The short answer
Insperity is a PEO with three service models: HR360 (full-service PEO), HRScale (a PEO on Workday) and HRCore (HR technology with service, without co-employment). Rippling PEO adds co-employment, workers' comp and certified HR experts to the Rippling platform.
LeadChange Score: editorial assessment based on public information.
Rippling PEO wins 2Insperity (PEO) wins 12 ties
| Dimension | Rippling PEO | Insperity (PEO) |
|---|---|---|
| PricingBoth quote. Insperity bills payroll taxes, workers' comp, benefits and employer liability coverage as direct cost allocations next to its HR service fee. Quote only | Quote only | Quote only |
| IntegrationsRippling states 650+ integrations. Insperity publishes no integration count on the pages we reviewed. 650 | 650 native | 1 documented |
| SecurityRippling states SOC 2 Type 2, ISO 27001 and GDPR compliance. Insperity names no certification on the pages we reviewed. Yes | SOC 2, ISO 27001, GDPR | None verified |
| Fit and supportInsperity serves small, midsize and enterprise clients, by phone, email and web form from 7am to 7pm CST on weekdays. Rippling PEO is built for small businesses. Small businesses, mid-market companies, enterprises | Small businesses | Small businesses, mid-market companies, enterprises |
| CapabilitiesBoth cover payroll, benefits, workers' comp and HR compliance. Insperity adds contractor management and talent acquisition services; Rippling adds its IT and finance platform. Payroll, Benefits administration, Workers' compensation, HR compliance, HR experts (PHR/SHRM certified), Rippling HR, IT and finance platform | 9 of 10 core capabilities | 9 of 10 core capabilities |
| Attribute | Rippling PEO | Insperity (PEO) |
|---|---|---|
| Best for | Small businesses | Small businesses, mid-market companies, enterprises |
| Mobile apps | iOS, Android | iOS |
| Support channels | Chat, email, phone | Phone, Email, Web form |
| Founded | 2016 | 1986 |
| Headquarters | San Francisco, California, US | Kingwood, Texas, USA |
| Ownership | Private | Publicly traded |
| Attribute | Rippling PEO | Insperity (PEO) |
|---|---|---|
| Pricing model | Quote only | Quote only |
| Price transparency | Quote only | Quote only |
| Automatic tax filing |
Pricing. Both quote. Insperity bills payroll taxes, workers' comp, benefits and employer liability coverage as direct cost allocations next to its HR service fee.
Integrations. Rippling states 650+ integrations. Insperity publishes no integration count on the pages we reviewed.
Security. Rippling states SOC 2 Type 2, ISO 27001 and GDPR compliance. Insperity names no certification on the pages we reviewed.
Fit and support. Insperity serves small, midsize and enterprise clients, by phone, email and web form from 7am to 7pm CST on weekdays. Rippling PEO is built for small businesses.
Capabilities. Both cover payroll, benefits, workers' comp and HR compliance. Insperity adds contractor management and talent acquisition services; Rippling adds its IT and finance platform.
Justworks has the highest LeadChange Score in PEO Services after excluding these two (6.4/10).
From $79/employee/mo (PEO Basic plan)
Rippling PEO suits small businesses that want co-employment on the system they already use for HR, IT and finance. It is less suited to buyers who want an IRS-certified PEO, a status Insperity has held since 2017.
Insperity reports that 99% of first payrolls and 99.6% of later payrolls run without a defect (its own figure). As the plan sponsor it offers medical, dental, vision, 401(k), disability, life and critical illness cover.
Insperity lists more plan types, including prescription drug, short- and long-term disability, group term life and critical illness. Rippling PEO lists medical, dental, vision, 401(k), HSA, FSA and commuter benefits, with support from Rightway clinical experts.
Insperity quotes a fixed per-employee HR service charge plus direct cost allocations for taxes, workers' comp and benefits. Rippling quotes its PEO too and publishes no PEO price.
Yes: Insperity HRCore is HR technology with consultative service and no co-employment, on a platform from isolved. Rippling’s path out of co-employment is to keep the Rippling platform without the PEO.
Rippling states SOC 2 Type 2 and ISO 27001 for its platform and GDPR compliance. Insperity names no SOC 2 or ISO 27001 report on the pages we reviewed, so ask for it in the sales process.
Rippling PEO ranks #2 of 8 in our PEO services ranking. Besides Insperity (PEO), the highest-scored are Justworks, Remote, and TriNet. Every alternative, matched to the reason you might switch: Rippling PEO alternatives.
Your team size, what matters most and your role: see which one fits more of your answers, from verified facts and list prices. Then, if you like, ask to hear from both.
LeadChange may earn a fee when you request pricing through our site or follow a sponsored link. Rankings never depend on whether a vendor pays us.We may earn a fee.
How we make money
LeadChange may earn a fee when you request pricing through our site or follow a sponsored link. Rankings never depend on whether a vendor pays us.
What the LeadChange Score means
A 0–10 editorial assessment built only from verified facts, across six weighted dimensions: capabilities, pricing, integrations, security, fit and support, and data confidence.
Payments, commissions and lead fees are never inputs.
