Paychex Retirement Services
Best Paychex Retirement Services Alternatives
6 products that do the same job as Paychex Retirement Services, with similarity scores and published prices.
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Paychex Retirement Services alternatives, closest first
EmpowerSimilarity 80
Principal Financial GroupSimilarity 80
Betterment at WorkSimilarity 70
Alternatives by reason for switching
Published price
From $100 a month at 25 employees (starting price); Paychex Retirement Services does not publish comparable prices.
$100/mo1
Published pricing
Paychex Retirement Services alternatives, closest first
Products built for the same job come first, then products that also cover it, each group by similarity: the share of categories (50%), company sizes served (30%) and pricing model (20%) a product shares with Paychex Retirement Services.
Empower
vs Paychex Retirement Services: Empower: quote-only; Paychex Retirement Services: quote-only.
Similarity80 of 100Principal Financial Group
vs Paychex Retirement Services: Principal Financial Group: from $145/mo + $6/employee; Paychex Retirement Services: quote-only.
Principal Financial Group pricing
Similarity80 of 100From $145/mo + $6/employee/mo3
Betterment at Work
vs Paychex Retirement Services: Betterment at Work: from $100/mo + $5/employee; Paychex Retirement Services: quote-only. 401(k) Providers score 7.9; Paychex Retirement Services is not scored yet.
Similarity70 of 100From $100/mo + $5/employee/mo4
Fidelity Workplace Investing
vs Paychex Retirement Services: Fidelity Workplace Investing: from $100/mo; Paychex Retirement Services: quote-only. 401(k) Providers score 7.7; Paychex Retirement Services is not scored yet.
Fidelity Workplace Investing pricing
Similarity70 of 100From $100/mo1
Human Interest
vs Paychex Retirement Services: Human Interest: from $80/mo + $5/employee; Paychex Retirement Services: quote-only. 401(k) Providers score 9.4; Paychex Retirement Services is not scored yet.
Similarity70 of 100From $80/mo + $5/employee/mo5
Vanguard Workplace Solutions
vs Paychex Retirement Services: Vanguard Workplace Solutions: from $3,775/yr; Paychex Retirement Services: quote-only.
Vanguard Workplace Solutions pricing
Similarity70 of 100
Paychex Retirement Services vs its closest alternatives
| Product | Score | Starting base fee | Pricing model | SOC 2 Type II | Mobile apps |
|---|---|---|---|---|---|
 Paychex Retirement Services6–8 | Not scored | Not verified | Quote only | Yes | Yes |
| Empower9,10 | Not scored | Not verified | Not verified | Yes | Yes |
| Principal Financial Group3,11 | Not scored | $145/mo | Base fee + per employee | Not verified | Not verified |
| Betterment at Work4,12,13 | 7.9 | $100/mo (billed annually) | Base fee + per employee | Yes | Yes |
| Fidelity Workplace Investing1,14 | 7.7 | $100/mo | Base fee + per employee | Not verified | NetBenefits (web and mobile app) |
| Human Interest5,15 | 9.4 | $80/mo | Base fee + per employee | Yes | Not verified |
| Vanguard Workplace Solutions16 | Not scored | See plans | Base fee + per employee | Not verified | Not verified |
Not verified = we have no sourced value for it yet.
Alternatives to similar products
Frequently asked questions
What are the best alternatives to Paychex Retirement Services?
Among products built for the same job in 401(k) Providers, the closest to Paychex Retirement Services are Empower (80% similar), Principal Financial Group (80% similar), and Betterment at Work (70% similar), by the categories, company sizes and pricing model they share. Empower vs Paychex Retirement Services: Empower: quote-only; Paychex Retirement Services: quote-only.
Which 401(k) alternative to Paychex Retirement Services has the lowest published price?
Fidelity Workplace Investing: From $100 a month at 25 employees (starting price); Paychex Retirement Services does not publish comparable prices.
Which Paychex Retirement Services alternatives publish their prices?
Of the alternatives to Paychex Retirement Services, Principal Financial Group, Betterment at Work, Fidelity Workplace Investing, Human Interest, and Vanguard Workplace Solutions publish list prices for at least one plan. Paychex Retirement Services prices by quote.
Which Paychex Retirement Services alternative scores highest?
Human Interest scores highest at 9.4/10; Paychex Retirement Services is not scored yet. Closest to Paychex Retirement Services: Empower (80% similar).
Which Paychex Retirement Services alternatives integrate with Paychex Flex?
Principal Financial Group and Betterment at Work document an integration with Paychex Flex, like Paychex Retirement Services.
How this page was made
What it is built from
28 verified facts, each checked against the vendor's own pages or another primary source, most recently on Nov 2, 2026.
Method
Scored and compared with the LeadChange methodology, version 1.5. Read the methodology
Independent review
Not reviewed yet by our independent reviewer. How we review
Hands-on testing
We have not tested Paychex Retirement Services hands-on: this page uses public information only.
Who made it
The LeadChange Research Team, following a written research process. No named expert has reviewed this page. About us
Independence and errors
Who pays us never changes a score or a rank. If something here is wrong, tell us and we correct it publicly. Request a correction
Switching from Paychex Retirement Services?
Tell us why you’re leaving and when your contract ends, and see the alternatives that fit, with verified evidence for what you need, ranked without regard to who pays us.
Sources
The 18 pages this page's facts come from. The date beside each is our last check of the facts taken from it (the oldest, when they differ). The numbers beside the figures above link here.
Quotes from the sources
- Fidelity Investments fidelity.com/retirement-ira/small-business/401k-plans“$100 monthly fee” “Straightforward pricing and an award-winning employee experience”
- Human Interest humaninterest.com/new-401k-standard“Simple pricing published on our pricing page”
- Principal simplyretirement.com/business-owners/why-simply-retirement“There’s a one-time startup fee of $500 for bundled plans, a monthly recordkeeping fee as low as $145 ($435 billed quarterly), and a $6 monthly fee per participating employee.”
- Betterment betterment.com/work/pricing“monthly record-keeping fee per participant” “monthly base fee, billed each calendar year annually ($1,200)”
- Human Interest humaninterest.com/pricing“Per eligible employee $5 / mo” “Base fee $80 / mo”
- Paychex paychex.com/retirement-services“The cost of a Paychex 401(k) plan depends on factors like your business size and the services you require.” “For an accurate, personalized quote, contact Paychex Sales to design a 401(k) plan that aligns with your budget and business goals.”
- Paychex paychex.com/corporate/security“Paychex maintains SOC 1 Type 2 and SOC 2 Type 2 reports over various products and services.”
- Paychex paychex.com/apps/mobile-app“Access to payroll, time, HR, benefits, retirement, and scheduling”
- Empower empower.com/plan-sponsors/about-empower/cybersecurity“Unqualified SOC 2 Type 2 third-party attestation”
- Empower empower.com/plan-sponsors/what-we-offer/small-to-mid“Participants can enroll, adjust contribution rates, track progress, and view their complete financial picture — all in one place, on web or mobile.”
- Principal simplyretirement.com/business-owners“Pricing shown applies when working with a third party administrator (TPA).”
- Betterment betterment.com/hubfs/PDFs/b4b/employer-dashboard/Betterment%20at%20Work%20Security%20Brochure.pdf“Audit reports are made available to clients, including a SOC 2 Type II with coverage for the security program, as well as a SOC 1 Type II report with coverage for internal controls specifically relevant to us.”
- Betterment betterment.com/work“Weighted avg. app store rating as of 9/3/25 (reviews since: 9/10/10 Apple, 10/30/13 Google).”
- Fidelity Investments fidelityworkplace.com/s/401ksmallbusiness-details“Your employees will have access to NetBenefits®– Fidelity’s #1-rated web and mobile app¹”
- Human Interest security.humaninterest.com“SOC 1 SOC 2 Type 1 SOC 2 Type 2”
- Vanguard workplace.vanguard.com/content/dam/inst/iig-transformation/offers/vrpa/pdf/build-your-retirement-business-with-Vanguard-Retirement-Plan-Access-Advisor-pricing.pdf“Our bundled program includes both recordkeeping and certain plan administration services.” “Complete pricing information is available upon request.”
- Principal principal.com/businesses/protect-my-employees/retirement-plans/401k-403b-plans“Get a quote in just a few minutes”
- Betterment betterment.com/work/employers