Empower
Empower 401k Pricing
Empower does not publish prices: every company gets a quote. On this page: what 4 comparable products publish.
Price at a glance
- Price transparency
- Quote only1
Price comparison
| Product | Starting price | Pricing model | Pricing details |
|---|---|---|---|
 Fidelity Workplace Investing | $100/mo2 | Base fee + per employee | What Fidelity Workplace Investing costs |
 Human Interest | $80/mo + $5/employee/mo3 | Base fee + per employee | What Human Interest costs |
 Betterment at Work | $100/mo + $5/employee/mo4 | Base fee + per employee | What Betterment at Work costs |
 Principal Financial Group | $145/mo + $6/employee/mo5 | Base fee + per employee | Principal Financial Group pricing |
 Empower | Quote only | Empower pricing | |
 Paychex Retirement Services | Quote only | Quote only | What Paychex Retirement Services costs |
Lowest published monthly price of a plan for 401(k) providers, cheapest first at 25 employees. “See plans”: priced on another basis; “Quote only”: no published price.
Frequently asked questions
How much does an Empower 401(k) cost?
Empower does not publish 401(k) pricing on its plan sponsor pages; plans are quoted.
What plans does Empower administer?
401(k), Roth 401(k), 403(b), 457(b), 457(f) and 401(a) plans, plus defined benefit, nonqualified and stock plans and HSAs and FSAs.
What support does Empower give plan sponsors?
A dedicated plan sponsor support team, plus the Plan Service Center with 24/7 access to service inquiries.
What do alternatives to Empower cost?
Empower quotes its price; at 25 employees, the most similar alternatives compared here that publish one are Principal Financial Group ($295, 80% similar), Betterment at Work ($225, 70% similar), and Fidelity Workplace Investing ($100, 70% similar), a month at list price.
How much does Empower cost per employee?
Empower publishes no price; 3 alternatives compared here start at $5–$6 per employee a month.
Who makes Empower?
Empower (a 401(k) providers provider) was founded in 2014 and is headquartered in Greenwood Village, Colorado, USA. Empower is part of Great-West Lifeco. See the Empower company profile for the products it sells.
How this page was made
What it is built from
12 verified facts, each checked against the vendor's own pages or another primary source, most recently on Oct 24, 2026.
Method
Scored and compared with the LeadChange methodology, version 1.5. Read the methodology
Independent review
Not reviewed yet by our independent reviewer. How we review
Hands-on testing
We have not tested Empower hands-on: this page uses public information only.
Who made it
The LeadChange Research Team, following a written research process. No named expert has reviewed this page. About us
Independence and errors
Who pays us never changes a score or a rank. If something here is wrong, tell us and we correct it publicly. Request a correction
Is Empower right for your team?
Empower quotes its prices. Answer up to 4 quick questions to see the 2 alternatives that fit you best.
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Empower 401k Pricing
Sources
The 6 pages this page's facts come from. The date beside each is our last check of the facts taken from it (the oldest, when they differ). The numbers beside the figures above link here.
Quotes from the sources
- Empower empower.com/plan-sponsors“Service you can count on, plan expertise you can trust Contact us”
- Fidelity Investments fidelity.com/retirement-ira/small-business/401k-plans“$100 monthly fee”
- Human Interest humaninterest.com/pricing“Per eligible employee $5 / mo”
- Betterment betterment.com/work/pricing“monthly record-keeping fee per participant”
- Principal simplyretirement.com/business-owners/why-simply-retirement“a $6 monthly fee per participating employee”
- Empower empower.com/plan-sponsors/about-us“And in 2014, our parent company, Great-West Lifeco, created Empower.” “Greenwood Village, CO, Headquarters”
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