The short answer
Brex and Expensify both scan receipts and enforce policy, starting from different places. Brex is a card platform: Essentials costs $0 per user and Premium $12 per user a month, and out-of-policy spend is declined.
LeadChange Score: editorial assessment based on public information.
Brex wins 1Expensify wins 22 ties
| Dimension | Brex | Expensify |
|---|---|---|
| PricingBrex Essentials costs $0 per user, with cards, reimbursements and accounting integrations. Expensify’s free workspace covers individuals only; Collect lists $5 per member a month and Control $18 on a 12-month subscription. | $0/user/mo | $5/user/mo |
| CapabilitiesExpensify documents all 10 of our expense capabilities and adds travel booking, bill pay and invoicing. Brex documents 8 and adds business banking and accounting automation. SmartScan reads merchant, date, amount and currency from a receipt, Receipts by photo, email forward or text message, Bring your own corporate cards, 10k+ banks supported, Unlimited virtual cards with the Expensify Card, Travel booking tied to expense rules, Delegated access and review-only access for auditors | 8 of 10 core capabilities | 10 of 10 core capabilities |
| IntegrationsExpensify lists 45+ integrations, including QuickBooks, NetSuite, Sage Intacct, Xero, Workday and Gusto. Brex names NetSuite, Uber, Lyft, Gmail and Slack, plus ERP and HRIS integrations on Premium. 45 | 2 documented | 45 native |
| Fit and supportBoth name startups through enterprises as customers. Brex offers 24/7 live support; Expensify offers 24/7 live chat and an account manager from 100 members. Startups, small businesses, mid-market companies, enterprises | Startups, small business, mid-market, enterprise | Startups, small business, mid-market, enterprise |
| SecurityBoth state SOC 2 Type II and SOC 1 Type II. Brex supports SAML and OIDC sign-on; Expensify supports SAML on Control. Yes | SOC 2 | SOC 2 |
| Attribute | Brex | Expensify |
|---|---|---|
| Price transparency | Partly published | Published |
| Single sign-on | Okta, Microsoft, Google Workspace, SAML, OIDC | SAML |
| Support channels | 24/7 live support, dedicated support for admins and bookkeepers, named account manager (Enterprise) | 24/7 live chat, AI assistant (Concierge), account manager on accounts of 100+ members |
| Founded | 2017 | 2008 |
| Ownership | Subsidiary | Publicly traded |
| Attribute | Brex | Expensify |
|---|---|---|
| Pricing model | Per user | Per user |
| Free plan | ||
| Best for | Startups, small businesses, mid-market companies, enterprises | Startups, small businesses, mid-market companies, enterprises |
| Mobile apps | iOS, Android | iOS, Android |
| Open API | ||
| SOC 2 Type II |
Brex Premium$12/user/mo
Expensify Collect$5/user/mo| Employees | Brex Premium | Expensify Collect |
|---|---|---|
| 10 | $120/mo | $50/mo (lowest) |
| 50 | $600/mo | $250/mo (lowest) |
| 200 | $2,400/mo | $1,000/mo (lowest) |
Monthly list price of each product’s entry plan with published per-employee pricing.
Pricing. Brex Essentials costs $0 per user, with cards, reimbursements and accounting integrations. Expensify’s free workspace covers individuals only; Collect lists $5 per member a month and Control $18 on a 12-month subscription.
Capabilities. Expensify documents all 10 of our expense capabilities and adds travel booking, bill pay and invoicing. Brex documents 8 and adds business banking and accounting automation.
Integrations. Expensify lists 45+ integrations, including QuickBooks, NetSuite, Sage Intacct, Xero, Workday and Gusto. Brex names NetSuite, Uber, Lyft, Gmail and Slack, plus ERP and HRIS integrations on Premium.
Fit and support. Both name startups through enterprises as customers. Brex offers 24/7 live support; Expensify offers 24/7 live chat and an account manager from 100 members.
Security. Both state SOC 2 Type II and SOC 1 Type II. Brex supports SAML and OIDC sign-on; Expensify supports SAML on Control.
Ramp has the highest LeadChange Score in Expense Management after excluding these two (9.1/10).
From $0/user/mo
Brex is the stronger fit if you want new cards whose AI rules approve or decline spend as it happens, at $0 per user. Expensify is the stronger fit if you keep your current cards, reimburse in many countries or want travel booking tied to expense rules.
Expensify Collect is $5 per member a month, pay-per-use; Control is $18 per member a month on a 12-month subscription, or $36 pay-per-use. Brex Essentials is $0 per user and Premium $12 per user a month. Fifteen members on Expensify Collect cost $75 a month; on Brex Essentials, $0.
Ramp is the closest alternative to Brex, with cards, expenses and payables; SAP Concur, Zoho Expense, Rydoo and Navan are frequent alternatives to Expensify. Expensify also works with cards from 10k+ banks, so it can run next to another card program.
Brex LLC is a wholly owned subsidiary of Capital One, N.A. Expensify is a public company, listed on Nasdaq under EXFY since November 10, 2021.
Expensify imports corporate cards from 10k+ supported banks. Brex has its own expense management, with AI receipts and reimbursements through payroll, so most Brex customers would not need a second expense tool.
Expensify reimburses employees in their local currency to 190+ countries. Brex’s Enterprise plan adds local card issuance and reimbursements, and lists local-currency cards and billing in 50+ countries.
Your team size, what matters most and your role: see which one fits more of your answers, from verified facts and list prices.
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What the LeadChange Score means
A 0–10 editorial assessment built only from verified facts, across six weighted dimensions: capabilities, pricing, integrations, security, fit and support, and data confidence.
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