Sage Expense Management Review
by Fyle Inc.
Sage Expense Management, formerly Fyle, works with a company's existing corporate cards: employees text a receipt and AI codes, matches and syncs the expense to accounting.
Best for
- Companies that want to keep their existing corporate cards
- Teams on QuickBooks, Xero or Sage that want two-way accounting sync
- Companies with many occasional submitters, since only active users are billed
Not ideal for
- Very small teams, since billing has a user minimum
- Buyers who want a fully published total: implementation is a one-time fee not listed on the pricing page
How we evaluated Sage Expense Management
This review rests on the 23 facts this page shows, each checked against the source listed under “Sources”, most recently on . We did not test the product hands-on: the score uses only those verified facts, as our methodology explains; third-party ratings, where we quote them, never count in the score.
Our verdict
Sage Expense Management, the former Fyle, is built for companies that want to keep their corporate cards: real-time card feeds and a universal statement parser bring transactions in, employees text a receipt, and AI codes, matches and syncs the expense to QuickBooks, Xero or Sage. It charges only for active users, from $11.99 a month billed yearly on Growth with a 5-user minimum. Business adds multi-stage approvals, ACH reimbursements and multi-entity setup for $14.99 a user, from 10 users. Implementation carries a one-time fee.
Strengths
Receipts by text
Employees reply to a text with a photo of the receipt, and the expense is coded, matched and synced.
Evidence
Key features: Receipts collected and expenses completed by text message, Expenses tracked from Gmail and Outlook, Works with existing corporate cards through real-time feeds, Universal statement parser for card statements, Real-time policy violation checks1
Active users only
Only people who create an expense or have a card transaction that month are billed.
Evidence: Pricing model: Per user1
Works with your cards
Real-time feeds and a universal statement parser bring in existing card transactions for automated reconciliation.
Evidence
Key features: Receipts collected and expenses completed by text message, Expenses tracked from Gmail and Outlook, Works with existing corporate cards through real-time feeds, Universal statement parser for card statements, Real-time policy violation checks1
Quick setup
Most businesses are set up and trained in under 30 days.
Evidence
Typical implementation: Most businesses are set up and trained in under 30 days2
Weaknesses
Fees on top of the plan
Implementation has a one-time fee, and QuickBooks Desktop, premium support on Growth and single sign-on on Business cost extra.
Evidence
Implementation fee: One-time fee for implementation with a dedicated account manager; additional fees for some accounting integrations (amount not published)1
Billing minimums
Growth bills at least 5 users and Business at least 10.
Evidence: Minimum employees: 51
Price at a glance
Sage Expense Management cost at 10 to 100 users
- Growth$11.99/user/mo · minimum $59.95/mo
- Business$14.99/user/mo · minimum $149.90/mo
| Users | Growth | Business |
|---|---|---|
| 10 | $119.90/mo | $149.90/mo |
| 25 | $299.75/mo | $374.75/mo |
| 50 | $599.50/mo | $749.50/mo |
| 100 | $1,199/mo | $1,499/mo |
Monthly cost at each plan’s annual-billing rate, before add-ons and taxes, from the published price model of each plan.
Quick answers
- How much does Sage Expense Management cost?
- Growth is $11.99 and Business $14.99 per active user a month billed annually ($14.99 and $17.99 billed monthly), with 5- and 10-user minimums; Enterprise is custom.
- Is Fyle now Sage Expense Management?
- Yes. Sage acquired Fyle in July 2025, and the product is now Sage Expense Management (formerly Fyle).Based on Parent company: Sage3
- Does Sage Expense Management charge for every user?
- No, only for active users who create at least one expense in a month or have a connected card with a transaction.Based on Pricing model: Per user1
- Does Sage Expense Management integrate with QuickBooks?
- Yes, two-way with QuickBooks Online on every plan; QuickBooks Desktop costs extra. It also integrates with Xero, Sage Intacct, Sage 300 CRE and Sage 50.Based on Notable integrations: QuickBooks Online, QuickBooks Desktop, Xero, Sage Intacct, Sage 300 CRE, Sage 501
Coverage of core expense management capabilities
Each core capability we evaluate in Expense Management, checked against Sage Expense Management’s own documentation. “Not verified yet” means we have not confirmed it either way, not that it is missing.
8 verified of 10 core capabilities
Specifications
Sage Expense Management integrations
Native integrations
Sage Expense Management integration coverage
The 10 apps that expense management products document most often, and whether Sage Expense Management documents each.
3 of the 10 most-connected apps documented by Sage Expense Management; median of the 9 products compared: 6
- QuickBooks · documented by 8 of 9
- Xero · documented by 8 of 9
- NetSuite · documented by 7 of 9
- Slack · documented by 6 of 9
- Sage Intacct · documented by 5 of 9
- Workday · documented by 5 of 9
- ADP · documented by 4 of 9
- BambooHR · documented by 3 of 9
- Gusto · documented by 2 of 9
- HiBob · documented by 2 of 9
Integrations each vendor documents (native, marketplace, Zapier or API), 9 live expense management products. Not documented does not mean not possible.
Where it ranks
- #8 of 9 scoredExpense Management
- #7 of 8 scoredExpense Management for Enterprises
- #8 of 9 scoredExpense Management for Mid-Sized Companies
- #8 of 9 scoredExpense Management for Small Business
Sage Expense Management alternatives
Compare Sage Expense Management
Security and compliance
Implementation and support
- Typical implementation
- Most businesses are set up and trained in under 30 days2
- Implementation fee
- One-time fee for implementation with a dedicated account manager; additional fees for some accounting integrations (amount not published)1
- Support channels
- Email, knowledge base, business-hours live chat (Business, or paid add-on on Growth), named account manager (Business)1
About Fyle Inc.
Official profiles
Sage Expense Management: frequently asked questions
Does Sage Expense Management track mileage?
Yes, mileage and per diem tracking are included from the Growth plan.
Is Sage Expense Management SOC 2 compliant?
Yes. It is SOC 2 Type 1 and Type 2, GDPR and PCI DSS compliant.
What is Sage Expense Management used for?
Sage Expense Management is an expense management product built for small businesses, mid-market companies, and enterprises. Its modules include Expense management, Corporate card reconciliation, Mileage and per diem, and Reimbursements.
Is Sage Expense Management legit?
Sage Expense Management is sold by Fyle Inc., which was founded in 2016 and is part of Sage. Fyle Inc. states SOC 2 Type II compliance.
What are the best alternatives to Sage Expense Management?
In our expense management ranking, the highest-scored products other than Sage Expense Management are Ramp, Zoho Expense, and Expensify. Compared side by side, by reason to switch: Sage Expense Management alternatives.
Which is better, Sage Expense Management or Expensify?
It depends on the team. Choose Sage Expense Management if: you keep your current corporate cards, with real-time feeds. Choose Expensify if: you want the lowest entry price: Collect is $5 per member a month. The full comparison: Sage Expense Management vs Expensify.
What are the pros and cons of Sage Expense Management?
Strengths documented on the vendor’s own pages: receipts by text, active users only, and works with your cards. It is less suited to very small teams, since billing has a user minimum and buyers who want a fully published total: implementation is a one-time fee not listed on the pricing page.
Does Sage Expense Management have an API?
Yes. Sage Expense Management offers an API.
Does Sage Expense Management have a mobile app?
Yes. Sage Expense Management confirms a mobile app.
How this page was made
What it is built from
23 verified facts, each checked against the vendor's own pages or another primary source, most recently on Oct 14, 2026.
Method
Scored and compared with the LeadChange methodology, version 1.5. Read the methodology
Independent review
Our independent review of Oct 30, 2026 asked for changes. How we review
Hands-on testing
We have not tested Sage Expense Management hands-on: this page uses public information only.
Who made it
The LeadChange Research Team, following a written research process. No named expert has reviewed this page. About us
Independence and errors
Who pays us never changes a score or a rank. If something here is wrong, tell us and we correct it publicly. Request a correction
Compare Sage Expense Management pricing for your team
Answer up to 4 quick questions and see what Sage Expense Management lists for a team your size, next to the 2 alternatives that fit you best, ranked without regard to who pays us.
LeadChange may earn a fee when you request pricing through our site or follow a sponsored link. Rankings never depend on whether a vendor pays us.We may earn a fee.
How we make money
LeadChange may earn a fee when you request pricing through our site or follow a sponsored link. Rankings never depend on whether a vendor pays us.
Sage Expense ManagementLeadChange Score 7.1
Sources
The 3 pages this page's facts come from, with the day we last checked each one. The numbers beside the figures above link here.
Quotes from the sources
- Sage Expense Management fylehq.com/pricing“per active user*/month, billed annually” “Custom pricing”
- Sage Expense Management fylehq.com“After a quick kickoff call with your dedicated account manager, most businesses are fully set up, and their teams are trained in under 30 days.” “Mobile App”
- Sage sage.com/en-us/news/press-releases/2025/07/sage-acquires-fyle-to-simplify-and-automate-expense-management-workflows-for-smbs“today announces the acquisition of Fyle, an AI-powered expense management platform which transforms how SMBs track and manage expenses.” “Founded in 2016, Fyle was born out of the founders’ personal frustrations with expenses”