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Rydoo vs Ramp

The short answer

Rydoo sells expense management and accounts payable to multinational finance teams; Ramp sells corporate cards with expenses, bill pay, procurement and banking.

By LeadChange Research TeamUpdated Facts checked
Starting price
$9/user/mo
Best for
Companies with employees in several countries that need local compliance

Choose Rydoo if

  • You expense in many countries: Rydoo is available in 130+.
  • You need certified paperless expensing across countries.
  • You want card transactions reconciled automatically, on Pro.
  • You need ISO 27001 and GDPR, with data in EU data centers.
Starting price
$0/user/mo
Best for
Companies that want corporate cards and expense management in one product

Choose Ramp if

  • You want corporate cards and expense capture at $0 per user.
  • You want bill pay, procurement and business banking on the same platform.
  • Your ledger is Workday Financials or Oracle Fusion Cloud.
  • You want chat, email and phone support.

LeadChange Score: editorial assessment based on public information.

Scorecard

Rydoo wins 0Ramp wins 32 ties

Rydoo vs Ramp by dimension
DimensionRydooRamp
PricingRamp Free costs $0 per user, with cards and receipt matching; Plus costs $15 per user a month plus a platform fee. Rydoo Essentials costs $9 and Pro $11 per user a month billed yearly, from 5 users. Plus adds a platform fee based on team size (amount not published), Procurement is an add-on to Plus or Enterprise$9/user/mo$0/user/mo
CapabilitiesRamp documents 9 of our 10 expense capabilities and adds bill pay, procurement and banking. Rydoo documents 6 and adds accounts payable and per diems. Corporate cards, Expense management, Travel, Accounts payable, Accounts receivable, Procurement, Business banking6 of 10 core capabilities9 of 10 core capabilities
IntegrationsRamp lists 200+ integrations, among them NetSuite, Sage Intacct, Xero and QuickBooks. Rydoo names NetSuite, QuickBooks, Microsoft Dynamics 365, DATEV, Exact, BambooHR and Personio. 20013 documented200 native
Fit and supportRamp names startups through global enterprises; Rydoo sells from growing businesses to multi-country enterprises. Small businesses, mid-market companies, enterprisesSmall businesses, mid-market companies, enterprisesStartups, small business, mid-market, enterprise
SecurityBoth state SOC 2 Type II. Rydoo also states ISO 27001 and GDPR; Ramp supports Okta, Google and Microsoft Azure sign-on with SCIM. YesSOC 2, ISO 27001, GDPRSOC 2

Key differences

Where Rydoo and Ramp differ (2)
AttributeRydooRamp
Best forSmall businesses, mid-market companies, enterprisesStartups, small businesses, mid-market companies, enterprises
Single sign-onSAMLOkta, Google, Microsoft Azure
Show 6 attributes where they are the same
Where they are the same (6)
AttributeRydooRamp
Pricing modelPer userPer user
Price transparencyPartly publishedPartly published
Contract termMonthlyMonthly
Mobile appsiOS, Android
Open API
SOC 2 Type II

Analysis by dimension

Pricing. Ramp Free costs $0 per user, with cards and receipt matching; Plus costs $15 per user a month plus a platform fee. Rydoo Essentials costs $9 and Pro $11 per user a month billed yearly, from 5 users.

Capabilities. Ramp documents 9 of our 10 expense capabilities and adds bill pay, procurement and banking. Rydoo documents 6 and adds accounts payable and per diems.

Integrations. Ramp lists 200+ integrations, among them NetSuite, Sage Intacct, Xero and QuickBooks. Rydoo names NetSuite, QuickBooks, Microsoft Dynamics 365, DATEV, Exact, BambooHR and Personio.

Fit and support. Ramp names startups through global enterprises; Rydoo sells from growing businesses to multi-country enterprises.

Security. Both state SOC 2 Type II. Rydoo also states ISO 27001 and GDPR; Ramp supports Okta, Google and Microsoft Azure sign-on with SCIM.

Neither one?

Zoho Expense

Zoho Expense has the highest LeadChange Score in Expense Management after excluding these two (9.0/10).

From $3/user/mo

Frequently asked questions

Is Rydoo or Ramp better for a multinational company?

Rydoo is built for multinational finance teams: it is available in 130+ countries and offers multi-country certified paperless expensing. Ramp reimburses employees in more than 70 countries and 40 currencies, and its Enterprise plan adds local-currency cards in 30+ countries.

How much do Rydoo and Ramp cost?

Ramp Free is $0 per user; Plus is $15 per user a month plus a platform fee Ramp does not publish. Rydoo Essentials is $9 per user a month billed yearly ($12 monthly) and Pro $11 ($14), from 5 users.

Who are Ramp’s competitors besides Rydoo?

Brex is Ramp’s closest competitor on corporate cards; BILL Spend & Expense also offers free cards with expenses; Navan and SAP Concur compete on travel and expense; Expensify and Zoho Expense on expense software. Ramp’s payables and procurement also put it next to accounts payable tools.

Is Ramp a reputable company?

Ramp was founded in March 2019 and is based in New York. It states annual SOC 2 Type II audits.

Does Rydoo issue corporate cards like Ramp?

Rydoo Cards come with the Business plan, from 30 active users. Ramp’s plans are built around its own physical and virtual cards, unlimited even on Free.

Do Rydoo and Ramp handle supplier invoices?

Yes, both. Rydoo sells accounts payable next to expense management. Ramp covers accounts payable, receivables and procurement.

Do Rydoo and Ramp meet security audits?

Both have SOC 2 Type II audits. Rydoo also lists ISO 27001 and PCI DSS for expense management; Ramp offers SCIM provisioning with SSO through Okta, Google or Microsoft Azure.

Rydoo or Ramp? Your answer in 3 questions

Your team size, what matters most and your role: see which one fits more of your answers, from verified facts and list prices.

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What the LeadChange Score means

A 0–10 editorial assessment built only from verified facts, across six weighted dimensions: capabilities, pricing, integrations, security, fit and support, and data confidence.

Payments, commissions and lead fees are never inputs.