Paychex Retirement Services
Paychex Retirement Services Pricing
Paychex Retirement Services does not publish prices: every company gets a quote. On this page: what 4 comparable products publish.
Price at a glance
- Pricing model
- Quote only1
Price comparison
| Product | Starting price | Pricing model | Pricing details |
|---|---|---|---|
 Fidelity Workplace Investing | $100/mo2 | Base fee + per employee | What Fidelity Workplace Investing costs |
 Human Interest | $80/mo + $5/employee/mo3 | Base fee + per employee | What Human Interest costs |
 Betterment at Work | $100/mo + $5/employee/mo4 | Base fee + per employee | Betterment at Work pricing |
 Principal Financial Group | $145/mo + $6/employee/mo5 | Base fee + per employee | Principal Financial Group pricing |
 Paychex Retirement Services | Quote only | Quote only | Paychex Retirement Services pricing |
 Empower | Quote only | What Empower costs |
Lowest published monthly price of a plan for 401(k) providers, cheapest first at 25 employees. “See plans”: priced on another basis; “Quote only”: no published price.
Frequently asked questions
How much does a Paychex 401(k) cost?
Paychex does not publish 401(k) prices; cost depends on business size and services, and Paychex Sales quotes each plan.
What retirement plans does Paychex offer?
401(k) plans including a Pooled Employer Plan, traditional and solo 401(k), SIMPLE and SEP IRAs, and multiple employer plans through Paychex PEO.
How much does Paychex Retirement Services cost per employee?
Paychex Retirement Services publishes no price; 3 alternatives compared here start at $5–$6 per employee a month.
Who makes Paychex Retirement Services?
Paychex Retirement Services (a 401(k) providers provider) is made by Paychex. Paychex was founded in 1971 and is headquartered in Rochester, New York and Cincinnati, Ohio, USA (dual headquarters). Paychex is publicly traded. See the Paychex company profile for the products it sells.
How this page was made
What it is built from
11 verified facts, each checked against the vendor's own pages or another primary source, most recently on Nov 2, 2026.
Method
Scored and compared with the LeadChange methodology, version 1.5. Read the methodology
Independent review
Not reviewed yet by our independent reviewer. How we review
Hands-on testing
We have not tested Paychex Retirement Services hands-on: this page uses public information only.
Who made it
The LeadChange Research Team, following a written research process. No named expert has reviewed this page. About us
Independence and errors
Who pays us never changes a score or a rank. If something here is wrong, tell us and we correct it publicly. Request a correction
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Paychex Retirement Services quotes its prices. Answer up to 4 quick questions to see the 2 alternatives that fit you best.
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Paychex Retirement Services Pricing
Sources
The 7 pages this page's facts come from. The date beside each is our last check of the facts taken from it (the oldest, when they differ). The numbers beside the figures above link here.
Quotes from the sources
- Paychex paychex.com/retirement-services“The cost of a Paychex 401(k) plan depends on factors like your business size and the services you require.”
- Fidelity Investments fidelity.com/retirement-ira/small-business/401k-plans“$100 monthly fee”
- Human Interest humaninterest.com/pricing“Per eligible employee $5 / mo”
- Betterment betterment.com/work/pricing“monthly record-keeping fee per participant”
- Principal simplyretirement.com/business-owners/why-simply-retirement“a $6 monthly fee per participating employee”
- Paychex paychex.com/corporate“Paychex was founded in 1971 with an insight by B. Thomas Golisano.”
- U.S. SEC (Paychex Form 10-K, fiscal 2026) sec.gov/Archives/edgar/data/723531/000119312526307785/payx-20260531.htm“maintains dual corporate headquarters in Rochester, New York and Cincinnati, Ohio” “Our common stock trades on the NASDAQ Global Select Market under the symbol “PAYX”.”