The short answer
Insperity quotes all three of its services. CoAdvantage publishes do-it-yourself payroll plans from $55 a month plus $5 per employee, with no implementation fee. Insperity offers HR360, a full PEO; HRScale, a PEO on Workday; and HRCore, HR technology without co-employment.
LeadChange Score: editorial assessment based on public information.
CoAdvantage wins 2Insperity (PEO) wins 11 tie
| Dimension | CoAdvantage | Insperity (PEO) |
|---|---|---|
| PricingCoAdvantage publishes its payroll plans: Base at $55 a month plus $5 per employee and Pro at $85 plus $6. Insperity quotes every service. | Partly published | Quote only |
| CapabilitiesBoth cover payroll, benefits, HR compliance and risk management. CoAdvantage adds time and attendance and talent acquisition; Insperity adds contractor management and retirement and insurance services. PEO, Payroll, HCM, HR Compliance, Employee Benefits, Benefits Administration, Risk Management, Time & Attendance, Talent Acquisition | 9 of 10 core capabilities | 9 of 10 core capabilities |
| IntegrationsCoAdvantage lists 43 integrations and a general ledger import. Insperity publishes no integration count; HRCore runs on a platform from isolved. 43 | 43 native | 1 documented |
| Fit and supportInsperity serves small, midsize and enterprise employers, with phone, email and web-form support from 7am to 7pm CST on weekdays. CoAdvantage serves small and midsize businesses by phone and chat. Small businesses, mid-market companies, enterprises | Small businesses, mid-market companies | Small businesses, mid-market companies, enterprises |
| Attribute | CoAdvantage | Insperity (PEO) |
|---|---|---|
| Pricing model | Base fee + per employee | Quote only |
| Price transparency | Partly published | Quote only |
| Best for | Small businesses, mid-market companies | Small businesses, mid-market companies, enterprises |
| Mobile apps | CoAdQuantum Mobile (iOS), CoAdQuantum Mobile (Android) | iOS |
| Support channels | Phone, chat | Phone, Email, Web form |
| Founded | 1997 | 1986 |
| Headquarters | Bradenton, Florida, US | Kingwood, Texas, USA |
| Attribute | CoAdvantage | Insperity (PEO) |
|---|---|---|
| Automatic tax filing |
Pricing. CoAdvantage publishes its payroll plans: Base at $55 a month plus $5 per employee and Pro at $85 plus $6. Insperity quotes every service.
Capabilities. Both cover payroll, benefits, HR compliance and risk management. CoAdvantage adds time and attendance and talent acquisition; Insperity adds contractor management and retirement and insurance services.
Integrations. CoAdvantage lists 43 integrations and a general ledger import. Insperity publishes no integration count; HRCore runs on a platform from isolved.
Fit and support. Insperity serves small, midsize and enterprise employers, with phone, email and web-form support from 7am to 7pm CST on weekdays. CoAdvantage serves small and midsize businesses by phone and chat.
Security. Neither names a security certification on the pages we reviewed.
Justworks has the highest LeadChange Score in PEO Services after excluding these two (6.4/10).
From $79/employee/mo (PEO Basic plan)
Yes. CoAdvantage Resources 85, LLC is on the IRS list of certified PEOs, effective July 1, 2026. It also sells payroll plans you run yourself, a need Insperity covers with HRCore, its service without co-employment.
Its documented strengths are published payroll plans with no implementation fee, 43 integrations and a compliance dashboard. It is less suited to buyers who want workers' comp in the plan price: it is an add-on on Base and Pro.
Yes: both run full PEOs for small and midsize businesses. Against CoAdvantage, Insperity offers a PEO on Workday and a longer benefits list.
CoAdvantage’s Base payroll plan costs $55 a month plus $5 per employee, or $105 for 10 employees; Pro costs $85 plus $6. Insperity quotes, combining direct costs with a per-employee service charge.
Insperity was founded in 1986 and CoAdvantage in 1997. Insperity is publicly listed and based in Kingwood, Texas; CoAdvantage is based in Bradenton, Florida.
Not on its Base and Pro payroll plans, where workers' compensation insurance is an add-on. Insperity’s HR360 PEO includes workers' compensation coverage.
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