ZayZoon
ZayZoon Pricing
ZayZoon pricing from the vendor’s own pricing page: 1 plan, cost by headcount, and the extra fees to budget for.
- starting price
- $0/employee/mo
ZayZoon plans
Employer program
$0/employee/mo
No cost to the employer
- Earned wage access through 130+ payroll providers
- Perks, rewards and recognition
- Financial education and announcements
Price at a glance
Starting price per employee
$0/employee/mo
Pricing model
Free
Price transparency
Published
ZayZoon cost by company size
- Published starting price$0/employee/mo
| Employees | Published starting price |
|---|---|
| 1 | $0/mo$0 over 3 yrs |
| 5 | $0/mo$0 over 3 yrs |
| 10 | $0/mo$0 over 3 yrs |
| 25 | $0/mo$0 over 3 yrs |
| 50 | $0/mo$0 over 3 yrs |
| 100 | $0/mo$0 over 3 yrs |
The published starting price only: plan tiers, add-ons and other products are quoted on top.
Extra and hidden costs
Employees pay a flat
$5 per payout in most U.S. states
At least one
$0 payout method is always available; state rules change the options
Payouts are capped at
$200 each and one a day
Is it worth the price?
50th percentileZayZoon at $0/mo — the category median (list price per month at 25 employees, 7 earned wage access products with published prices).
At 25 employees, ZayZoon lists at $0 a month. Of the 7 earned wage access products with published prices, 0 cost less, 6 cost the same and 0 cost more.
Price comparison
| Product | Starting price | Pricing model | Pricing details |
|---|---|---|---|
 | $0/employee/mo | Free | ZayZoon pricing |
 | $0/employee/mo | Free | Branch pricing |
 | $0/employee/mo | Free | DailyPay plans and prices |
 | $0/employee/mo | Free | Rain pricing |
 | $0/employee/mo | Free | Tapcheck plans and prices |
 | $0/employee/mo | Free | Payactiv pricing |
Lowest published list price per month, cheapest first at 25 employees; quote-only products show no price.
ZayZoon price comparisons
Frequently asked questions
How much does ZayZoon cost an employer?
ZayZoon is free for employers: it funds every payout itself, needs no funding account and reconciles through your payroll provider.
What fees does ZayZoon charge employees?
U.S. employees pay a flat $5 per payout, whatever the amount, up to the $200 payout limit.
Is there a free way to use ZayZoon?
Yes. Every state has at least one $0 payout method, and in New York, Maryland and South Carolina next-day bank deposits are free.
Are there hidden fees with ZayZoon, such as interest or late fees?
No. ZayZoon is not a loan, so payouts carry no interest, and missed repayments do not affect credit or go to collections.
Why can ZayZoon fees differ by state?
State rules on earned wage access decide which payout methods and fees appear; ZayZoon applies them automatically and always shows at least one $0 option.
How do ZayZoon’s fees compare with other earned wage access providers?
ZayZoon charges one flat $5 per U.S. payout with payouts capped at $200, so the fee weighs more on a small payout than on a large one; a $0 method is always available.
Who makes ZayZoon?
ZayZoon (an earned wage access provider) is sold by ZayZoon, founded in 2014. Its plans and contract terms are set by ZayZoon; see the ZayZoon company profile for the products it sells and its ownership.
Get exact ZayZoon quotes for your team
List prices are a starting point. Type your headcount in the calculator for an estimate, then answer up to 5 quick questions to see ZayZoon beside the 2 alternatives that fit you best; if a provider works with us, you can ask it for an exact quote.
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