Brex Review
by Brex LLC
Brex combines corporate cards, expense management, bill pay and travel. Its AI generates receipts, applies the expense policy to every purchase and auto-approves what is in policy.
Best for
- Startups and growing companies that want cards and expense management with no per-user fee
- Companies that want in-policy spend approved automatically
- Multi-entity companies that need local-currency cards in many countries
Not ideal for
- Companies that want an expense tool without moving card spend to a new provider
- Global enterprises that want a published price for unlimited entities (Enterprise is custom-priced)
How we evaluated Brex
This review rests on the 21 facts this page shows, each checked against the source listed under “Sources”, most recently on . We did not test the product hands-on: the score uses only those verified facts, as our methodology explains; third-party ratings, where we quote them, never count in the score.
Our verdict
Brex is a corporate card and spend platform whose expense management works at the moment of purchase: AI generates the receipt, memo and attendees, the policy is applied to every transaction, in-policy spend is auto-approved and managers review only flagged items by Slack or SMS. Essentials is free per user and includes reimbursements, accounting integrations and travel booking; Premium adds multiple policies, AI compliance audits, multi-entity support and ERP and HRIS integrations for $12 per user a month.
Strengths
Free Essentials plan
Essentials costs $0 per user and includes global cards, reimbursements, accounting integrations, bill pay and travel booking.
Evidence: Free plan: Yes1
Automatic approvals
In-policy expenses are approved and out-of-policy ones declined automatically, so managers review only flagged spend.
Evidence
Key features: Receipts, memos and attendees generated by AI, Receipts texted in and matched to the expense, In-policy spend auto-approved, out-of-policy declined, Managers review flags by Slack or SMS, Reimbursements paid through payroll, Live budgets with real-time reporting3
Global reach
Cards are accepted in 210+ countries and territories, with local-currency cards and billing in 50+ countries.
Evidence
Countries supported: Cards accepted in 210+ countries and territories; local-currency cards and billing in 50+ countries1
Audited controls
Brex is SOC 1 Type II, SOC 2 Type II and PCI-DSS compliant.
Evidence: SOC 2 Type II: Yes4
Weaknesses
Advanced policies are paid
Multiple expense policies, auto-approval rules, ERP and HRIS integrations and multi-entity support are Premium features.
Card-centered
Brex's automation starts at the Brex card swipe; it is less suited to companies that want to keep another card program.
Evidence
Key features: Receipts, memos and attendees generated by AI, Receipts texted in and matched to the expense, In-policy spend auto-approved, out-of-policy declined, Managers review flags by Slack or SMS, Reimbursements paid through payroll, Live budgets with real-time reporting3
Price at a glance
Brex cost at 10 to 100 users
- Premium$12/user/mo
| Users | Premium |
|---|---|
| 10 | $120/mo |
| 25 | $300/mo |
| 50 | $600/mo |
| 100 | $1,200/mo |
Monthly list price before discounts, add-ons and taxes, from the published price model of each plan.
Quick answers
- How much does Brex cost?
- Essentials is $0 per user a month and Premium $12 per user a month; Enterprise and Smart Card are custom-priced.
- Is Brex free?
- The Essentials plan is free per user and includes cards, reimbursements, accounting integrations and travel booking; business account and bill pay fees follow Brex's fee schedule.Based on Free plan: Yes1
- Who owns Brex?
- Brex LLC is a wholly owned subsidiary of Capital One.Based on Parent company: Capital One1
- Does Brex integrate with NetSuite?
- Yes. NetSuite is among the accounting integrations; customizable ERP and HRIS integrations come with Premium.Based on Notable integrations: NetSuite, Uber, Lyft, Gmail, Slack3
Coverage of core expense management capabilities
Each core capability we evaluate in Expense Management, checked against Brex’s own documentation. “Not verified yet” means we have not confirmed it either way, not that it is missing.
8 verified of 10 core capabilities
Specifications
Brex integrations
Brex integration coverage
The 10 apps that expense management products document most often, and whether Brex documents each.
2 of the 10 most-connected apps documented by Brex; median of the 9 products compared: 6
- QuickBooks · documented by 8 of 9
- Xero · documented by 8 of 9
- NetSuite · documented by 7 of 9
- Slack · documented by 6 of 9
- Sage Intacct · documented by 5 of 9
- Workday · documented by 5 of 9
- ADP · documented by 4 of 9
- BambooHR · documented by 3 of 9
- Gusto · documented by 2 of 9
- HiBob · documented by 2 of 9
Integrations each vendor documents (native, marketplace, Zapier or API), 9 live expense management products. Not documented does not mean not possible.
Where it ranks
- #5 of 9 scoredExpense Management
- #5 of 8 scoredExpense Management for Enterprises
- #5 of 9 scoredExpense Management for Mid-Sized Companies
- #5 of 9 scoredExpense Management for Small Business
- #3 of 3 scoredExpense Management for Startups
Brex alternatives
Expensify
Ramp
Navan93% similar
Rydoo93% similar
Sage Expense Management93% similar
Zoho Expense93% similar
Compare Brex
Security and compliance
About Brex LLC
Official profiles
Brex: frequently asked questions
Can Brex reimburse employees?
Yes. Reimbursements are on every plan and can be paid through payroll; global reimbursements are funded in USD and paid in local currency.
Is Brex SOC 2 compliant?
Yes. Brex is SOC 1 Type II, SOC 2 Type II and PCI-DSS compliant.
What is Brex used for?
Brex is an expense management product built for startups, small businesses, mid-market companies, and enterprises. Its modules include Corporate cards, Expense management, Business banking, Bill pay, Travel, and Accounting automation.
What are the best alternatives to Brex?
In our expense management ranking, the highest-scored products other than Brex are Ramp, Zoho Expense, and Expensify. Compared side by side, by reason to switch: Brex alternatives.
Which is better, Brex or Expensify?
It depends on the team. Choose Brex if: you want new corporate cards and expense software at $0 per user. Choose Expensify if: you keep your current corporate cards: Expensify imports them from 10k+ banks. The full comparison: Brex vs Expensify.
What are the pros and cons of Brex?
Strengths documented on the vendor’s own pages: free Essentials plan, automatic approvals, and global reach. It is less suited to companies that want an expense tool without moving card spend to a new provider and global enterprises that want a published price for unlimited entities (Enterprise is custom-priced).
Does Brex have an API?
Yes. Brex offers an API.
Does Brex have a mobile app?
Yes. Brex lists mobile apps: iOS, Android.
Is Brex good for small businesses?
Brex lists small businesses among the company sizes it is built for (startups, small businesses, mid-market companies, and enterprises). It ranks #5 of 9 in our expense management for small businesses.
How this page was made
What it is built from
21 verified facts, each checked against the vendor's own pages or another primary source, most recently on Oct 14, 2026.
Method
Scored and compared with the LeadChange methodology, version 1.5. Read the methodology
Independent review
Our independent review of Oct 30, 2026 asked for changes. How we review
Hands-on testing
We have not tested Brex hands-on: this page uses public information only.
Who made it
The LeadChange Research Team, following a written research process. No named expert has reviewed this page. About us
Independence and errors
Who pays us never changes a score or a rank. If something here is wrong, tell us and we correct it publicly. Request a correction
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BrexLeadChange Score 8.3
Sources
The 6 pages this page's facts come from, with the day we last checked each one. The numbers beside the figures above link here.
Quotes from the sources
- Brex brex.com/pricing“$0 user/month” “Plans start with no per-user fee, per month, and more advanced features are available for $12 per user, per month.”
- Brex brex.com/about“We’re proud to serve startups, scaled companies, and ecommerce brands alike, helping founders, CFOs, and their teams spend smarter and move faster.”
- Brex brex.com/product/expense-management“Employees simply text in a receipt and Brex auto-matches it to the right expense — no paperwork, no stress.” “Brex generates receipts, memos, and attendees with AI, and has integrations for Uber, Lyft, Gmail and more.”
- Brex brex.com/security“In addition to being SOC 1 Type II, SOC 2 Type II, and PCI-DSS compliant” “Brex Empower's SSO feature enables a secure — yet seamless — login experience through Okta, Microsoft, Google Workspace, and other identity providers (IdPs) that support OIDC or SAML.”
- Brex brex.com/product/mobile-app“Get our iOS or Android app and manage your business wherever you are.”
- Wikipedia en.wikipedia.org/wiki/Brex“Brex was founded by Brazilian entrepreneurs Henrique Dubugras and Pedro Franceschi, both aged 22, on January 3, 2017.”
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