Human Interest
Best Human Interest Alternatives
6 products that do the same job as Human Interest, with similarity scores and published prices.
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Human Interest alternatives, closest first
Betterment at WorkSimilarity 100
Fidelity Workplace InvestingSimilarity 100- Vanguard Workplace SolutionsSimilarity 100
Human Interest alternatives, closest first
Products built for the same job come first, then products that also cover it, each group by similarity: the share of categories (50%), company sizes served (30%) and pricing model (20%) a product shares with Human Interest.
Betterment at Work
vs Human Interest: From $225 vs $205 a month at 25 employees (starting prices). 401(k) Providers score 7.9 vs 9.4.
Betterment at Work plans and prices
Similarity100 of 100From $100/mo + $5/employee/mo1
Fidelity Workplace Investing
vs Human Interest: From $100 vs $205 a month at 25 employees (starting prices). 401(k) Providers score 7.7 vs 9.4.
Fidelity Workplace Investing pricing
Similarity100 of 100From $100/mo2
Vanguard Workplace Solutions
vs Human Interest: Vanguard Workplace Solutions: from $3,775/yr; Human Interest: from $80/mo + $5/employee. Not scored yet in 401(k) Providers; Human Interest scores 9.4.
Vanguard Workplace Solutions plans and prices
Similarity100 of 100
Principal Financial Group
vs Human Interest: From $295 vs $205 a month at 25 employees (starting prices). Not scored yet in 401(k) Providers; Human Interest scores 9.4.
Principal Financial Group plans and prices
Similarity90 of 100From $145/mo + $6/employee/mo3
Empower
vs Human Interest: Empower: quote-only; Human Interest: from $80/mo + $5/employee. Not scored yet in 401(k) Providers; Human Interest scores 9.4.
Similarity70 of 100
Paychex Retirement Services
vs Human Interest: Paychex Retirement Services: quote-only; Human Interest: from $80/mo + $5/employee. Not scored yet in 401(k) Providers; Human Interest scores 9.4.
What Paychex Retirement Services costs
Similarity70 of 100
Why buyers look beyond Human Interest
3(16) services start on Complete
Essentials leaves out 3(16) fiduciary services and Form 5500 signing and filing; they start on Complete at $7/employee/mo + $180/mo base.
Employer fees grow with headcount
On top of the base fee, employers pay $5 to $9 per eligible employee a month, depending on the plan.
Human Interest vs its closest alternatives
| Product | Score | Starting base fee | Pricing model | SOC 2 Type II | Mobile apps |
|---|---|---|---|---|---|
 Human Interest4,5 | 9.4 | $80/mo | Base fee + per employee | Yes | Not verified |
| Betterment at Work1,6,7 | 7.9 | $100/mo (billed annually) | Base fee + per employee | Yes | Yes |
| Fidelity Workplace Investing2,8 | 7.7 | $100/mo | Base fee + per employee | Not verified | NetBenefits (web and mobile app) |
| Vanguard Workplace Solutions9 | Not scored | See plans | Base fee + per employee | Not verified | Not verified |
| Principal Financial Group3,10 | Not scored | $145/mo | Base fee + per employee | Not verified | Not verified |
| Empower11,12 | Not scored | Not verified | Not verified | Yes | Yes |
| Paychex Retirement Services13–15 | Not scored | Not verified | Quote only | Yes | Yes |
Not verified = we have no sourced value for it yet.
Alternatives to similar products
Frequently asked questions
What are the best alternatives to Human Interest?
Among products built for the same job in 401(k) Providers, the closest to Human Interest are Betterment at Work, Fidelity Workplace Investing, and Vanguard Workplace Solutions, by the categories, company sizes and pricing model they share. Betterment at Work vs Human Interest: From $225 vs $205 a month at 25 employees (starting prices). 401(k) Providers score 7.9 vs 9.4.
What is a cheaper alternative to Human Interest?
Fidelity Workplace Investing: From $100 a month at 25 employees vs $205 for Human Interest (starting prices).
Which Human Interest alternatives publish their prices?
Of the alternatives to Human Interest, Betterment at Work, Fidelity Workplace Investing, Vanguard Workplace Solutions, and Principal Financial Group publish list prices for at least one plan. Human Interest publishes its prices too.
Which Human Interest alternative scores highest?
Betterment at Work scores highest at 7.9/10; Human Interest scores 9.4.
Why do teams look for Human Interest alternatives?
The fit limits documented for Human Interest: 3(16) services start on Complete and employer fees grow with headcount. The “Why buyers look beyond Human Interest” section explains each one from its source.
Which Human Interest alternatives integrate with Gusto?
Betterment at Work and Fidelity Workplace Investing document an integration with Gusto, like Human Interest.
How this page was made
What it is built from
26 verified facts, each checked against the vendor's own pages or another primary source, most recently on Nov 2, 2026.
Method
Scored and compared with the LeadChange methodology, version 1.5. Read the methodology
Independent review
Our independent review of Nov 6, 2026 asked for changes. How we review
Hands-on testing
We have not tested Human Interest hands-on: this page uses public information only.
Who made it
The LeadChange Research Team, following a written research process. No named expert has reviewed this page. About us
Independence and errors
Who pays us never changes a score or a rank. If something here is wrong, tell us and we correct it publicly. Request a correction
Switching from Human Interest?
Tell us why you’re leaving and when your contract ends, and see the alternatives that fit, with verified evidence for what you need, ranked without regard to who pays us.
Sources
The 19 pages this page's facts come from. The date beside each is our last check of the facts taken from it (the oldest, when they differ). The numbers beside the figures above link here.
Quotes from the sources
- Betterment betterment.com/work/pricing“monthly record-keeping fee per participant” “monthly base fee, billed each calendar year annually ($1,200)”
- Fidelity Investments fidelity.com/retirement-ira/small-business/401k-plans“$100 monthly fee” “Straightforward pricing and an award-winning employee experience”
- Principal simplyretirement.com/business-owners/why-simply-retirement“There’s a one-time startup fee of $500 for bundled plans, a monthly recordkeeping fee as low as $145 ($435 billed quarterly), and a $6 monthly fee per participating employee.”
- Human Interest humaninterest.com/pricing“Base fee $80 / mo” “$80 /mo base +$5/mo per eligible employee”
- Human Interest security.humaninterest.com“SOC 1 SOC 2 Type 1 SOC 2 Type 2”
- Betterment betterment.com/hubfs/PDFs/b4b/employer-dashboard/Betterment%20at%20Work%20Security%20Brochure.pdf“Audit reports are made available to clients, including a SOC 2 Type II with coverage for the security program, as well as a SOC 1 Type II report with coverage for internal controls specifically relevant to us.”
- Betterment betterment.com/work“Weighted avg. app store rating as of 9/3/25 (reviews since: 9/10/10 Apple, 10/30/13 Google).”
- Fidelity Investments fidelityworkplace.com/s/401ksmallbusiness-details“Your employees will have access to NetBenefits®– Fidelity’s #1-rated web and mobile app¹”
- Vanguard workplace.vanguard.com/content/dam/inst/iig-transformation/offers/vrpa/pdf/build-your-retirement-business-with-Vanguard-Retirement-Plan-Access-Advisor-pricing.pdf“Our bundled program includes both recordkeeping and certain plan administration services.” “Complete pricing information is available upon request.”
- Principal simplyretirement.com/business-owners“Pricing shown applies when working with a third party administrator (TPA).”
- Empower empower.com/plan-sponsors/about-empower/cybersecurity“Unqualified SOC 2 Type 2 third-party attestation”
- Empower empower.com/plan-sponsors/what-we-offer/small-to-mid“Participants can enroll, adjust contribution rates, track progress, and view their complete financial picture — all in one place, on web or mobile.”
- Paychex paychex.com/retirement-services“The cost of a Paychex 401(k) plan depends on factors like your business size and the services you require.”
- Paychex paychex.com/corporate/security“Paychex maintains SOC 1 Type 2 and SOC 2 Type 2 reports over various products and services.”
- Paychex paychex.com/apps/mobile-app“Access to payroll, time, HR, benefits, retirement, and scheduling”
- Principal principal.com/businesses/protect-my-employees/retirement-plans/401k-403b-plans“Get a quote in just a few minutes”
- Human Interest humaninterest.com/new-401k-standard“Simple pricing published on our pricing page”
- Human Interest humaninterest.com/payrolls
- Fidelity Investments fidelityworkplace.com/s/401ksmallbusiness-payroll