Human Interest
Human Interest Pricing
Human Interest pricing from the vendor’s own pricing page: 3 plans, cost by headcount, and the extra fees to budget for.
- starting price
- $80/mo + $5/employee
Human Interest plans
Essentials
$5/employee/mo + $80/mo base
Monthly base fee plus a fee per eligible employee
- Integration with 600+ payrolls
- U.S.-based support
- Customer Experience Guarantee
Complete
$7/employee/mo + $180/mo base
Monthly base fee plus a fee per eligible employee
- 3(16) fiduciary services
- IRS Form 5500 signed and filed
- ERISA fidelity bond
Concierge
$9/employee/mo + $280/mo base
Monthly base fee plus a fee per eligible employee
- Named account manager
- Compliance monitoring
- DOL audit defense
Price at a glance
Starting base fee
$80/mo
Starting price per employee
$5/employee/mo
Pricing model
Base fee + per employee
Price transparency
Published
Human Interest cost by company size
- Published starting price$80/mo base + $5/employee/mo
| Employees | Published starting price |
|---|---|
| 1 | $85/mo$3,060 over 3 yrs |
| 5 | $105/mo$3,780 over 3 yrs |
| 10 | $130/mo$4,680 over 3 yrs |
| 25 | $205/mo$7,380 over 3 yrs |
| 50 | $330/mo$11,880 over 3 yrs |
| 100 | $580/mo$20,880 over 3 yrs |
The published starting price only: plan tiers, add-ons and other products are quoted on top.
Extra and hidden costs
Implementation fee
Implementation: A one-time setup fee of $499 may apply.
Recordkeeping and custody fee of 0.05% of plan assets, paid by employees
Listed by the vendor
Investment advisory fee of 0.01%
(3(38)) or 0.018% (3(21)) of plan assets
Fund expense ratios
Listed by the vendor
Optional automatic rollover add-on at
$10 a month
Price comparison
| Product | Starting price | Pricing model | Pricing details |
|---|---|---|---|
| Fidelity Workplace Investing | $100/mo | Base fee + per employee | Fidelity Workplace Investing pricing |
 | $80/mo + $5/employee/mo | Base fee + per employee | Human Interest pricing |
 | $100/mo + $5/employee/mo | Base fee + per employee | Betterment at Work pricing |
| Principal Financial Group | $145/mo + $6/employee/mo | Base fee + per employee | Principal Financial Group plans and prices |
| Vanguard Workplace Solutions | Quote only | Base fee + per employee | Vanguard Workplace Solutions plans and prices |
| Empower | Quote only | Empower 401k pricing |
Lowest published list price per month, cheapest first at 25 employees; quote-only products show no price.
Frequently asked questions
How much does Human Interest cost?
Essentials is $80 a month plus $5 per eligible employee, Complete $180 plus $7 and Concierge $280 plus $9; a $499 setup fee may apply.
Which Human Interest plan includes Form 5500 filing?
Complete. Human Interest’s pricing lists “IRS Form 5500 signed & filed” as included in the Complete plan, which costs $180 a month plus $7 per eligible employee.
What plans does Human Interest offer?
Human Interest lists 3 plans: Essentials ($5/employee/mo + $80/mo base), Complete ($7/employee/mo + $180/mo base), and Concierge ($9/employee/mo + $280/mo base). List prices, before discounts and add-ons.
What do alternatives to Human Interest cost?
At 25 employees Human Interest lists at $205 a month; the lowest-priced alternatives compared here are Fidelity Workplace Investing ($100, $105 less), Betterment at Work ($225, $20 more), and Principal Financial Group ($295, $90 more), at list price.
How much does Human Interest cost per month?
On its lowest published plan ($80 plus $5 per head), Human Interest comes to about $130 a month for 10 employees and $330 for 50, at list price before add-ons and taxes; the Concierge plan lists at $9/employee/mo + $280/mo base. How that compares across the category: What 401(k) providers costs.
What does Human Interest charge beyond the subscription?
Human Interest lists 3 extra costs: Investment advisory fee of 0.01%) or 0.018%) of plan assets, Fund expense ratios, and Optional automatic rollover add-on at $10 a month.
Does Human Interest charge an implementation fee?
Yes. Human Interest lists an implementation fee: A one-time setup fee of $499 may apply.
Get exact Human Interest quotes for your team
List prices are a starting point. Type your headcount in the calculator for an estimate, then answer up to 5 quick questions to see Human Interest beside the 2 alternatives that fit you best; if a provider works with us, you can ask it for an exact quote.
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