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SurePayroll vs Gusto

SurePayroll4.9/10

Gusto8.1/10

Scored in Payroll Software

The short answer

Both publish their prices. SurePayroll's Full Service plan costs $29 a month plus $7 per employee, and a No Tax Filing plan costs $20 plus $4 for owners who file taxes themselves. Gusto Simple costs $49 a month plus $6 per person for payroll in one state with tax filing.

By LeadChange Research TeamUpdated Based on 11 sources, most recently checked
Starting price
$29/mo + $7/employee/mo (Full Service plan)1
Best for
Very small businesses that want low-cost payroll with taxes filed

Choose SurePayroll if

  • You have fewer than 20 employees and want the lower full-service list price.
  • You pay a nanny or other household employee: SurePayroll has a household payroll plan.
  • You want to file payroll taxes yourself and pay less: the No Tax Filing plan costs $20 a month plus $4 per employee.
  • You want free two-day direct deposit on every account.
Starting price
$49/mo + $6/employee/mo2
Best for
US small businesses that want payroll tax filing on every plan

Choose Gusto if

  • You want health, dental, vision and 401(k) administered in the same account.
  • You connect payroll to other apps: Gusto lists 154 integrations and an open API.
  • You run payroll in several states and want it included in a plan rather than a monthly add-on.
  • You have more than 20 employees: Gusto's lower per-person fee makes it the cheaper list price from 21 people.

LeadChange Score: editorial assessment based on public information.

Scorecard

SurePayroll wins 1Gusto wins 11 tie

SurePayroll vs Gusto by dimension
DimensionSurePayrollGusto
PricingSurePayroll Full Service lists $29 a month plus $7 per employee against Gusto Simple's $49 plus $6: $99 against $109 at 10 employees, equal at 20. SurePayroll bills year-end forms, multi-state payroll and accounting integration as add-ons. Multi-state payroll: $9.99 a month (first state included), Year-end W-2 and 1099-NEC forms: $50 base plus $5 per form, billed annually, Accounting software integration: $4.99 a month, Time clock integration: from $5 a month plus $3 per employee, Employment law support: from $30 a month, 401(k): quoted by plan, Local tax filing: a separate fee where local taxes apply (amount not stated on the pricing page)3$29/mo + $7/employee/mo (Full Service plan)$49/mo + $6/employee/mo
IntegrationsGusto's App Directory lists 154 apps and it documents a REST API with webhooks. SurePayroll prices an accounting software integration at $4.99 a month and a time clock integration separately. 15441 documented8 documented (vendor says 154)
Fit and supportBoth list small businesses as their segment and offer weekday phone support. SurePayroll includes onboarding at no extra charge; Gusto charges no setup fee either. Small businesses1Small businessesSmall businesses

SurePayroll or Gusto: what matters most to you?

We match on verified product facts for this need, never on who pays us.

Key differences

Where SurePayroll and Gusto differ (3)
AttributeSurePayrollGusto
Support channelsPhone, chat3Phone, email, chat, online help center, dedicated account partner (Premium)5
Founded2000620127
OwnershipSubsidiary8Private7
Show 8 attributes where they are the same
Where they are the same (8)
AttributeSurePayrollGusto
Pricing modelBase fee + per employee1Base fee + per employee2
Price transparencyPublished3Published2
Free trial39
Contract termMonthly3Monthly2
Best forSmall businesses1Small businesses7
Mobile apps3iOS (Gusto Mobile), Android (Gusto Mobile)9
Automatic tax filing12
Contractor payments12

Price by headcount

  • SurePayroll Full Service$29/mo base1 + $7/employee/mo1
  • Gusto Simple$49/mo base2 + $6/employee/mo2
Estimated list price per month by scenario
EmployeesSurePayroll Full ServiceGusto Simple
10$99/mo (lowest)$109/mo
50$379/mo$349/mo (lowest)
200$1,429/mo$1,249/mo (lowest)

The lowest monthly cost in each row is highlighted.

Monthly list price of each product’s entry plan with published per-employee pricing.

Analysis by dimension

Pricing. SurePayroll Full Service lists $29 a month plus $7 per employee against Gusto Simple's $49 plus $6: $99 against $109 at 10 employees, equal at 20. SurePayroll bills year-end forms, multi-state payroll and accounting integration as add-ons.

Capabilities. Both file payroll taxes and allow unlimited pay runs. Gusto adds benefits administration, hiring, time and HR modules; SurePayroll focuses on payroll, with insurance and 401(k) sold alongside.

Integrations. Gusto's App Directory lists 154 apps and it documents a REST API with webhooks. SurePayroll prices an accounting software integration at $4.99 a month and a time clock integration separately.

Fit and support. Both list small businesses as their segment and offer weekday phone support. SurePayroll includes onboarding at no extra charge; Gusto charges no setup fee either.

Neither one?

Patriot Payroll

Patriot Payroll has the highest LeadChange Score in Payroll Software after excluding these two (8.7/10).

From $37/mo + $5/employee/mo (Full Service Payroll plan)10

Patriot Payroll review

Frequently asked questions

How much is SurePayroll per month?

SurePayroll's Full Service costs $29 a month plus $7 per employee and No Tax Filing $20 plus $4, against $49 a month plus $6 per person on Gusto's Simple plan. SurePayroll adds charges for year-end W-2 and 1099 forms ($50 plus $5 per form) and for multi-state payroll ($9.99 a month).

Is SurePayroll cheaper than Gusto?

Below 20 employees, yes, on full-service list prices: $99 against $109 a month at 10 employees. From 21 people Gusto Simple costs less, and SurePayroll's add-ons for year-end forms and multi-state payroll change the total.

Is SurePayroll any good?

It suits small employers that want full-service payroll at a low list price, free two-day direct deposit and household payroll. It is less suited to buyers who want benefits administration and HR tools in the same subscription.

Who owns SurePayroll?

Paychex. It completed the acquisition of SurePayroll in February 2011.

Do SurePayroll and Gusto offer a free trial?

Neither lists a free trial; both sell through a demo or a quote.

Is SurePayroll or Gusto more secure?

Gusto states HIPAA (unverified for SurePayroll).

How this page was made

  • What it is built from

    37 verified facts, each checked against the vendor's own pages or another primary source, most recently on Nov 14, 2026.

  • Method

    Scored and compared with the LeadChange methodology, version 1.5. Read the methodology

  • Independent review

    Our independent review of Oct 30, 2026 asked for changes. How we review

  • Hands-on testing

    We have not tested either product hands-on: this page uses public information only.

  • Who made it

    The LeadChange Research Team, following a written research process. No named expert has reviewed this page. About us

  • Independence and errors

    Who pays us never changes a score or a rank. If something here is wrong, tell us and we correct it publicly. Request a correction

SurePayroll or Gusto? Your answer in 3 questions

Your team size, what matters most and your role: see which one fits more of your answers, from verified facts and list prices.

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SurePayroll vs Gusto

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Sources

The 11 pages this page's facts come from. The date beside each is our last check of the facts taken from it (the oldest, when they differ). The numbers beside the figures above link here.

Quotes from the sources
  1. SurePayroll (Paychex) surepayroll.com/payroll“Pay employees in minutes, easily access reports, and get payroll taxes filed and deposited automatically.” “Built for solopreneurs and small businesses — automated tax filing, unlimited payroll runs, and on-time pay.”
  2. Gusto gusto.com/product/pricing“Simple Run basic payroll in one state. $49/mo + $6/mo per person” “Simple, transparent pricing Payroll, benefits, and HR all in one place. No hidden fees. Cancel any time.”
  3. SurePayroll (Paychex) surepayroll.com/pricing“"Year-end W-2 and 1099-NEC forms are billed annually – not monthly – at a $50 base fee plus $5 per form." "A separate fee applies to areas that require local taxes."” “Live phone and chat support”
  4. Gusto gusto.com/product/integrations“Showing 1–20 of 154”
  5. Gusto gusto.com/about/contact“Our sales and support teams at Gusto are available to help you via phone, email, and chat Monday through Friday 6am – 6pm MST. For expedited support, sign in to your Gusto account.”
  6. Paychex, Inc. (press release, Feb. 2011) investor.paychex.com/news-events/press-releases/detail/524/paychex-completes-acquisition-of-surepayroll“SurePayroll, a privately held company founded in 2000, serves approximately 30,000 small businesses with its easy-to-use, online payroll product.”
  7. Gusto gusto.com/about“Launched in 2012 as ZenPayroll, Gusto serves more than 500,000 businesses nationwide.” “We’re proud to have support from General Catalyst, T. Rowe, Capital G, and other prominent investors.”
  8. SurePayroll (Paychex) surepayroll.com/about-us“Tens of thousands of small business owners and families trust SurePayroll by Paychex to pay employees and caregivers right.”
  9. Gusto Payroll (Gusto)“We’ve got all kinds of plans for all sizes of business. Explore all the options. You’ll pay nothing ‘til you’re ready to run payroll.” “Yes, you can run payroll, check payroll status, add and view team members and manage your team all from the Gusto mobile app. Download the iOS app here and the Google Play app here.”
  10. Patriot Software patriotsoftware.com/pricing“Basic Payroll is $17/month + $4 per worker paid; Full Service Payroll is $37/month + $5 per worker paid.”
  11. Gusto gusto.com/security“We follow HIPAA guidelines to safeguard our customers’ protected health information (PHI). Additionally, we maintain business associate agreements (BAAs) between employers and Gusto, along with any third parties, like insurance companies.”

What the LeadChange Score means

A 0–10 editorial assessment built only from verified facts, across six weighted dimensions: capabilities, pricing, integrations, security, fit and support, and data confidence.

Payments, commissions and lead fees are never inputs.