The short answer
Justworks publishes its PEO prices: PEO Basic at $79 and PEO Plus at $124 per employee a month, for small businesses with at least two W-2 employees. Insperity quotes direct costs plus a fixed per-employee HR service charge, and serves startups to established companies with HR360, HRScale on Workday and HRCore.
LeadChange Score: editorial assessment based on public information.
Justworks wins 3Insperity (PEO) wins 01 tie
| Dimension | Justworks | Insperity (PEO) |
|---|---|---|
| PricingJustworks lists PEO Basic at $79 and PEO Plus at $124 per employee a month, with premiums and dedicated HR consulting billed on top. Insperity quotes direct cost allocations plus a fixed per-employee HR service charge. Time Tracking: $8 a month per employee, US-based contractors: $8 a month per contractor, only in months you pay them, International contractors: $39 a month per paid contractor, plus exchange-rate fees, Health insurance on the Payroll plan: $8 a month per benefits-eligible employee, plus premiums, Dedicated HR Consulting: $30 a month per employee (PEO plans), Health Insurance Reimbursements (CHOICE): $25 a month per enrolled employee, Workers' comp on PEO plans: premium as a percentage of wages, with a state minimum for unpaid owners, Health, dental, vision, life and disability premiums: billed on top of plan fees | $79/employee/mo (PEO Basic plan) | Quote only |
| CapabilitiesBoth cover payroll, benefits, workers' compensation and HR compliance. Justworks adds an employer of record and contractor payments; Insperity adds a Workday-based PEO, contractor management and talent acquisition services. Payroll, PEO, Benefits administration, HR tools and support, Compliance, Time Tracking (add-on), Contractor payments, International Employer of Record (EOR), Analytics | 9 of 10 core capabilities | 9 of 10 core capabilities |
| IntegrationsJustworks syncs with QuickBooks, NetSuite, Sage Intacct and Xero and connects to 15Five, Brex, Carta and Checkr. Insperity publishes no integration list on the pages we reviewed. QuickBooks Online, QuickBooks Desktop, NetSuite, Sage Intacct, Xero, 15Five, Brex, Carta, Checkr, Culture Amp | 5 documented | 1 documented |
| Fit and supportJustworks offers 24/7 support on PEO plans by phone, email, chat and Slack. Insperity supports from 7am to 7pm CST, Monday to Friday. 24/7 support on PEO Basic and PEO Plus; the Payroll plan lists a 24/7 help center plus phone and chat support | Small businesses | Small businesses, mid-market companies, enterprises |
| Attribute | Justworks | Insperity (PEO) |
|---|---|---|
| Pricing model | Base fee + per employee | Quote only |
| Price transparency | Published | Quote only |
| Best for | Small businesses | Small businesses, mid-market companies, enterprises |
| Mobile apps | Justworks app for iOS, Justworks app for Android | iOS |
| Support channels | Phone, email, chat, Slack | Phone, Email, Web form |
| Founded | 2012 | 1986 |
| Headquarters | New York, New York, US | Kingwood, Texas, USA |
| Attribute | Justworks | Insperity (PEO) |
|---|---|---|
| Automatic tax filing |
Pricing. Justworks lists PEO Basic at $79 and PEO Plus at $124 per employee a month, with premiums and dedicated HR consulting billed on top. Insperity quotes direct cost allocations plus a fixed per-employee HR service charge.
Capabilities. Both cover payroll, benefits, workers' compensation and HR compliance. Justworks adds an employer of record and contractor payments; Insperity adds a Workday-based PEO, contractor management and talent acquisition services.
Integrations. Justworks syncs with QuickBooks, NetSuite, Sage Intacct and Xero and connects to 15Five, Brex, Carta and Checkr. Insperity publishes no integration list on the pages we reviewed.
Fit and support. Justworks offers 24/7 support on PEO plans by phone, email, chat and Slack. Insperity supports from 7am to 7pm CST, Monday to Friday.
Security. Neither names a security certification on the pages we reviewed.
TriNet has the highest LeadChange Score in PEO Services after excluding these two (5.9/10).
Justworks' documented strengths are published prices, 24/7 support on PEO plans, IRS certification and ESAC accreditation. It is built for small businesses, so it is less suited to large employers.
Among the PEOs we review, Justworks' peers include Insperity, TriNet, ADP TotalSource and Paychex PEO. Against Insperity, Justworks publishes its prices; Insperity offers more service models.
Justworks publishes $79 per employee a month on PEO Basic and $124 on PEO Plus, before premiums. Insperity quotes, so ask it for the same headcount and benefits to compare.
Yes. Justworks offers medical, dental and vision on PEO Plus, with COBRA administration. Insperity sponsors medical, dental, vision and prescription plans for co-employed staff.
Justworks runs an employer of record for full-time employees in 43 countries, at $599 per employee a month. Insperity lists no employer of record on the pages we reviewed.
Both have been certified PEOs since January 1, 2017: Justworks Employment Group LLC and Insperity PEO Services, L.P.
Your team size, what matters most and your role: see which one fits more of your answers, from verified facts and list prices. Then, if you like, ask to hear from both.
LeadChange may earn a fee when you request pricing through our site or follow a sponsored link. Rankings never depend on whether a vendor pays us.We may earn a fee.
How we make money
LeadChange may earn a fee when you request pricing through our site or follow a sponsored link. Rankings never depend on whether a vendor pays us.
What the LeadChange Score means
A 0–10 editorial assessment built only from verified facts, across six weighted dimensions: capabilities, pricing, integrations, security, fit and support, and data confidence.
Payments, commissions and lead fees are never inputs.
