FrankCrum Review
FrankCrum is a family-owned PEO founded in 1981 in Clearwater, Florida, with its own workers’ compensation carrier, serving small and mid-sized businesses, especially in construction and skilled trades.
- Company size
- Small businesses, mid-market companies
- Pricing model
- Quote only
Best for
- Construction and skilled-trade employers that need workers’ comp certificates fast
- Small businesses that want EPLI and cyber cover bundled into the PEO
- Owners who want one coordinator for payroll and one consultant for HR
Not ideal for
- Buyers who need a published per-employee price before a call
How we evaluated FrankCrum
This review rests on 16 facts checked against FrankCrum’s official pricing pages and documentation, most recently on . We did not test the product hands-on: the score and the pros and cons use only those verified facts, as our methodology explains, and third-party ratings are quoted, never scored.
Our verdict
FrankCrum fits small and mid-sized employers, especially in construction and the skilled trades, that want a PEO with its own workers’ compensation carrier: premiums are pay-as-you-go with no down payment or year-end audit, and EPLI and cyber liability come with every partnership. Founded in 1981 and family owned, it publishes what each invoice line covers but quotes the rates. It is less suited to buyers who want a published per-employee price.
Strengths
Own workers’ comp carrier
FrankCrum’s affiliated carrier, Frank Winston Crum Insurance, writes pay-as-you-go coverage with no down payment and no year-end audit.
Evidence: Key features: Affiliated AM Best-rated workers' comp carrier (Frank Winston Crum Insurance), Pay-as-you-go workers' comp with no down payment and no year-end audit, Same-day workers' comp certificates of insurance in MyFrankCrum, Certified payroll and job costing for construction, Dedicated payroll coordinator and HR consultant, EPLI and cyber liability insurance included
Clear invoice lines
The pricing page names every line on its invoice, from FICA and SUTA to the administrative fee, EPLI and cyber liability, and lists the optional extras.
Evidence: Extra costs: Employee benefits premiums, passed through at FrankCrum's group rates, Benefits administration for an existing health plan kept with its carrier, TrainingHub learning management system, Applicant tracking (JazzHR) and time and attendance (UKG) software, Background checks and drug testing at per-use prices, Invoice lines each pay period: FICA, FUTA, SUTA, workers' comp premium, administrative fee, FrankAdvice HR, EPLI and cyber liability
Insurance included
Every partnership includes workers’ comp, EPLI and cyber liability insurance, plus COBRA administration and 940/941 filings.
Evidence: Automatic tax filing: Yes
Data out by API
A one-way API sends workforce and expense data from MyFrankCrum to the client’s own systems.
Evidence: Open API: Yes
Weaknesses
No published rate
FrankCrum gives no per-employee price on its site and builds a quote for each business.
Evidence: Price transparency: Quote only
Some software costs extra
Applicant tracking, time and attendance and the TrainingHub LMS are paid add-ons.
Evidence: Extra costs: Employee benefits premiums, passed through at FrankCrum's group rates, Benefits administration for an existing health plan kept with its carrier, TrainingHub learning management system, Applicant tracking (JazzHR) and time and attendance (UKG) software, Background checks and drug testing at per-use prices, Invoice lines each pay period: FICA, FUTA, SUTA, workers' comp premium, administrative fee, FrankAdvice HR, EPLI and cyber liability
Price at a glance
Pricing model
Quote only
Quick answers
- How does FrankCrum price its PEO?
- By custom quote: the rate depends on payroll size and headcount, industry and workers’ comp risk, claims history and the benefits chosen.Based on Pricing model: Quote only
- What fees are on a FrankCrum invoice?
- Payroll taxes (FICA, FUTA, SUTA), the workers’ comp premium, the administrative fee, FrankAdvice HR, EPLI, cyber liability and any benefits you select.Based on Extra costs: Employee benefits premiums, passed through at FrankCrum's group rates, Benefits administration for an existing health plan kept with its carrier, TrainingHub learning management system, Applicant tracking (JazzHR) and time and attendance (UKG) software, Background checks and drug testing at per-use prices, Invoice lines each pay period: FICA, FUTA, SUTA, workers' comp premium, administrative fee, FrankAdvice HR, EPLI and cyber liability
- Does FrankCrum include workers' comp?
- Yes. Workers’ comp insurance and claims management come with every partnership, billed pay-as-you-go through its affiliated carrier.Based on Workers' comp included: Yes
- Who owns FrankCrum?
- It is privately and family owned, founded in 1981 and based in Clearwater, Florida.Based on Ownership: Private
Coverage of core PEO services capabilities
Each core capability we evaluate in PEO Services, checked against FrankCrum’s own documentation. “Not verified yet” means we have not confirmed it either way, not that it is missing.
9 verified of 10 core capabilities
PEO Services
- Co-employment arrangement
- Payroll and tax filing
- Group benefits access
- Workers' compensation
- HR advisory support
- Compliance support
- Risk and safety services
- HR and payroll technology
- Reporting
- Exit and transition support · not verified yet
Specifications
Pricing
- Price transparency
- Quote only
Fit
- Industry focus
- Construction, Skilled trades, Professional services, Medical offices, Franchises
Product
- Modules
- Payroll & Tax, HR Management, Workers' Compensation, Employee Benefits, Retirement Plans, HR Tech & Team
- Mobile apps
- FrankCrum (iOS)
Integrations
- Open API
- Yes
Support
- Support channels
- Phone, dedicated account manager
FrankCrum integrations
FrankCrum integration coverage
The 10 apps that PEO services products document most often, and whether FrankCrum documents each.
0 of the 10 most-connected apps documented by FrankCrum; median of the 8 products compared: 1
- QuickBooks · documented by 4 of 8
- BambooHR · documented by 3 of 8
- Greenhouse · documented by 3 of 8
- NetSuite · documented by 3 of 8
- Xero · documented by 3 of 8
- Carta · documented by 2 of 8
- ClearCo · documented by 2 of 8
- HiBob · documented by 2 of 8
- Okta · documented by 2 of 8
- Personio · documented by 2 of 8
Integrations each vendor documents (native, marketplace, Zapier or API), 8 live PEO services products. Not documented does not mean not possible.
Where it ranks
- #8 of 8 scoredPEO Services
- #2 of 2 scoredPEO Services for Construction
- #1 of 1 scoredPEO Services for Franchises
- #6 of 6 scoredPEO Services for Mid-Sized Companies
- #8 of 8 scoredPEO Services for Small Business
FrankCrum alternatives
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BBSI90% similar
Compare FrankCrum
About FrankCrum
- Founded
- 1981
- Headquarters
- Clearwater, Florida, US
- Ownership
- Private
Official profiles
FrankCrum: frequently asked questions
Which industries does FrankCrum focus on?
Construction and skilled trades, professional services, medical offices and franchises.
What is FrankCrum used for?
FrankCrum, on the market since 1981, is a PEO services product built for small businesses and mid-market companies. Its modules include Payroll & Tax, HR Management, Workers' Compensation, Employee Benefits, and 2 more.
What are the best alternatives to FrankCrum?
In our PEO services ranking, the highest-scored products other than FrankCrum are Justworks, Rippling PEO, and Remote. Compared side by side, by reason to switch: FrankCrum alternatives.
Which is better, FrankCrum or Paychex PEO?
It depends on the team. Choose FrankCrum if: you want EPLI and cyber liability insurance in the PEO. Choose Paychex PEO if: you want an IRS-certified PEO. The full comparison: FrankCrum vs Paychex PEO.
What are the pros and cons of FrankCrum?
Strengths documented on the vendor’s own pages: own workers’ comp carrier, clear invoice lines, and insurance included. It is less suited to buyers who need a published per-employee price before a call.
Does FrankCrum have an API?
Yes. FrankCrum offers an open API to customers.
What does FrankCrum integrate with?
FrankCrum documents integrations, including UKG, JazzHR, and bswift. Every documented connection: FrankCrum integrations.
Does FrankCrum have a mobile app?
Yes. FrankCrum lists mobile apps: FrankCrum (iOS).
Is FrankCrum good for small businesses?
FrankCrum lists small businesses among the company sizes it is built for (small businesses and mid-market companies). It ranks #8 of 8 in our PEO services for small businesses.
Get FrankCrum pricing for your team
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