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SurePayroll vs Gusto

The short answer

Both publish their prices. SurePayroll's Full Service plan costs $29 a month plus $7 per employee, and a No Tax Filing plan costs $20 plus $4 for owners who file taxes themselves. Gusto Simple costs $49 a month plus $6 per person and includes benefits administration and HR tools.

By LeadChange Research TeamUpdated Facts checked
Starting price
$20/mo + $4/employee/mo
Best for
Very small businesses that want low-cost payroll with taxes filed

Choose SurePayroll if

  • You have fewer than 20 employees and want the lower full-service list price.
  • You pay a nanny or other household employee: SurePayroll has a household payroll plan.
  • You want to file payroll taxes yourself and pay less: the No Tax Filing plan costs $20 a month plus $4 per employee.
  • You want free two-day direct deposit on every account.
Starting price
$49/mo + $6/employee/mo
Best for
US small businesses that want payroll tax filing on every plan

Choose Gusto if

  • You want health, dental, vision and 401(k) administered in the same account.
  • You connect payroll to other apps: Gusto lists 153 integrations and an open API.
  • You run payroll in several states and want it included in a plan rather than a monthly add-on.
  • You have more than 20 employees: Gusto's lower per-person fee makes it the cheaper list price from 21 people.

LeadChange Score: editorial assessment based on public information.

Scorecard

SurePayroll wins 1Gusto wins 11 tie

SurePayroll vs Gusto by dimension
DimensionSurePayrollGusto
PricingSurePayroll Full Service lists $29 a month plus $7 per employee against Gusto Simple's $49 plus $6: $99 against $109 at 10 employees, equal at 20. SurePayroll bills year-end forms, multi-state payroll and accounting integration as add-ons. Multi-state payroll: $9.99 a month (first state included), Year-end W-2 and 1099-NEC forms: $50 base plus $5 per form, billed annually, Accounting software integration: $4.99 a month, Time clock integration: from $5 a month plus $3 per employee, Employment law support: from $30 a month, 401(k): quoted by plan$20/mo + $4/employee/mo$49/mo + $6/employee/mo
IntegrationsGusto's App Directory lists 153 apps and it documents a REST API with webhooks. SurePayroll prices an accounting software integration at $4.99 a month and a time clock integration separately. 1531 documented153 native
Fit and supportBoth list small businesses as their segment and offer weekday phone support. SurePayroll includes onboarding at no extra charge; Gusto charges no setup fee either. Small businessesSmall businessesSmall businesses

Key differences

Where SurePayroll and Gusto differ (3)
AttributeSurePayrollGusto
Support channelsPhone, chatPhone, email, chat, online help center, dedicated account partner (Premium)
Founded20002012
OwnershipSubsidiaryPrivate
Show 8 attributes where they are the same
Where they are the same (8)
AttributeSurePayrollGusto
Pricing modelBase fee + per employeeBase fee + per employee
Price transparencyPublishedPublished
Free trial
Contract termMonthlyMonthly
Best forSmall businessesSmall businesses
Mobile appsiOS (Gusto Mobile), Android (Gusto Mobile)
Automatic tax filing
Contractor payments

Price by headcount

  • SurePayroll No Tax Filing$20/mo base + $4/employee/mo
  • Gusto Simple$49/mo base + $6/employee/mo
Estimated list price per month by scenario
EmployeesSurePayroll No Tax FilingGusto Simple
10$60/mo (lowest)$109/mo
50$220/mo (lowest)$349/mo
200$820/mo (lowest)$1,249/mo

Monthly list price of each product’s entry plan with published per-employee pricing.

Analysis by dimension

Pricing. SurePayroll Full Service lists $29 a month plus $7 per employee against Gusto Simple's $49 plus $6: $99 against $109 at 10 employees, equal at 20. SurePayroll bills year-end forms, multi-state payroll and accounting integration as add-ons.

Capabilities. Both file payroll taxes and allow unlimited pay runs. Gusto adds benefits administration, hiring, time and HR modules; SurePayroll focuses on payroll, with insurance and 401(k) sold alongside.

Integrations. Gusto's App Directory lists 153 apps and it documents a REST API with webhooks. SurePayroll prices an accounting software integration at $4.99 a month and a time clock integration separately.

Fit and support. Both list small businesses as their segment and offer weekday phone support. SurePayroll includes onboarding at no extra charge; Gusto charges no setup fee either.

Neither one?

Patriot Payroll

Patriot Payroll has the highest LeadChange Score in Payroll Software after excluding these two (9.3/10).

From $17/mo + $4/employee/mo

Frequently asked questions

How much is SurePayroll per month?

SurePayroll's Full Service costs $29 a month plus $7 per employee and No Tax Filing $20 plus $4, against $49 a month plus $6 per person on Gusto's Simple plan. SurePayroll adds charges for year-end W-2 and 1099 forms ($50 plus $5 per form) and for multi-state payroll ($9.99 a month).

Is SurePayroll cheaper than Gusto?

Below 20 employees, yes, on full-service list prices: $99 against $109 a month at 10 employees. From 21 people Gusto Simple costs less, and SurePayroll's add-ons for year-end forms and multi-state payroll change the total.

Is SurePayroll any good?

It suits small employers that want full-service payroll at a low list price, free two-day direct deposit and household payroll. It is less suited to buyers who want benefits administration and HR tools in the same subscription.

Who owns SurePayroll?

Paychex. It completed the acquisition of SurePayroll in February 2011.

Do SurePayroll and Gusto offer a free trial?

Neither lists a free trial; both sell through a demo or a quote.

Is SurePayroll or Gusto more secure?

Only Gusto states HIPAA (BAA).

SurePayroll or Gusto? Your answer in 3 questions

Your team size, what matters most and your role: see which one fits more of your answers, from verified facts and list prices. Then, if you like, ask to hear from both.

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What the LeadChange Score means

A 0–10 editorial assessment built only from verified facts, across six weighted dimensions: capabilities, pricing, integrations, security, fit and support, and data confidence.

Payments, commissions and lead fees are never inputs.