term
Annual
Betterment at Work cost by company size
- Essential$100/mo base + $5/employee/mo
- Pro$150/mo base + $7/employee/mo
| Employees | Essential | Pro |
|---|---|---|
| 1 | $105/mo$3,780 over 3 yrs | $157/mo$5,652 over 3 yrs |
| 5 | $125/mo$4,500 over 3 yrs | $185/mo$6,660 over 3 yrs |
| 10 | $150/mo$5,400 over 3 yrs | $220/mo$7,920 over 3 yrs |
| 25 | $225/mo$8,100 over 3 yrs | $325/mo$11,700 over 3 yrs |
| 50 | $350/mo$12,600 over 3 yrs | $500/mo$18,000 over 3 yrs |
| 100 | $600/mo$21,600 over 3 yrs | $850/mo$30,600 over 3 yrs |
List prices before discounts and add-ons.
Extra and hidden costs
Implementation fee
Implementation: $500 for new plans, $1,000 for conversion plans.
0.25% annual advisory fee on participant assets
Listed by the vendor
Additional fees or hourly charges for some compliance consulting services
Listed by the vendor
Financial Coaching as a paid add-on
Pro
Price comparison
| Product | Starting price | Pricing model | Pricing details |
|---|---|---|---|
| Fidelity Workplace Investing | $100/mo | Base fee + per employee | Fidelity Workplace Investing pricing |
 | $80/mo + $5/employee/mo | Base fee + per employee | Human Interest plans and prices |
 | $100/mo + $5/employee/mo | Base fee + per employee | Betterment at Work pricing |
| Principal Financial Group | $145/mo + $6/employee/mo | Base fee + per employee | What Principal Financial Group costs |
| Vanguard Workplace Solutions | Quote only | Base fee + per employee | What Vanguard Workplace Solutions costs |
| Empower | Quote only | What Empower costs |
Lowest published list price per month, cheapest first at 25 employees; quote-only products show no price.
Frequently asked questions
How much does Betterment at Work cost?
Essential is $100 a month billed annually ($1,200) plus $5 per participant a month; Pro is $150 plus $7. Both add a 0.25% advisory fee on participant assets; Flagship is quoted.
Is there a setup fee?
Yes. A one-time implementation fee of $500 for new plans and $1,000 for conversion plans.
What plans does Betterment at Work offer?
Betterment at Work lists 3 plans: Essential ($5/employee/mo + $100/mo base), Pro ($7/employee/mo + $150/mo base), and Flagship. List prices, before discounts and add-ons.
What do alternatives to Betterment at Work cost?
At 25 employees Betterment at Work lists at $225 a month; the lowest-priced alternatives compared here are Fidelity Workplace Investing ($100, $125 less), Human Interest ($205, $20 less), and Principal Financial Group ($295, $70 more), at list price.
Does Betterment at Work require a contract?
Yes. Betterment at Work bills its plans annually.
How much does Betterment at Work cost per month?
On its lowest published plan ($100 plus $5 per head), Betterment at Work comes to about $150 a month for 10 employees and $350 for 50, at list price before add-ons and taxes; the Pro plan lists at $7/employee/mo + $150/mo base. How that compares across the category: What 401(k) providers costs.
What does Betterment at Work charge beyond the subscription?
Betterment at Work lists 2 extra costs: 0.25% annual advisory fee on participant assets and Financial Coaching as a paid add-on.
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