Justworks vs Insperity (PEO)

Justworks9.7/10

Insperity (PEO)5.7/10

Scored in PEO Services

The short answer

Justworks publishes its PEO prices: PEO Basic at $79 and PEO Plus at $124 per employee a month, for small businesses with at least two W-2 employees. Insperity quotes direct costs plus a fixed per-employee HR service charge, and serves startups to established companies with HR360, HRScale on Workday and HRCore.

By LeadChange Research TeamUpdated Oct 19, 2026Based on 14 sources, most recently checked Nov 10, 2026

Justworks

Starting price: $50/mo + $8/employee/mo1
Best for: Small businesses that want a PEO with published per-employee prices

Choose Justworks if

You want a published price before you talk to sales.
You want support at any hour, including over Slack.
You hire abroad: Justworks runs an employer of record in 43 countries.
You want to ask questions about live payroll data from Claude or ChatGPT (Justworks MCP).

Justworks plans and prices Justworks competitors

Insperity (PEO)

Best for: Small and midsize businesses that want a full-service PEO with a dedicated service team

Choose Insperity (PEO) if

You expect to grow large: Insperity serves startups to established companies.
You want a PEO on Workday with a dedicated account executive (HRScale).
You may move to HR technology without co-employment later (HRCore).
You want critical illness, accident and disability cover among the benefits.

What Insperity (PEO) costs Insperity alternatives

LeadChange Score: editorial assessment based on public information.

Scorecard

Justworks wins 3Insperity (PEO) wins 01 tie

Justworks vs Insperity (PEO) by dimension
Dimension	Justworks	Insperity (PEO)
PricingJustworks lists PEO Basic at $79 and PEO Plus at $124 per employee a month, with premiums and dedicated HR consulting billed on top. Insperity quotes direct cost allocations plus a fixed per-employee HR service charge. Time Tracking: $8 a month per employee, US-based contractors: $8 a month per contractor, only in months you pay them, International contractors: $39 a month per paid contractor, plus exchange-rate fees, Health insurance on the Payroll plan: $8 a month per benefits-eligible employee, plus premiums, Dedicated HR Consulting: $30 a month per employee (PEO plans), Health Insurance Reimbursements (CHOICE): $25 a month per enrolled employee, Workers' comp on PEO plans: premium as a percentage of wages, with a state minimum for unpaid owners, Health, dental, vision, life and disability premiums: billed on top of plan fees1	$79/employee/mo (PEO Basic plan)	Quote only
CapabilitiesBoth cover payroll, benefits, workers' compensation and HR compliance. Justworks adds an employer of record and contractor payments; Insperity adds a Workday-based PEO, contractor management and talent acquisition services. Payroll, PEO, Benefits administration, HR tools and support, Compliance, Time Tracking (add-on), Contractor payments, International Employer of Record (EOR), Analytics1	9 of 10 core capabilities	9 of 10 core capabilities
IntegrationsJustworks syncs with QuickBooks, NetSuite, Sage Intacct and Xero and connects to 15Five, Brex, Carta and Checkr. Insperity publishes no integration list on the pages we reviewed. QuickBooks Online, QuickBooks Desktop, NetSuite, Sage Intacct, Xero, 15Five, Brex, Carta, Checkr, Culture Amp2	9 documented	1 documented
Fit and supportJustworks offers 24/7 support on PEO plans by phone, email, chat and Slack. Insperity supports from 7am to 7pm CST, Monday to Friday. 24/7 support on PEO Basic and PEO Plus; the Payroll plan lists a 24/7 help center plus phone and chat support3	Small businesses	Small businesses, mid-market companies, enterprises

Key differences

Where Justworks and Insperity (PEO) differ (7)
Attribute	Justworks	Insperity (PEO)
Pricing model	Base fee + per employee1	Quote only4
Price transparency	Published1	Quote only4
Best for	Small businesses5	Small businesses, mid-market companies, enterprises6
Mobile apps	Justworks app for iOS, Justworks app for Android7	iOS8
Support channels	Phone, email, chat, Slack1	Phone, Email, Web form9
Founded	20125	198610
Headquarters	New York, New York, US11	Kingwood, Texas, USA12

Show 1 attributes where they are the same

Where they are the same (1)
Attribute	Justworks	Insperity (PEO)
Automatic tax filing	13	14

Analysis by dimension

Pricing. Justworks lists PEO Basic at $79 and PEO Plus at $124 per employee a month, with premiums and dedicated HR consulting billed on top. Insperity quotes direct cost allocations plus a fixed per-employee HR service charge.

Capabilities. Both cover payroll, benefits, workers' compensation and HR compliance. Justworks adds an employer of record and contractor payments; Insperity adds a Workday-based PEO, contractor management and talent acquisition services.

Integrations. Justworks syncs with QuickBooks, NetSuite, Sage Intacct and Xero and connects to 15Five, Brex, Carta and Checkr. Insperity publishes no integration list on the pages we reviewed.

Fit and support. Justworks offers 24/7 support on PEO plans by phone, email, chat and Slack. Insperity supports from 7am to 7pm CST, Monday to Friday.

Security. Neither names a security certification on the pages we reviewed.

Neither one?

G&A Partners

G&A Partners has the highest LeadChange Score in PEO Services after excluding these two (7.3/10).

G&A Partners review

More Justworks comparisons

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Frequently asked questions

Is Justworks a good PEO?

Justworks' documented strengths are published prices, 24/7 support on PEO plans, IRS certification and ESAC accreditation. It is built for small businesses, so it is less suited to large employers.

Who are Justworks' main competitors?

Among the PEOs we review, Justworks' peers include Insperity, TriNet, ADP TotalSource and Paychex PEO. Against Insperity, Justworks publishes its prices; Insperity offers more service models.

Is Justworks cheaper than Insperity?

Justworks publishes $79 per employee a month on PEO Basic and $124 on PEO Plus, before premiums. Insperity quotes, so ask it for the same headcount and benefits to compare.

Do Justworks and Insperity offer health insurance?

Yes. Justworks offers medical, dental and vision on PEO Plus, with COBRA administration. Insperity sponsors medical, dental, vision and prescription plans for co-employed staff.

Can Justworks or Insperity hire employees abroad?

Justworks runs an employer of record for full-time employees in 43 countries, at $599 per employee a month. Insperity lists no employer of record on the pages we reviewed.

Are Justworks and Insperity IRS-certified?

Both have been certified PEOs since January 1, 2017: Justworks Employment Group LLC and Insperity PEO Services, L.P.

How this page was made

What it is built from
28 verified facts, each checked against the vendor's own pages or another primary source, most recently on Nov 10, 2026.
Method
Scored and compared with the LeadChange methodology, version 1.5. Read the methodology
Independent review
Not reviewed yet by our independent reviewer. How we review
Hands-on testing
We have not tested either product hands-on: this page uses public information only.
Who made it
The LeadChange Research Team, following a written research process. No named expert has reviewed this page. About us
Independence and errors
Who pays us never changes a score or a rank. If something here is wrong, tell us and we correct it publicly. Request a correction

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Sources

The 14 pages this page's facts come from. The date beside each is our last check of the facts taken from it (the oldest, when they differ). The numbers beside the figures above link here.

Quotes from the sources

Justworks justworks.com/pricing“Justworks Payroll customers pay $8 per month per employee plus a $50 base fee.” “Any payments to international contractors will cost $39 per active paid international contractor plus applicable exchange rate fees.”
Justworks help.justworks.com/hc/en-us/articles/360004479832-Invoice-Overview-for-Justworks-PEO“You can find more information on integrating Justworks with QuickBooks Online, QuickBooks Desktop, NetSuite, Sage Intacct, or Xero.”
Justworks justworks.com/plans/basic“our 24/7 customer support team that you and your employees can reach via email, phone, chat, and Slack.”
Insperity insperity.com/our-products/our-pricing“This is a fixed-dollar per-employee charge that covers the full scope of Insperity HR360 services. It’s customized for you based on the size of your business and won’t increase if you pay your employees more.” “The variables within each category are why we need to understand your business before we can give you a quote.”
Justworks justworks.com/about/our-company“Justworks is a technology company that levels the playing field for all small businesses.” “So, in 2012, Isaac left Etsy to build one.”
Insperity insperity.com“Whether you’re a startup, a scale-up or a well-established company, Insperity delivers the dynamic HR services and technology you need to support and grow your business.”
Justworks justworks.com/lp/justworks-mobile“Get the free mobile app to keep all your important HR info with you at all times. Available on the App Store and the Play Store.”
Insperity, Inc. (App Store listing) apps.apple.com/us/app/id674606949“Insperity Mobile is now in sync with your active lifestyle. Quick, easy access to your 401k, paycheck information, FSA, UHC benefits card and more.”
Insperity insperity.com/customer-support“If you’d like to speak with someone, please contact our Customer Service team via phone to connect with a representative 1-866-715-3552.”
Insperity insperity.com/about-us“The company was founded as Administaff – later to be rebranded as Insperity.”
Justworks justworks.com/privacy-policy“you can write to us at Justworks, Inc., P.O. Box 7119, Church Street Station, New York, NY 10008-7119”
Insperity insperity.com/about-us/our-locations“Corporate headquarters – Kingwood”
Justworks justworks.com/platform/features/compliance“Sit back while our platform automates withholding, reporting, and remitting your payroll taxes for US-based and international employees, plus annual filings like W-2s and 1099s for domestic contractors.”
Insperity Insperity Form 10-K, fiscal 2025“Payment of wages and salaries as reported by the client and related tax reporting and remittance (local, state and federal withholding, FICA, FUTA, state unemployment)”