Instant Financial
Instant Financial Pricing
Instant Financial pricing from the vendor’s own pricing page: 1 plan, cost by headcount, and the extra fees to budget for.
- starting price
- $0/employee/mo
Instant Financial plans
Employer program
$0/employee/mo
No cost to the employer
- Instant Pay earned wage access
- Instant Tips digital tip payouts
- Instant Card virtual and physical pay card
Price at a glance
Starting price per employee
$0/employee/mo
Pricing model
Free
Price transparency
Partly published
Instant Financial cost by company size
- Published starting price$0/employee/mo
| Employees | Published starting price |
|---|---|
| 1 | $0/mo$0 over 3 yrs |
| 5 | $0/mo$0 over 3 yrs |
| 10 | $0/mo$0 over 3 yrs |
| 25 | $0/mo$0 over 3 yrs |
| 50 | $0/mo$0 over 3 yrs |
| 100 | $0/mo$0 over 3 yrs |
The published starting price only: plan tiers, add-ons and other products are quoted on top.
Extra and hidden costs
Instant transfers carry a small fee for the employee; the amount is not published
Listed by the vendor
Standard withdrawals are free every time
Listed by the vendor
Is it worth the price?
50th percentileInstant Financial at $0/mo — the category median (list price per month at 25 employees, 7 earned wage access products with published prices).
At 25 employees, Instant Financial lists at $0 a month. Of the 7 earned wage access products with published prices, 0 cost less, 6 cost the same and 0 cost more.
Price comparison
| Product | Starting price | Pricing model | Pricing details |
|---|---|---|---|
 | $0/employee/mo | Free | Instant Financial pricing |
 | $0/employee/mo | Free | Branch plans and prices |
 | $0/employee/mo | Free | What DailyPay costs |
 | $0/employee/mo | Free | Payactiv pricing |
 | $0/employee/mo | Free | What Rain costs |
 | $0/employee/mo | Free | Tapcheck pricing |
Lowest published list price per month, cheapest first at 25 employees; quote-only products show no price.
Instant Financial price comparisons
Frequently asked questions
How much does Instant Financial cost an employer?
Instant Financial is free for employers: there is no cost to integrate it, and standard withdrawals are free for employees.
What do alternatives to Instant Financial cost?
At 25 employees Instant Financial’s free plan lists at $0 a month; the lowest-priced alternatives compared here are Branch ($0, the same), DailyPay ($0, the same), and Payactiv ($0, the same), at list price.
What does Instant Financial charge beyond the subscription?
Instant Financial lists 2 extra costs: Instant transfers carry a small fee for the employee and Standard withdrawals are free every time.
Get exact Instant Financial quotes for your team
Instant Financial quotes its prices. Answer up to 5 quick questions to see the 2 alternatives that fit you best beside it; if a provider works with us, you can ask it for an exact quote.
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