Branch
Branch Pricing
Branch pricing from the vendor’s own pricing page: 1 plan, cost by headcount, and the extra fees to budget for.
- starting price
- $0/employee/mo
Branch plans
Employer program
$0/employee/mo
No cost to the employer
- Core and Flex earned wage access models
- Cashless tips, mileage and off-cycle payouts
- Branch digital wallet and debit card for workers
Price at a glance
Starting price per employee
$0/employee/mo
Pricing model
Free
Price transparency
Partly published
Branch cost by company size
- Published starting price$0/employee/mo
| Employees | Published starting price |
|---|---|
| 1 | $0/mo$0 over 3 yrs |
| 5 | $0/mo$0 over 3 yrs |
| 10 | $0/mo$0 over 3 yrs |
| 25 | $0/mo$0 over 3 yrs |
| 50 | $0/mo$0 over 3 yrs |
| 100 | $0/mo$0 over 3 yrs |
The published starting price only: plan tiers, add-ons and other products are quoted on top.
Extra and hidden costs
Instant transfers to a connected debit card carry a small fee for the worker; the amount is not published
Listed by the vendor
Instant transfers to the Branch Wallet and standard ACH transfers to a bank account are free
Listed by the vendor
Is it worth the price?
50th percentileBranch at $0/mo — the category median (list price per month at 25 employees, 7 earned wage access products with published prices).
At 25 employees, Branch lists at $0 a month. Of the 7 earned wage access products with published prices, 0 cost less, 6 cost the same and 0 cost more.
Price comparison
| Product | Starting price | Pricing model | Pricing details |
|---|---|---|---|
 | $0/employee/mo | Free | Branch pricing |
 | $0/employee/mo | Free | ZayZoon pricing |
 | $0/employee/mo | Free | DailyPay pricing |
 | $0/employee/mo | Free | What Rain costs |
 | $0/employee/mo | Free | Tapcheck plans and prices |
 | $0/employee/mo | Free | Payactiv plans and prices |
Lowest published list price per month, cheapest first at 25 employees; quote-only products show no price.
Frequently asked questions
How much does Branch cost an employer?
Branch is free for employers: offering its earned wage access comes at no cost to the business, with no pre-funding or escrow.
What fees do workers pay with Branch?
Instant transfers to the Branch Wallet and standard ACH transfers are free; instant transfers to a connected debit card carry a small fee.
Is there a free instant option with Branch?
Yes. Instant transfers into the Branch Wallet cost nothing, and workers can spend from it with the Branch debit card.
Are there hidden fees with Branch?
Branch lists no overdraft fees, late fees or minimum balance requirements for workers, and no pre-funding or interest for the employer; only instant transfers to an outside debit card carry a fee.
Does the Branch card cost anything?
No. Workers get a free digital account and Mastercard debit card, with up to 8 free in-network ATM transactions a month.
How do Branch’s fees compare with other earned wage access providers?
Branch’s instant transfer is free when it lands in the Branch Wallet; only an instant transfer to an outside debit card has a fee, and that amount is not published.
Get exact Branch quotes for your team
Branch quotes its prices. Answer up to 5 quick questions to see the 2 alternatives that fit you best beside it; if a provider works with us, you can ask it for an exact quote.
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