Payactiv
Payactiv Pricing
Payactiv pricing from the vendor’s own pricing page: 1 plan, cost by headcount, and the extra fees to budget for.
- starting price
- $0/employee/mo
Payactiv plans
Employer program
$0/employee/mo
No cost to the employer
- Earned wage access connected to payroll and time data
- Program controls and eligibility settings
- Payroll cards, tips and mileage, off-cycle pay
Price at a glance
Starting price per employee
$0/employee/mo
Pricing model
Free
Price transparency
Published
Payactiv cost by company size
- Published starting price$0/employee/mo
| Employees | Published starting price |
|---|---|
| 1 | $0/mo$0 over 3 yrs |
| 5 | $0/mo$0 over 3 yrs |
| 10 | $0/mo$0 over 3 yrs |
| 25 | $0/mo$0 over 3 yrs |
| 50 | $0/mo$0 over 3 yrs |
| 100 | $0/mo$0 over 3 yrs |
The published starting price only: plan tiers, add-ons and other products are quoted on top.
Extra and hidden costs
Employees pay
$3.49 for real-time transfers to non-Payactiv debit or payroll cards, Walmart cash pickup, Venmo or PayPal
Employees pay
$2.49 for real-time transfers to a Payactiv Visa Card without a direct deposit of at least $200 per pay period
ACH transfers in 1-3 business days, and real-time transfers to a Payactiv Visa Card with a qualifying direct deposit, have no fee
Listed by the vendor
Is it worth the price?
50th percentilePayactiv at $0/mo — the category median (list price per month at 25 employees, 7 earned wage access products with published prices).
At 25 employees, Payactiv lists at $0 a month. Of the 7 earned wage access products with published prices, 0 cost less, 6 cost the same and 0 cost more.
Price comparison
| Product | Starting price | Pricing model | Pricing details |
|---|---|---|---|
 | $0/employee/mo | Free | Payactiv pricing |
 | $0/employee/mo | Free | What DailyPay costs |
 | $0/employee/mo | Free | Rain pricing |
 | $0/employee/mo | Free | Tapcheck plans and prices |
 | $0/employee/mo | Free | Branch pricing |
 | $0/employee/mo | Free | ZayZoon pricing |
Lowest published list price per month, cheapest first at 25 employees; quote-only products show no price.
Payactiv price comparisons
Frequently asked questions
How much does Payactiv cost an employer?
Payactiv is free for employers, who offer its earned wage access at no cost while employees keep a no-fee way to get paid early.
What fees do employees pay with Payactiv?
ACH transfers in 1-3 business days are free. Real-time transfers to a Payactiv Visa Card are free with a direct deposit of at least $200 per pay period and $2.49 without one; real-time transfers to other cards, Venmo or PayPal cost $3.49.
Is there a free way to get paid early with Payactiv?
Yes. ACH transfers in 1-3 business days cost nothing, as do real-time transfers to a Payactiv Visa Card with a direct deposit of $200 or more per pay period, Amazon loads and bill pay.
Are there hidden fees with Payactiv?
Payactiv publishes its full fee table, and its Visa card has no maintenance, inactivity or minimum-balance fees; fees can apply to some withdrawals, foreign transactions, out-of-network ATMs and retail cash loads.
Does Payactiv charge a fee or ask for tips?
There is always a free option and Payactiv never asks for tips; it is not a loan, so there is no interest.
How do Payactiv’s fees compare with other earned wage access providers?
Payactiv competes on its free routes: ACH, real-time pay to its card with a qualifying direct deposit, Amazon loads and bill pay cost nothing, and its paid options are $2.49 or $3.49.
Who makes Payactiv?
Payactiv (an earned wage access provider) is sold by Payactiv, founded in 2012. Its plans and contract terms are set by Payactiv; see the Payactiv company profile for the products it sells and its ownership.
Get exact Payactiv quotes for your team
List prices are a starting point. Type your headcount in the calculator for an estimate, then answer up to 5 quick questions to see Payactiv beside the 2 alternatives that fit you best; if a provider works with us, you can ask it for an exact quote.
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