Tapcheck
Tapcheck Pricing
Tapcheck pricing from the vendor’s own pricing page: 2 plans, both free to employers, and the per-transfer fees employees pay.
- starting price
- $0/employee/mo1
Tapcheck plans
Small Business
$0/employee/mo2
Free for employers
- Tapcheck Mastercard payroll card options
- Hundreds of payroll and timeclock integrations
- Payroll-based recovery
Enterprise
$0/employee/mo2
Free for employers
- Custom integrations, the only feature the Small Business plan does not list
- Tapcheck Mastercard payroll card options
- Hundreds of payroll and timeclock integrations
Price at a glance
Tapcheck cost by company size
- Published starting price$0/employee/mo
| Employees | Published starting price |
|---|---|
| 1 | $0/mo$0 over 3 yrs |
| 5 | $0/mo$0 over 3 yrs |
| 10 | $0/mo$0 over 3 yrs |
| 25 | $0/mo$0 over 3 yrs |
| 50 | $0/mo$0 over 3 yrs |
| 100 | $0/mo$0 over 3 yrs |
The published starting price only: plan tiers, add-ons and other products are quoted on top.
Extra and hidden costs
Is it worth the price?
50th percentileTapcheck at $0/mo1 — the category median (list price per month at 25 employees, 6 earned wage access products with published prices).
At 25 employees, Tapcheck lists at $0 a month. Of the 6 earned wage access products with published prices, 0 cost less, 5 cost the same and 0 cost more.
Price comparison
| Product | Starting price | Pricing model | Pricing details |
|---|---|---|---|
 Tapcheck | $0/employee/mo1 | Free | Tapcheck pricing |
 DailyPay | $0/employee/mo4 | Free | What DailyPay costs |
 Branch | $0/employee/mo5 | Free | Branch plans and prices |
 ZayZoon | $0/employee/mo6 | Free | What ZayZoon costs |
 Payactiv | $0/employee/mo7 | Free | Payactiv plans and prices |
 Rain | See plans | Free | Rain plans and prices |
Lowest published monthly price of a plan for earned wage access, cheapest first at 25 employees. “See plans”: priced on another basis; “Quote only”: no published price.
Tapcheck price comparisons
Frequently asked questions
How much does Tapcheck cost an employer?
Tapcheck is free for employers on both its Small Business and its Enterprise plan, with a no-code payroll connection. Its pricing page names no setup fee, contract term or minimum, so confirm those in writing before you sign.
What fees do employees pay with Tapcheck?
One flat fee per transfer, lower for next-day than for instant transfers, and shown before the employee confirms; Tapcheck does not publish the amount.
Is there a free way to use Tapcheck?
Yes. The transfer fee is waived when employees move pay to discounted gift cards through Prizeout.
Are there hidden fees with Tapcheck?
Tapcheck says there are no hidden fees or interest: employees see the flat transfer fee before they confirm, and the transfer is deducted from the next paycheck.
Does the Tapcheck Mastercard cost anything?
Tapcheck calls it a free Tapcheck Mastercard, and employees can choose their own bank account instead. The pages we checked list no card-use fees such as ATM withdrawals, so ask Tapcheck for the cardholder fee schedule.
How do Tapcheck’s fees compare with other earned wage access providers?
Tapcheck charges one flat fee per transfer, lower for next-day than instant, and does not publish the amount, so ask for its schedule. Our Tapcheck comparisons with DailyPay, Payactiv and ZayZoon set each peer’s published fees beside it.
How much of their pay can employees access with Tapcheck?
Up to 70% of net earnings, after taxes and deductions, right after a shift, within daily transfer limits the employer can configure; each transfer is itemized on the pay stub.
What plans does Tapcheck offer?
Tapcheck lists 2 plans: Small Business ($0/employee/mo) and Enterprise ($0/employee/mo). List prices, before discounts and add-ons.
Who makes Tapcheck?
Tapcheck (an earned wage access provider) is headquartered in Plano, Texas. Tapcheck is privately held.
How this page was made
What it is built from
11 verified facts, each checked against the vendor's own pages or another primary source, most recently on Nov 7, 2026.
Method
Scored and compared with the LeadChange methodology, version 1.5. Read the methodology
Independent review
Passed our independent review on Nov 7, 2026. How we review
Hands-on testing
We have not tested Tapcheck hands-on: this page uses public information only.
Who made it
The LeadChange Research Team, following a written research process. No named expert has reviewed this page. About us
Independence and errors
Who pays us never changes a score or a rank. If something here is wrong, tell us and we correct it publicly. Request a correction
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Tapcheck Pricing
Sources
The 7 pages this page's facts come from, with the day we last checked each one. The numbers beside the figures above link here.
Quotes from the sources
- Tapcheck tapcheck.com“Tapcheck is 100% free for employers to offer and employees pay only a single, ATM-like fee for transfers.” “© 2026 Tapcheck. All Rights Reserved.”
- Tapcheck tapcheck.com/pricing“Enterprise plan FREE” “Small Business plan FREE”
- Tapcheck tapcheck.com/contact“Quickly! How does instantly sound? Or, for a lower transaction fee, you can get it the next day.” “5850 Granite Pkwy, Suite 1000, Plano, TX 75024”
- DailyPay dailypay.com/earned-wage-access“There is zero cost for employers to implement or maintain DailyPay.”
- Branch branchapp.com/use-cases/earned-wage-access“Offering EWA comes at no cost to your business.”
- ZayZoon zayzoon.com/employers“ZayZoon doesn’t cost you a cent.”
- Payactiv payactiv.com“Payactiv Earned Wage Access is offered to employers at no cost.”
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