Sage Expense Management Review
by Fyle Inc.
Sage Expense Management, formerly Fyle, works with a company's existing corporate cards: employees text a receipt and AI codes, matches and syncs the expense to accounting.
- Company size
- Small businesses, mid-market companies, enterprises
- Pricing model
- Per user
Best for
- Companies that want to keep their existing corporate cards
- Teams on QuickBooks, Xero or Sage that want two-way accounting sync
- Companies with many occasional submitters, since only active users are billed
Not ideal for
- Very small teams, since billing has a user minimum
- Buyers who want a fully published total: implementation is a one-time fee not listed on the pricing page
How we evaluated Sage Expense Management
This review rests on 22 facts checked against Sage Expense Management’s official pricing pages and documentation, most recently on . We did not test the product hands-on: the score and the pros and cons use only those verified facts, as our methodology explains, and third-party ratings are quoted, never scored.
Our verdict
Sage Expense Management, the former Fyle, is built for companies that want to keep their corporate cards: real-time card feeds and a universal statement parser bring transactions in, employees text a receipt, and AI codes, matches and syncs the expense to QuickBooks, Xero or Sage. It charges only for active users, from $11.99 a month billed yearly on Growth with a 5-user minimum. Business adds multi-stage approvals, ACH reimbursements and multi-entity setup for $14.99 a user, from 10 users. Implementation carries a one-time fee.
Strengths
Receipts by text
Employees reply to a text with a photo of the receipt, and the expense is coded, matched and synced.
Evidence: Key features: Receipts collected and expenses completed by text message, Expenses tracked from Gmail and Outlook, Works with existing corporate cards through real-time feeds, Universal statement parser for card statements, Real-time policy violation checks
Active users only
Only people who create an expense or have a card transaction that month are billed.
Evidence: Pricing model: Per user
Works with your cards
Real-time feeds and a universal statement parser bring in existing card transactions for automated reconciliation.
Evidence: Key features: Receipts collected and expenses completed by text message, Expenses tracked from Gmail and Outlook, Works with existing corporate cards through real-time feeds, Universal statement parser for card statements, Real-time policy violation checks
Quick setup
Most businesses are set up and trained in under 30 days.
Evidence: Typical implementation: Most businesses are set up and trained in under 30 days
Weaknesses
Fees on top of the plan
Implementation has a one-time fee, and QuickBooks Desktop, premium support on Growth and single sign-on on Business cost extra.
Evidence: Implementation fee: One-time fee for implementation with a dedicated account manager; additional fees for some accounting integrations (amount not published)
Billing minimums
Growth bills at least 5 users and Business at least 10.
Evidence: Minimum employees: 5
Price at a glance
Starting price per user
$11.99/user/mo
Pricing model
Per user
Price transparency
Partly published
Contract term
Monthly
Minimum employees
5
Sage Expense Management cost at 10 to 100 users
- Growth$11.99/user/mo
- Business$14.99/user/mo
| Users | Growth | Business |
|---|---|---|
| 10 | $119.90/mo | $149.90/mo |
| 25 | $299.75/mo | $374.75/mo |
| 50 | $599.50/mo | $749.50/mo |
| 100 | $1,199/mo | $1,499/mo |
Monthly list price before discounts, add-ons and taxes, from the published price model of each plan.
Quick answers
- How much does Sage Expense Management cost?
- Growth is $11.99 and Business $14.99 per active user a month billed annually ($14.99 and $17.99 billed monthly), with 5- and 10-user minimums; Enterprise is custom.
- Is Fyle now Sage Expense Management?
- Yes. Sage acquired Fyle in July 2025, and the product is now Sage Expense Management (formerly Fyle).Based on Parent company: Sage
- Does Sage Expense Management charge for every user?
- No, only for active users who create at least one expense in a month or have a connected card with a transaction.Based on Pricing model: Per user
- Does Sage Expense Management integrate with QuickBooks?
- Yes, two-way with QuickBooks Online on every plan; QuickBooks Desktop costs extra. It also integrates with Xero, Sage Intacct, Sage 300 CRE and Sage 50.Based on Notable integrations: QuickBooks Online, QuickBooks Desktop, Xero, Sage Intacct, Sage 300 CRE, Sage 50
Coverage of core expense management capabilities
Each core capability we evaluate in Expense Management, checked against Sage Expense Management’s own documentation. “Not verified yet” means we have not confirmed it either way, not that it is missing.
8 verified of 10 core capabilities
Expense Management
- Receipt capture
- Expense reports · not verified yet
- Policy enforcement
- Approval workflows
- Company card reconciliation
- Mileage and per diem
- Reimbursement payments
- Accounting and ERP sync
- Multi-currency and multi-entity
- Audit trail · not verified yet
Specifications
Product
- Modules
- Expense management, Corporate card reconciliation, Mileage and per diem, Reimbursements
- Mobile apps
- Yes
- AI features
- AI coding and matching of texted receipts, AI Copilot for spend insights
Integrations
- Open API
- Yes
Sage Expense Management integrations
Native integrations
Sage Expense Management integration coverage
The 7 apps that expense management products document most often, and whether Sage Expense Management documents each.
3 of the 7 most-connected apps documented by Sage Expense Management; median of the 9 products compared: 3
- QuickBooks · documented by 8 of 9
- NetSuite · documented by 7 of 9
- Xero · documented by 7 of 9
- Sage Intacct · documented by 4 of 9
- Sage · documented by 2 of 9
- Slack · documented by 2 of 9
- Workday · documented by 2 of 9
Integrations each vendor documents (native, marketplace, Zapier or API), 9 live expense management products. Not documented does not mean not possible.
Where it ranks
- #7 of 8 scoredExpense Management
- #6 of 7 scoredExpense Management for Enterprises
- #7 of 8 scoredExpense Management for Mid-Sized Companies
- #7 of 8 scoredExpense Management for Small Business
Sage Expense Management alternatives
Security and compliance
- SOC 2 Type IIYes
- GDPR programYes
- Single sign-onGoogle, Active Directory, Okta
Implementation and support
- Typical implementation
- Most businesses are set up and trained in under 30 days
- Implementation fee
- One-time fee for implementation with a dedicated account manager; additional fees for some accounting integrations (amount not published)
- Support channels
- Email, knowledge base, business-hours live chat (Business, or paid add-on on Growth), named account manager (Business)
About Fyle Inc.
- Founded
- 2016
- Ownership
- Subsidiary
- Parent company
- Sage
Official profiles
Sage Expense Management: frequently asked questions
Does Sage Expense Management track mileage?
Yes, mileage and per diem tracking are included from the Growth plan.
Is Sage Expense Management SOC 2 compliant?
Yes. It is SOC 2 Type 1 and Type 2, GDPR and PCI DSS compliant.
What is Sage Expense Management used for?
Sage Expense Management is an expense management product built for small businesses, mid-market companies, and enterprises. Its modules include Expense management, Corporate card reconciliation, Mileage and per diem, and Reimbursements.
Is Sage Expense Management legit?
Sage Expense Management is sold by Fyle Inc., which was founded in 2016 and is part of Sage. Fyle Inc. states that it holds a current SOC 2 Type II report.
What are the best alternatives to Sage Expense Management?
In our expense management ranking, the highest-scored products other than Sage Expense Management are Ramp, Zoho Expense, and Expensify. Compared side by side, by reason to switch: Sage Expense Management alternatives.
What are the pros and cons of Sage Expense Management?
Strengths documented on the vendor’s own pages: receipts by text, active users only, and works with your cards. It is less suited to very small teams, since billing has a user minimum and buyers who want a fully published total: implementation is a one-time fee not listed on the pricing page.
Does Sage Expense Management have an API?
Yes. Sage Expense Management offers an open API to customers.
Does Sage Expense Management have a mobile app?
Yes. Sage Expense Management confirms a mobile app for employees and admins.
How long does it take to implement Sage Expense Management?
Sage Expense Management states a typical implementation of most businesses are set up and trained in under 30 days. Implementation fee: one-time fee for implementation with a dedicated account manager; additional fees for some accounting integrations (amount not published).
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