Insperity (PEO)5.7/10
ADP TotalSource5.7/10
Scored in PEO Services
The short answer
Both quote their prices. Insperity sells three services: HR360, HRScale on the Workday platform, and HRCore without co-employment, billing direct costs plus a fixed per-employee HR service charge.
ADP TotalSource plans and pricesAlternatives to ADP TotalSource
LeadChange Score: editorial assessment based on public information.
Insperity (PEO) wins 0ADP TotalSource wins 12 ties
| Dimension | Insperity (PEO) | ADP TotalSource |
|---|---|---|
| PricingBoth quote. Insperity bills payroll taxes, workers' comp, benefits and liability cover as direct cost allocations next to its HR service fee. Quote only1 | Quote only | Quote only |
| CapabilitiesBoth cover payroll and tax administration, benefits, workers' compensation and HR compliance. Insperity adds contractor management and three service models; ADP TotalSource adds talent acquisition, onboarding and analytics. Co-employment with Insperity as plan sponsor of employee benefits, Insperity Premier HR platform with employee self-service, Payroll with time and attendance, scheduling and PTO accrual, Online training center with 100+ learning pathways, HR compliance guidance, unemployment claims and handbook support2 | 9 of 10 core capabilities | 9 of 10 core capabilities |
| Fit and supportADP TotalSource assigns a dedicated HR business partner and offers ADP MyLife Advisors to employees. Insperity supports by phone, email and web form from 7am to 7pm CST on weekdays. Dedicated HR business partner, ADP MyLife Advisors (employee support)3 | Small businesses, mid-market companies, enterprises | Small businesses, mid-market companies |
| Attribute | Insperity (PEO) | ADP TotalSource |
|---|---|---|
| Best for | Small businesses, mid-market companies, enterprises4 | Small businesses, mid-market companies3 |
| Mobile apps | iOS5 | ADP mobile app3 |
| Support channels | Phone, Email, Web form6 | Dedicated HR business partner, ADP MyLife Advisors (employee support)3 |
| Founded | 19867 | 19498 |
| Headquarters | Kingwood, Texas, USA9 | Roseland, New Jersey, US10 |
Pricing. Both quote. Insperity bills payroll taxes, workers' comp, benefits and liability cover as direct cost allocations next to its HR service fee.
Capabilities. Both cover payroll and tax administration, benefits, workers' compensation and HR compliance. Insperity adds contractor management and three service models; ADP TotalSource adds talent acquisition, onboarding and analytics.
Integrations. Neither publishes an integration list on the pages we reviewed. Insperity’s HRCore runs on a platform from isolved.
Fit and support. ADP TotalSource assigns a dedicated HR business partner and offers ADP MyLife Advisors to employees. Insperity supports by phone, email and web form from 7am to 7pm CST on weekdays.
Security. Neither names a security certification on the PEO pages we reviewed.
Justworks has the highest LeadChange Score in PEO Services after excluding these two (9.7/10).
From $79/employee/mo (PEO Basic plan)12
It depends on the service model you want. Insperity offers a full PEO, a PEO on Workday and HR technology without co-employment; ADP TotalSource offers one co-employment PEO with a dedicated HR business partner.
ADP TotalSource’s documented strengths are a dedicated HR business partner, recruiting tools, workers' comp with risk and safety programs, and ESAC accreditation since 1995. It is less suited to buyers who want a published price.
Among the PEOs we review, Insperity’s peers include ADP TotalSource, TriNet, Justworks and Paychex PEO. Against ADP TotalSource, Insperity offers more service models; ADP adds recruiting tools.
Both quote. Insperity’s HR360 quote combines direct cost allocations with a fixed per-employee HR service charge.
Both have been on the IRS list of certified PEOs since January 1, 2017: Insperity PEO Services, L.P. and ADP TotalSource, Inc.
Insperity lists medical, dental, vision, prescription, 401(k), HSA, FSA, disability, group life and critical illness cover. ADP TotalSource lists medical, vision, dental, 401(k), an EAP and pet wellness.
22 verified facts, each checked against the vendor's own pages or another primary source, most recently on Nov 10, 2026.
Scored and compared with the LeadChange methodology, version 1.5. Read the methodology
Our independent review of Nov 13, 2026 asked for changes. How we review
We have not tested either product hands-on: this page uses public information only.
The LeadChange Research Team, following a written research process. No named expert has reviewed this page. About us
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The 12 pages this page's facts come from. The date beside each is our last check of the facts taken from it (the oldest, when they differ). The numbers beside the figures above link here.
What the LeadChange Score means
A 0–10 editorial assessment built only from verified facts, across six weighted dimensions: capabilities, pricing, integrations, security, fit and support, and data confidence.
Payments, commissions and lead fees are never inputs.
