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Rippling PEO vs ADP TotalSource

The short answer

Rippling PEO adds co-employment, workers' comp, EPLI and PHR- and SHRM-certified HR experts to the payroll, benefits and HR data that already run on Rippling’s platform. ADP TotalSource is ADP’s PEO, with a dedicated HR business partner, risk and safety programs and applicant tracking.

By LeadChange Research TeamUpdated Facts checked
Best for
Small businesses already on Rippling, or planning to be, that want group benefits

Choose Rippling PEO if

  • You already run HR, IT or devices on Rippling.
  • You may leave the PEO later and want to keep the same system.
  • You want 650+ app integrations.
  • You want SOC 2 Type 2 and ISO 27001 on record.
Not scored yet13 of 25 facts verifiedFacts checked Oct 19, 2026
Best for
Small and midsize businesses that want a full-service PEO from ADP

Choose ADP TotalSource if

  • You want an IRS-certified PEO.
  • You want a dedicated HR business partner.
  • You have grown past small-business size.
  • You want risk and safety programs with workers' comp.

LeadChange Score: editorial assessment based on public information.

Scorecard

Rippling PEO wins 2ADP TotalSource wins 12 ties

Rippling PEO vs ADP TotalSource by dimension
DimensionRippling PEOADP TotalSource
PricingBoth quote. Neither publishes a per-employee PEO fee, so compare written quotes for the same headcount and benefits. Quote onlyQuote onlyQuote only
IntegrationsRippling states 650+ integrations through its app shop. ADP TotalSource is listed on the ADP Marketplace and publishes no integration count. 650650 native2 documented
SecurityRippling states SOC 2 Type 2, ISO 27001 and GDPR compliance for its platform. ADP TotalSource names no certification on the pages we reviewed. YesSOC 2, ISO 27001, GDPRNone verified
Fit and supportADP TotalSource serves small and midsize businesses with a dedicated HR business partner; Rippling PEO is built for small businesses and supports clients by chat, email and phone. Small businesses, mid-market companiesSmall businessesSmall businesses, mid-market companies
CapabilitiesBoth cover payroll, benefits, workers' comp and HR compliance. ADP adds talent acquisition and risk management; Rippling adds its HR, IT and finance platform. Payroll, Benefits administration, Workers' compensation, HR compliance, HR experts (PHR/SHRM certified), Rippling HR, IT and finance platform9 of 10 core capabilities9 of 10 core capabilities

Key differences

Where Rippling PEO and ADP TotalSource differ (6)
AttributeRippling PEOADP TotalSource
Best forSmall businessesSmall businesses, mid-market companies
Mobile appsiOS, AndroidADP mobile app
Support channelsChat, email, phoneDedicated HR business partner, ADP MyLife Advisors (employee support)
Founded20161949
HeadquartersSan Francisco, California, USRoseland, New Jersey, US
OwnershipPrivatePublicly traded
Show 3 attributes where they are the same
Where they are the same (3)
AttributeRippling PEOADP TotalSource
Pricing modelQuote onlyQuote only
Price transparencyQuote onlyQuote only
Automatic tax filing

Analysis by dimension

Pricing. Both quote. Neither publishes a per-employee PEO fee, so compare written quotes for the same headcount and benefits.

Integrations. Rippling states 650+ integrations through its app shop. ADP TotalSource is listed on the ADP Marketplace and publishes no integration count.

Security. Rippling states SOC 2 Type 2, ISO 27001 and GDPR compliance for its platform. ADP TotalSource names no certification on the pages we reviewed.

Fit and support. ADP TotalSource serves small and midsize businesses with a dedicated HR business partner; Rippling PEO is built for small businesses and supports clients by chat, email and phone.

Capabilities. Both cover payroll, benefits, workers' comp and HR compliance. ADP adds talent acquisition and risk management; Rippling adds its HR, IT and finance platform.

Neither one?

Justworks

Justworks has the highest LeadChange Score in PEO Services after excluding these two (6.4/10).

From $79/employee/mo (PEO Basic plan)

Frequently asked questions

Is Rippling considered a PEO?

Yes: Rippling PEO is Rippling’s PEO service, which adds workers' comp, EPLI and certified HR experts to the Rippling platform. ADP TotalSource is a co-employment PEO that has been IRS-certified since 2017.

Is ADP a good PEO?

ADP TotalSource has been IRS-certified since 2017 and ESAC-accredited since 1995. Each client gets a dedicated HR business partner, and employees can use ADP MyLife Advisors. It is less suited to buyers who want a published PEO price: it quotes each client.

Is Rippling PEO cheaper than ADP TotalSource?

Neither lists a PEO price: both quote each client. Ask both for the administrative fee, the benefit premiums and the workers' comp rate as separate lines, so the two quotes compare like for like.

Can you leave Rippling PEO without changing systems?

Yes: Rippling says a client can move off the PEO without replacing the underlying system, because payroll, benefits and HR data stay on one platform.

Which benefits do Rippling PEO and ADP TotalSource offer?

Rippling PEO lists medical, dental, vision, 401(k), HSA, FSA and commuter benefits. ADP TotalSource lists medical, vision, dental, 401(k), an EAP and pet wellness.

Which is more secure, Rippling PEO or ADP TotalSource?

Rippling states SOC 2 Type 2 and ISO 27001 and publishes a trust center. ADP TotalSource names no security certification on the pages we reviewed, so ask ADP for its reports.

Who are Rippling PEO's competitors?

Among the PEOs we compare, Rippling PEO is also set against Justworks, TriNet and Insperity. It is built for small businesses that want the PEO on the same platform as their HR, IT and finance tools.

Rippling PEO or ADP TotalSource? Your answer in 3 questions

Your team size, what matters most and your role: see which one fits more of your answers, from verified facts and list prices. Then, if you like, ask to hear from both.

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What the LeadChange Score means

A 0–10 editorial assessment built only from verified facts, across six weighted dimensions: capabilities, pricing, integrations, security, fit and support, and data confidence.

Payments, commissions and lead fees are never inputs.