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Sage Expense Management vs Expensify

Sage Expense Management7.1/10

Expensify8.7/10

Scored in Expense Management

The short answer

Expensify’s Collect plan costs $5 per member a month, and Control $18 on a 12-month subscription. Sage Expense Management, formerly Fyle, starts at $11.99 per active user a month billed annually, with a 5-user minimum.

By LeadChange Research TeamUpdated Based on 12 sources, most recently checked
Starting price
$11.99/user/mo (billed annually)1
Best for
Companies that want to keep their existing corporate cards

Choose Sage Expense Management if

  • You keep your current corporate cards, with real-time feeds.
  • Employees send receipts by text or from Gmail and Outlook.
  • You run Sage Intacct, Sage 300 CRE or Sage 50.
  • You pay only for users who file an expense that month.
Starting price
$5/user/mo2
Best for
Small teams that want receipts, approvals and reimbursement for a low monthly price with no annual contract

Choose Expensify if

  • You want the lowest entry price: Collect is $5 per member a month.
  • You reimburse staff abroad in local currency, in 190+ countries.
  • You book travel in the same app as expenses.
  • You want live chat with humans around the clock.

LeadChange Score: editorial assessment based on public information.

Scorecard

Sage Expense Management wins 0Expensify wins 31 tie

Sage Expense Management vs Expensify by dimension
DimensionSage Expense ManagementExpensify
PricingExpensify Collect costs $5 per member a month, pay-per-use. Sage Expense Management Growth costs $11.99 per active user a month billed annually, or $14.99 monthly, with a 5-user minimum.$11.99/user/mo (billed annually)$5/user/mo
CapabilitiesExpensify documents 10 items on our expense checklist, audit trail included. Sage Expense Management documents 8, with card reconciliation, mileage and per diem. SmartScan reads merchant, date, amount and currency from a receipt, Receipts by photo, email forward or text message, Bring your own corporate cards, 10k+ banks supported, Unlimited virtual cards with the Expensify Card, Travel booking tied to expense rules, Delegated access and review-only access for auditors38 of 10 core capabilities10 of 10 core capabilities
SecuritySage Expense Management states SOC 2 Type 1 and Type 2, GDPR and PCI DSS. Expensify offers SOC 1 Type 2 and SOC 2 Type 2 reports through its trust center. Yes1SOC 2, GDPRSOC 2
Fit and supportBoth sell from small teams to enterprises. Expensify offers 24/7 live chat with humans; Sage Expense Management includes email support, with business-hours chat on Business or as a paid add-on. Startups, small businesses, mid-market companies, enterprises4Small businesses, mid-market companies, enterprisesStartups, small business, mid-market, enterprise

Sage Expense Management or Expensify: what matters most to you?

We match on verified product facts for this need, never on who pays us.

Key differences

Where Sage Expense Management and Expensify differ (6)
AttributeSage Expense ManagementExpensify
Price transparencyPartly published1Published2
Best forSmall businesses, mid-market companies, enterprises1Startups, small businesses, mid-market companies, enterprises4
Single sign-onGoogle, Active Directory, Okta1SAML5
Support channelsEmail, knowledge base, business-hours live chat (Business, or paid add-on on Growth), named account manager (Business)124/7 live chat, AI assistant (Concierge), account manager on accounts of 100+ members4
Founded2016620087
OwnershipSubsidiary6Publicly traded7
Show 5 attributes where they are the same
Where they are the same (5)
AttributeSage Expense ManagementExpensify
Pricing modelPer user1Per user2
Contract termMonthly1Monthly2
Mobile apps8iOS, Android9
API110
SOC 2 Type II111

Price by headcount

  • Sage Expense Management Growth (billed annually)$11.99/user/mo1 · minimum $59.95/mo1
  • Expensify Collect$5/user/mo2
Estimated list price per month by scenario
EmployeesSage Expense Management Growth (billed annually)Expensify Collect
10$119.90/mo$50/mo (lowest)
50$599.50/mo$250/mo (lowest)
200$2,398/mo$1,000/mo (lowest)

The lowest monthly cost in each row is highlighted.

Monthly cost of each product’s entry plan with published per-employee pricing, at the annual rate where marked.

Analysis by dimension

Pricing. Expensify Collect costs $5 per member a month, pay-per-use. Sage Expense Management Growth costs $11.99 per active user a month billed annually, or $14.99 monthly, with a 5-user minimum.

Capabilities. Expensify documents 10 items on our expense checklist, audit trail included. Sage Expense Management documents 8, with card reconciliation, mileage and per diem.

Security. Sage Expense Management states SOC 2 Type 1 and Type 2, GDPR and PCI DSS. Expensify offers SOC 1 Type 2 and SOC 2 Type 2 reports through its trust center.

Fit and support. Both sell from small teams to enterprises. Expensify offers 24/7 live chat with humans; Sage Expense Management includes email support, with business-hours chat on Business or as a paid add-on.

Neither one?

Ramp

Ramp has the highest LeadChange Score in Expense Management after excluding these two (9.1/10).

From $0/user/mo12

Ramp review

Frequently asked questions

Which is cheaper, Sage Expense Management or Expensify?

Expensify, at entry: for 10 people filing expenses, Collect costs $50 a month. Sage Expense Management Growth costs $119.90 a month for the same 10 active users, billed annually. Sage counts only users who filed an expense or had a card transaction that month.

How much does Sage Expense Management cost?

Growth costs $11.99 per active user a month billed annually ($14.99 monthly), with a 5-user minimum; Business costs $14.99 ($17.99 monthly), with a 10-user minimum. Enterprise, for 250+ employees, is custom priced, and implementation is a one-time fee.

Is Sage Expense Management the same as Fyle?

Yes. Sage acquired Fyle in 2025 and sells it as Sage Expense Management. Fyle was founded in 2016.

Do Sage Expense Management and Expensify work with QuickBooks?

Yes, both. Sage’s Growth plan includes two-way QuickBooks Online and Xero integrations, with QuickBooks Desktop at extra cost. Expensify’s Collect plan includes QuickBooks and Xero integrations.

Does Expensify have a free plan?

For individuals only: the free workspace lets an employee scan receipts and submit them to an approver, without approvals, payments, company cards or accounting integrations. Teams can try the paid plans free for 30 days.

Which is more secure, Sage Expense Management or Expensify?

Both have SOC 2 Type 2 reports. Sage Expense Management also states GDPR and PCI DSS compliance; Expensify adds a SOC 1 Type 2 report and SAML single sign-on on Control.

Who are Sage Expense Management’s competitors?

Besides Expensify, the expense tools we review include Ramp, SAP Concur, Navan and Zoho Expense.

How this page was made

  • What it is built from

    34 verified facts, each checked against the vendor's own pages or another primary source, most recently on Oct 14, 2026.

  • Method

    Scored and compared with the LeadChange methodology, version 1.5. Read the methodology

  • Independent review

    Not reviewed yet by our independent reviewer. How we review

  • Hands-on testing

    We have not tested either product hands-on: this page uses public information only.

  • Who made it

    The LeadChange Research Team, following a written research process. No named expert has reviewed this page. About us

  • Independence and errors

    Who pays us never changes a score or a rank. If something here is wrong, tell us and we correct it publicly. Request a correction

Sage Expense Management or Expensify? Your answer in 3 questions

Your team size, what matters most and your role: see which one fits more of your answers, from verified facts and list prices.

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Sage Expense Management vs Expensify

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Sources

The 12 pages this page's facts come from, with the day we last checked each one. The numbers beside the figures above link here.

Quotes from the sources
  1. Sage Expense Management fylehq.com/pricing“per active user*/month, billed annually” “Sage Expense Management is SOC2 Type 1 and Type 2, GDPR, and PCI DSS compliant.”
  2. Expensify help.expensify.com/articles/new-expensify/billing-and-subscriptions/explore-plans-subscriptions-and-pricing/Understand-Expensify-Pricing“$5 per unique member/month” “This article provides an overview of the current pricing model.”
  3. Expensify use.expensify.com/expense-management“SmartScan transcribes all your receipt details – including merchant, date, amount, and currency – in a few seconds.”
  4. Expensify expensify.com/pricing“From solo startups to big businesses, our plans deliver the features and flexibility you've been searching for.” “24/7 realtime chat with humans”
  5. Expensify help.expensify.com/articles/new-expensify/billing-and-subscriptions/explore-plans-subscriptions-and-pricing/Compare-Collect-and-Control-Plans“Enterprise security features such as SAML/SSO”
  6. Sage sage.com/en-us/news/press-releases/2025/07/sage-acquires-fyle-to-simplify-and-automate-expense-management-workflows-for-smbs“Founded in 2016, Fyle was born out of the founders’ personal frustrations with expenses” “today announces the acquisition of Fyle, an AI-powered expense management platform which transforms how SMBs track and manage expenses.”
  7. Expensify we.are.expensify.com/how-we-got-here“In 2008, David launched the card technology concept at TechCrunch50 and reframed it as an expense management system” “On November 10, 2021, Expensify went public and listed on Nasdaq under EXFY.”
  8. Sage Expense Management fylehq.com“Mobile App”
  9. Expensify use.expensify.com/expensify-mobile-app“Yes. The Expensify app is available on iOS and Android devices.”
  10. Expensify integrations.expensify.com/Integration-Server/doc“To use the API, you will need to generate API credentials.”
  11. Expensify help.expensify.com/articles/Unlisted/Compliance-Documentation“How to request Expensify’s SOC 1 Type 2 Report or SOC 2 Type 2 Report”
  12. Ramp ramp.com/pricing“$0/mo/user”

What the LeadChange Score means

A 0–10 editorial assessment built only from verified facts, across six weighted dimensions: capabilities, pricing, integrations, security, fit and support, and data confidence.

Payments, commissions and lead fees are never inputs.