Rippling PEO5.1/10
Insperity (PEO)5.7/10
Scored in PEO Services
The short answer
Insperity is a PEO with three service models: HR360 (full-service PEO), HRScale (a PEO on Workday) and HRCore (HR technology with service, without co-employment). Rippling PEO adds co-employment, workers' comp and certified HR experts to the Rippling platform.
LeadChange Score: editorial assessment based on public information.
Rippling PEO wins 1Insperity (PEO) wins 12 ties
| Dimension | Rippling PEO | Insperity (PEO) |
|---|---|---|
| PricingBoth quote. Insperity bills payroll taxes, workers' comp, benefits and employer liability coverage as direct cost allocations next to its HR service fee. Quote only1 | Quote only | Quote only |
| SecurityRippling states SOC 2 Type 2, ISO 27001 and GDPR compliance. Insperity names no certification on the pages we reviewed. Yes2 | SOC 2, ISO 27001, GDPR | None verified |
| Fit and supportInsperity serves small, midsize and enterprise clients, by phone, email and web form from 7am to 7pm CST on weekdays. Rippling PEO is built for small businesses. Small businesses, mid-market companies, enterprises3 | Small businesses | Small businesses, mid-market companies, enterprises |
| CapabilitiesBoth cover payroll, benefits, workers' comp and HR compliance. Insperity adds contractor management and talent acquisition services; Rippling adds its IT and finance platform. Payroll, Benefits administration, Workers' compensation, HR compliance, HR experts (PHR/SHRM certified), Rippling HR, IT and finance platform4 | 9 of 10 core capabilities | 9 of 10 core capabilities |
| Attribute | Rippling PEO | Insperity (PEO) |
|---|---|---|
| Best for | Small businesses4 | Small businesses, mid-market companies, enterprises3 |
| Mobile apps | iOS, Android5 | iOS6 |
| Support channels | Chat, email, phone7 | Phone, Email, Web form8 |
| Founded | 20169 | 198610 |
| Headquarters | San Francisco, California, US11 | Kingwood, Texas, USA12 |
| Ownership | Private13 | Publicly traded10 |
Pricing. Both quote. Insperity bills payroll taxes, workers' comp, benefits and employer liability coverage as direct cost allocations next to its HR service fee.
Integrations. Rippling states 650+ integrations. Insperity publishes no integration count on the pages we reviewed.
Security. Rippling states SOC 2 Type 2, ISO 27001 and GDPR compliance. Insperity names no certification on the pages we reviewed.
Fit and support. Insperity serves small, midsize and enterprise clients, by phone, email and web form from 7am to 7pm CST on weekdays. Rippling PEO is built for small businesses.
Capabilities. Both cover payroll, benefits, workers' comp and HR compliance. Insperity adds contractor management and talent acquisition services; Rippling adds its IT and finance platform.
Justworks has the highest LeadChange Score in PEO Services after excluding these two (9.7/10).
From $79/employee/mo (PEO Basic plan)16
Rippling PEO suits small businesses that want co-employment on the system they already use for HR, IT and finance. It is less suited to buyers who want an IRS-certified PEO, a status Insperity has held since 2017.
Insperity reports that 99% of first payrolls and 99.6% of later payrolls run without a defect (its own figure). As the plan sponsor it offers medical, dental, vision, 401(k), disability, life and critical illness cover.
Insperity lists more plan types, including prescription drug, short- and long-term disability, group term life and critical illness. Rippling PEO lists medical, dental, vision, 401(k), HSA, FSA and commuter benefits, with support from Rightway clinical experts.
Insperity quotes a fixed per-employee HR service charge plus direct cost allocations for taxes, workers' comp and benefits. Rippling quotes its PEO too and publishes no PEO price.
Yes: Insperity HRCore is HR technology with consultative service and no co-employment, on a platform from isolved. Rippling’s path out of co-employment is to keep the Rippling platform without the PEO.
Rippling states SOC 2 Type 2 and ISO 27001 for its platform and GDPR compliance. Insperity names no SOC 2 or ISO 27001 report on the pages we reviewed, so ask for it in the sales process.
Rippling PEO ranks #16 of 24 in our PEO services ranking. Besides Insperity (PEO), the highest-scored are Justworks, G&A Partners, and TriNet. Every alternative, matched to the reason you might switch: Rippling PEO alternatives.
26 verified facts, each checked against the vendor's own pages or another primary source, most recently on Nov 10, 2026.
Scored and compared with the LeadChange methodology, version 1.5. Read the methodology
Not reviewed yet by our independent reviewer. How we review
We have not tested either product hands-on: this page uses public information only.
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The 16 pages this page's facts come from. The date beside each is our last check of the facts taken from it (the oldest, when they differ). The numbers beside the figures above link here.
What the LeadChange Score means
A 0–10 editorial assessment built only from verified facts, across six weighted dimensions: capabilities, pricing, integrations, security, fit and support, and data confidence.
Payments, commissions and lead fees are never inputs.
