Insperity (PEO) vs Rippling

The short answer

Insperity is a PEO founded in 1986 that sells HR360, a full-service PEO through co-employment, HRScale, its PEO on Workday, and HRCore, HR technology without co-employment, all by quote.

By LeadChange Research TeamUpdated Oct 30, 2026Based on 17 sources, most recently checked Nov 10, 2026

Insperity (PEO)

Not scored in HR Software5 of 26 facts verified

Best for: Small and midsize businesses that want a full-service PEO with a dedicated service team

Choose Insperity (PEO) if

You want benefits sponsored by the PEO: Insperity is plan sponsor under co-employment.
You want disability, life, critical illness and accident cover next to medical and 401(k).
You want training: an online center with 100+ learning pathways.
You want a PEO on Workday with a dedicated account executive (HRScale).

Insperity (PEO) plans and prices Insperity alternatives

Rippling

Starting price: $40/mo + $8/employee/mo1
Best for: Companies that want HR, payroll, IT and finance apps on one employee database

Choose Rippling if

You want a starting price: payroll from $40 a month plus $8 per user.
You manage devices, apps and access along with HR.
You want 650 integrations and an API with webhooks.
You pay contractors in 185+ countries.

Rippling plans and prices Rippling alternatives

LeadChange Score: editorial assessment based on public information.

Scorecard

Insperity (PEO) wins 0Rippling wins 3

Insperity (PEO) vs Rippling by dimension
Dimension	Insperity (PEO)	Rippling
PricingRippling publishes $40 a month plus $8 per user for small-business payroll, with other products priced on top. Insperity quotes all three services; HR360 bills direct costs plus a fixed per-employee HR service charge. $40/mo1	Quote only	Partly published
IntegrationsRippling lists 650 integrations with a REST API and webhooks. Insperity publishes no integration count on the pages we reviewed. 650+2	1 documented	17 documented (vendor says 650+)
SecurityRippling states SOC 2 Type II, ISO 27001 and GDPR. Insperity names no security certification on the pages we reviewed. Yes3	None verified	SOC 2, ISO 27001, GDPR

Key differences

Where Insperity (PEO) and Rippling differ (7)
Attribute	Insperity (PEO)	Rippling
Pricing model	Quote only4	Base fee + per employee5
Price transparency	Quote only4	Partly published1
Mobile apps	iOS6	iOS, Android7
Support channels	Phone, Email, Web form8	Chat, email, phone9
Founded	198610	201611
Headquarters	Kingwood, Texas, USA12	San Francisco, California, US13
Ownership	Publicly traded10	Private14

Show 2 attributes where they are the same

Where they are the same (2)
Attribute	Insperity (PEO)	Rippling
Best for	Small businesses, mid-market companies, enterprises15	Small businesses, mid-market companies, enterprises1
Automatic tax filing	16	17

Analysis by dimension

Pricing. Rippling publishes $40 a month plus $8 per user for small-business payroll, with other products priced on top. Insperity quotes all three services; HR360 bills direct costs plus a fixed per-employee HR service charge.

Capabilities. Rippling covers HR, IT, finance, payroll, global employment, a PEO and custom apps. Insperity covers a full-service PEO, HR technology with service, contractor management, talent acquisition, retirement and insurance services.

Integrations. Rippling lists 650 integrations with a REST API and webhooks. Insperity publishes no integration count on the pages we reviewed.

Fit and support. Insperity’s PEO includes HR compliance guidance, unemployment claims and handbook support, with phone, email and web-form support on weekdays from 7am to 7pm CST. Rippling supports customers by chat, email and phone.

Security. Rippling states SOC 2 Type II, ISO 27001 and GDPR. Insperity names no security certification on the pages we reviewed.

More Insperity (PEO) comparisons

More Rippling comparisons

Frequently asked questions

Is Insperity a good HR company?

Insperity has run a PEO since 1986, is publicly traded and has been an IRS-certified PEO since January 1, 2017. It reports that 99% of first payrolls and 99.6% of later payrolls run without a defect (its own figure). Whether it fits depends on wanting co-employment; Rippling sells software you run yourself, with a PEO as one option.

What makes Insperity different from Rippling?

Insperity is a service: under co-employment it sponsors your benefit plans and runs payroll, tax filings and workers' compensation. Rippling is a software platform where HR, IT and finance apps share one employee database; its PEO is one of several products.

Is Rippling cheaper than Insperity?

Rippling’s payroll starts at $40 a month plus $8 per user, with benefits, time and device management priced on top. Insperity quotes HR360 as direct cost allocations for taxes, workers' comp and benefits plus a fixed per-employee HR service charge. Ask both for a quote that covers the same benefits and headcount.

Do Insperity and Rippling work for larger companies?

Both serve enterprises. Insperity works with businesses from under 50 to 5,000 employees and runs HRScale, its PEO on Workday. Rippling serves companies of any size and adds enterprise reporting and analytics.

Can Insperity or Rippling pay workers outside the US?

Rippling pays employees and contractors worldwide, with contractor payments in 185+ countries and an employer of record. Insperity covers all 50 states and lists contractor management among its services.

How fast can I get started with Insperity or Rippling?

Rippling says most small businesses are running in 1–3 weeks, and guided implementation through the first payroll is free for them. Insperity reports that 99% of first payrolls run without a defect (vendor figure) and supports customers by phone, email and web form on weekdays.

Is Insperity (PEO) or Rippling more secure?

Rippling states SOC 2 Type II, ISO 27001, and GDPR (unverified for Insperity (PEO)).

Who are Insperity (PEO)’s biggest competitors?

Besides Rippling, the highest-scored are BambooHR and Connecteam. Every alternative, matched to the reason you might switch: Insperity (PEO) alternatives.

How this page was made

What it is built from
34 verified facts, each checked against the vendor's own pages or another primary source, most recently on Nov 10, 2026.
Method
Scored and compared with the LeadChange methodology, version 1.5. Read the methodology
Independent review
Our independent review of Oct 29, 2026 asked for changes. How we review
Hands-on testing
We have not tested either product hands-on: this page uses public information only.
Who made it
The LeadChange Research Team, following a written research process. No named expert has reviewed this page. About us
Independence and errors
Who pays us never changes a score or a rank. If something here is wrong, tell us and we correct it publicly. Request a correction

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Insperity (PEO) vs Rippling

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Sources

The 17 pages this page's facts come from. The date beside each is our last check of the facts taken from it (the oldest, when they differ). The numbers beside the figures above link here.

Quotes from the sources

Rippling rippling.com/solutions/small-businesses“Rippling's small business plans start at $8 per user per month for payroll. The final cost depends on which other products you add, such as benefits administration, time and attendance, or IT device management.” “Starting at $8 per user per month ... Plus, a $40 per month base fee.”
Rippling rippling.com/products/it“650+ integrations with your favorite apps”
Rippling rippling.com/trust/security“Rippling's SOC 2 Type 2 report covers the trust services categories of Security, Confidentiality, and Availability, and is audited annually.” “ISO 27001 certification demonstrates our commitment to operating a mature security program.”
Insperity insperity.com/our-products/our-pricing“This is a fixed-dollar per-employee charge that covers the full scope of Insperity HR360 services. It’s customized for you based on the size of your business and won’t increase if you pay your employees more.” “The variables within each category are why we need to understand your business before we can give you a quote.”
Rippling rippling.com/pricing“Rippling's pricing depends on the products you select and the number of employees you have. Most products are priced per employee per month, while some may include a monthly base fee.”
Insperity, Inc. (App Store listing) apps.apple.com/us/app/id674606949“Insperity Mobile is now in sync with your active lifestyle. Quick, easy access to your 401k, paycheck information, FSA, UHC benefits card and more.”
Rippling (Apple App Store listing) apps.apple.com/us/app/rippling-hr-it-finance/id1231325957“Rippling makes it easy to access your benefits, request time off, submit expenses, view paystubs, share passwords, and more—all from your phone. ... Requires iOS 16.4 or later.”
Insperity insperity.com/customer-support“If you’d like to speak with someone, please contact our Customer Service team via phone to connect with a representative 1-866-715-3552.”
Rippling rippling.com/support-status“Time to First Response (TFR): how long it takes for a customer to receive a first response from our support team via live chat. ... The percentage of live chat conversations where the customer asks to convert the chat to a phone call. ... Time to First Response (TFR): how long it takes for a customer to receive a first response from our support team via email.”
Insperity insperity.com/about-us“The company was founded as Administaff – later to be rebranded as Insperity.” “Administaff joined the New York Stock Exchange under the ticker symbol ASF.”
Rippling rippling.com/careers“The groundwork is laid for Rippling… 2016 Parker's basement is unfinished. So is Rippling's first product. But we have started to build.”
Insperity insperity.com/about-us/our-locations“Corporate headquarters – Kingwood”
Rippling rippling.com/company/press“Based in San Francisco, CA, Rippling has raised $1.8B from Kleiner Perkins, Founders Fund, Sequoia,”
Wikipedia en.wikipedia.org/wiki/Rippling_(company)“Rippling Type Private Industry”
Insperity insperity.com“Whether you’re a startup, a scale-up or a well-established company, Insperity delivers the dynamic HR services and technology you need to support and grow your business.”
Insperity Insperity Form 10-K, fiscal 2025“Payment of wages and salaries as reported by the client and related tax reporting and remittance (local, state and federal withholding, FICA, FUTA, state unemployment)”
Rippling rippling.com/products/payroll“Click “run” and let Rippling handle the rest. We automatically calculate payroll taxes and file them with the correct federal, state, and local agencies at precisely the right time.”