The short answer
Insperity is a PEO founded in 1986 that sells HR360, a full-service PEO through co-employment, HRScale, its PEO on Workday, and HRCore, HR technology without co-employment, all by quote.
LeadChange Score: editorial assessment based on public information.
Insperity (PEO) wins 0Rippling wins 4
| Dimension | Insperity (PEO) | Rippling |
|---|---|---|
| PricingRippling publishes $40 a month plus $8 per user for small-business payroll, with other products priced on top. Insperity quotes all three services; HR360 bills direct costs plus a fixed per-employee HR service charge. $40/mo | Quote only | Partly published |
| CapabilitiesRippling covers HR, IT, finance, payroll, global employment, a PEO and custom apps. Insperity covers a full-service PEO, HR technology with service, contractor management, talent acquisition, retirement and insurance services. HR, IT, Finance, Payroll, Custom applications, Global (employer of record, global payroll, global contractors), PEO, Data Cloud, Rippling AI | 0 of 12 core capabilities | 9 of 12 core capabilities |
| IntegrationsRippling lists 650 integrations with a REST API and webhooks. Insperity publishes no integration count on the pages we reviewed. 650 | 1 documented | 650 native |
| SecurityRippling states SOC 2 Type II, ISO 27001 and GDPR. Insperity names no security certification on the pages we reviewed. Yes | None verified | SOC 2, ISO 27001, GDPR |
| Attribute | Insperity (PEO) | Rippling |
|---|---|---|
| Pricing model | Quote only | Base fee + per employee |
| Price transparency | Quote only | Partly published |
| Mobile apps | iOS | iOS, Android |
| Support channels | Phone, Email, Web form | Chat, email, phone |
| Founded | 1986 | 2016 |
| Headquarters | Kingwood, Texas, USA | San Francisco, California, US |
| Ownership | Publicly traded | Private |
| Attribute | Insperity (PEO) | Rippling |
|---|---|---|
| Best for | Small businesses, mid-market companies, enterprises | Small businesses, mid-market companies, enterprises |
| Automatic tax filing |
Pricing. Rippling publishes $40 a month plus $8 per user for small-business payroll, with other products priced on top. Insperity quotes all three services; HR360 bills direct costs plus a fixed per-employee HR service charge.
Capabilities. Rippling covers HR, IT, finance, payroll, global employment, a PEO and custom apps. Insperity covers a full-service PEO, HR technology with service, contractor management, talent acquisition, retirement and insurance services.
Integrations. Rippling lists 650 integrations with a REST API and webhooks. Insperity publishes no integration count on the pages we reviewed.
Fit and support. Insperity’s PEO includes HR compliance guidance, unemployment claims and handbook support, with phone, email and web-form support on weekdays from 7am to 7pm CST. Rippling supports customers by chat, email and phone.
Security. Rippling states SOC 2 Type II, ISO 27001 and GDPR. Insperity names no security certification on the pages we reviewed.
Insperity has run a PEO since 1986, is publicly traded and has been an IRS-certified PEO since January 1, 2017. It reports that 99% of first payrolls and 99.6% of later payrolls run without a defect (its own figure). Whether it fits depends on wanting co-employment; Rippling sells software you run yourself, with a PEO as one option.
Insperity is a service: under co-employment it sponsors your benefit plans and runs payroll, tax filings and workers' compensation. Rippling is a software platform where HR, IT and finance apps share one employee database; its PEO is one of several products.
Rippling’s payroll starts at $40 a month plus $8 per user, with benefits, time and device management priced on top. Insperity quotes HR360 as direct cost allocations for taxes, workers' comp and benefits plus a fixed per-employee HR service charge. Ask both for a quote that covers the same benefits and headcount.
Both serve enterprises. Insperity works with businesses from under 50 to 5,000 employees and runs HRScale, its PEO on Workday. Rippling serves companies of any size and adds enterprise reporting and analytics.
Rippling pays employees and contractors worldwide, with contractor payments in 185+ countries and an employer of record. Insperity covers all 50 states and lists contractor management among its services.
Rippling says most small businesses are running in 1–3 weeks, and guided implementation through the first payroll is free for them. Insperity reports that 99% of first payrolls run without a defect (vendor figure) and supports customers by phone, email and web form on weekdays.
Only Rippling states SOC 2 Type II, ISO 27001, and GDPR.
Besides Rippling, the highest-scored are BambooHR and Connecteam. Every alternative, matched to the reason you might switch: Insperity (PEO) alternatives.
Your team size, what matters most and your role: see which one fits more of your answers, from verified facts and list prices. Then, if you like, ask to hear from both.
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What the LeadChange Score means
A 0–10 editorial assessment built only from verified facts, across six weighted dimensions: capabilities, pricing, integrations, security, fit and support, and data confidence.
Payments, commissions and lead fees are never inputs.
