The short answer
Both quote their prices. Insperity sells three services: HR360, HRScale on the Workday platform, and HRCore without co-employment, billing direct costs plus a fixed per-employee HR service charge.
LeadChange Score: editorial assessment based on public information.
Insperity (PEO) wins 0ADP TotalSource wins 12 ties
| Dimension | Insperity (PEO) | ADP TotalSource |
|---|---|---|
| PricingBoth quote. Insperity bills payroll taxes, workers' comp, benefits and liability cover as direct cost allocations next to its HR service fee. Quote only | Quote only | Quote only |
| CapabilitiesBoth cover payroll and tax administration, benefits, workers' compensation and HR compliance. Insperity adds contractor management and three service models; ADP TotalSource adds talent acquisition, onboarding and analytics. Co-employment with Insperity as plan sponsor of employee benefits, Insperity Premier HR platform with employee self-service, Payroll with time and attendance, scheduling and PTO accrual, Online training center with 100+ learning pathways, HR compliance guidance, unemployment claims and handbook support | 9 of 10 core capabilities | 9 of 10 core capabilities |
| Fit and supportADP TotalSource assigns a dedicated HR business partner and offers ADP MyLife Advisors to employees. Insperity supports by phone, email and web form from 7am to 7pm CST on weekdays. Dedicated HR business partner, ADP MyLife Advisors (employee support) | Small businesses, mid-market companies, enterprises | Small businesses, mid-market companies |
| Attribute | Insperity (PEO) | ADP TotalSource |
|---|---|---|
| Best for | Small businesses, mid-market companies, enterprises | Small businesses, mid-market companies |
| Mobile apps | iOS | ADP mobile app |
| Support channels | Phone, Email, Web form | Dedicated HR business partner, ADP MyLife Advisors (employee support) |
| Founded | 1986 | 1949 |
| Headquarters | Kingwood, Texas, USA | Roseland, New Jersey, US |
| Attribute | Insperity (PEO) | ADP TotalSource |
|---|---|---|
| Pricing model | Quote only | Quote only |
| Price transparency | Quote only | Quote only |
| Automatic tax filing | ||
| Ownership | Publicly traded | Publicly traded |
Pricing. Both quote. Insperity bills payroll taxes, workers' comp, benefits and liability cover as direct cost allocations next to its HR service fee.
Capabilities. Both cover payroll and tax administration, benefits, workers' compensation and HR compliance. Insperity adds contractor management and three service models; ADP TotalSource adds talent acquisition, onboarding and analytics.
Integrations. Neither publishes an integration list on the pages we reviewed. Insperity’s HRCore runs on a platform from isolved.
Fit and support. ADP TotalSource assigns a dedicated HR business partner and offers ADP MyLife Advisors to employees. Insperity supports by phone, email and web form from 7am to 7pm CST on weekdays.
Security. Neither names a security certification on the PEO pages we reviewed.
Justworks has the highest LeadChange Score in PEO Services after excluding these two (6.4/10).
From $79/employee/mo (PEO Basic plan)
It depends on the service model you want. Insperity offers a full PEO, a PEO on Workday and HR technology without co-employment; ADP TotalSource offers one co-employment PEO with a dedicated HR business partner.
ADP TotalSource’s documented strengths are a dedicated HR business partner, recruiting tools, workers' comp with risk and safety programs, and ESAC accreditation since 1995. It is less suited to buyers who want a published price.
Among the PEOs we review, Insperity’s peers include ADP TotalSource, TriNet, Justworks and Paychex PEO. Against ADP TotalSource, Insperity offers more service models; ADP adds recruiting tools.
Both quote. Insperity’s HR360 quote combines direct cost allocations with a fixed per-employee HR service charge.
Both have been on the IRS list of certified PEOs since January 1, 2017: Insperity PEO Services, L.P. and ADP TotalSource, Inc.
Insperity lists medical, dental, vision, prescription, 401(k), HSA, FSA, disability, group life and critical illness cover. ADP TotalSource lists medical, vision, dental, 401(k), an EAP and pet wellness.
Your team size, what matters most and your role: see which one fits more of your answers, from verified facts and list prices. Then, if you like, ask to hear from both.
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