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Rain

Rain Pricing

Rain pricing: 1 plan and the extra fees to budget for.

Rain review
By LeadChange Research TeamUpdated Based on 9 sources, most recently checked

1 plan · list prices

  • Employer program$0/employee/mo1

Rain plans

  1. Employer program

    $0/employee/mo1

    No cost to the employer (customer story)

    • Earned wage access with payroll deduction
    • Rain Visa Debit Card and Balance Protection
    • Budgeting tools, spending insights and free tax filing

What matters most besides the price?

We match on verified product facts for this need, never on who pays us.

Price at a glance

  • Pricing model

    Free1

  • Price transparency

    Partly published2

Extra and hidden costs

  • Transfers to any debit card carry a small fee for the employee; the amount is not published

    Listed by the vendor3

  • Transfers to a bank account in 1-3 days are free

    Listed by the vendor3

Price comparison

Rain vs alternatives: lowest published price
ProductStarting pricePricing modelPricing details
DailyPay$0/employee/mo4FreeDailyPay plans and prices
Tapcheck$0/employee/mo5FreeTapcheck plans and prices
Branch$0/employee/mo6FreeWhat Branch costs
ZayZoon$0/employee/mo7FreeWhat ZayZoon costs
Payactiv$0/employee/mo8FreePayactiv pricing
RainSee plansFreeRain pricing

Lowest published monthly price of a plan for earned wage access, cheapest first at 25 employees. “See plans”: priced on another basis; “Quote only”: no published price.

Frequently asked questions

How much does Rain cost an employer?

Rain does not publish an employer price list; its customer stories describe the program as zero cost to the employer.

What does Rain charge beyond the subscription?

Rain lists 2 extra costs: Transfers to any debit card carry a small fee for the employee; the amount is not published and Transfers to a bank account in 1-3 days are free.

Who makes Rain?

Rain (an earned wage access provider) is privately held.

How this page was made

  • What it is built from

    10 verified facts, each checked against the vendor's own pages or another primary source, most recently on Oct 22, 2026.

  • Method

    Scored and compared with the LeadChange methodology, version 1.5. Read the methodology

  • Independent review

    Not reviewed yet by our independent reviewer. How we review

  • Hands-on testing

    We have not tested Rain hands-on: this page uses public information only.

  • Who made it

    The LeadChange Research Team, following a written research process. No named expert has reviewed this page. About us

  • Independence and errors

    Who pays us never changes a score or a rank. If something here is wrong, tell us and we correct it publicly. Request a correction

Compare Rain pricing for your team

Rain publishes some of its prices. Answer up to 5 quick questions to see the 2 alternatives that fit you best beside it.

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Rain Pricing

We may earn a fee.

Sources

The 9 pages this page's facts come from, with the day we last checked each one. The numbers beside the figures above link here.

Quotes from the sources
  1. Rain rainapp.com/impact“YMCA of Southern Nevada adds Rain’s earned wage access with zero cost and no extra work.”
  2. Rain rainapp.com/integrations“Through the Rain App, employees can transfer up to 50% of current period earnings to their bank account (free) or any card (small fee).”
  3. Rain rainapp.com/help-desk“You can choose to receive funds immediately for a small fee or in 1-3 days via ACH transfer for free.”
  4. DailyPay dailypay.com/earned-wage-access“There is zero cost for employers to implement or maintain DailyPay.”
  5. Tapcheck tapcheck.com“Tapcheck is 100% free for employers to offer and employees pay only a single, ATM-like fee for transfers.”
  6. Branch branchapp.com/use-cases/earned-wage-access“Offering EWA comes at no cost to your business.”
  7. ZayZoon zayzoon.com/employers“ZayZoon doesn’t cost you a cent.”
  8. Payactiv payactiv.com“Payactiv Earned Wage Access is offered to employers at no cost.”
  9. Rain rainapp.com“Rain Technologies Inc. is not a bank.”

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