Pricing. Gusto publishes all its plans, from $49 a month plus $6 per person on Simple. Rippling publishes only a small-business payroll starting price of $40 a month plus $8 per user; benefits, time tracking and IT products are priced on top. On payroll alone, Rippling's list price is lower up to four employees and Gusto's from five.
Capabilities. Both run US payroll with automatic tax filing and unlimited pay runs. Rippling adds identity, device management, corporate cards, expenses and custom apps on the same employee record. Gusto stays focused on payroll, benefits, time and HR.
Integrations. Rippling states 650 native integrations; Gusto's App Directory lists 153. Both document a REST API and webhooks.
Fit and support. Gusto lists small businesses as its segment and offers phone, email and chat support on weekdays. Rippling serves small, mid-market and enterprise companies and puts most small businesses live in 1–3 weeks.
Security. Rippling publishes a SOC 2 Type 2 report and ISO 27001 certification, plus SSO and SCIM. Gusto offers SSO and is less suited to buyers who need a named certification list from the vendor's own pages.