Brex Review
by Brex LLC
Brex combines corporate cards, expense management, bill pay and travel. Its AI generates receipts, applies the expense policy to every purchase and auto-approves what is in policy.
- Company size
- Startups, small businesses, mid-market companies, enterprises
- Pricing model
- Per user
Best for
- Startups and growing companies that want cards and expense management with no per-user fee
- Companies that want in-policy spend approved automatically
- Multi-entity companies that need local-currency cards in many countries
Not ideal for
- Companies that want an expense tool without moving card spend to a new provider
- Global enterprises that want a published price for unlimited entities (Enterprise is custom-priced)
How we evaluated Brex
This review rests on 20 facts checked against Brex’s official pricing pages and documentation, most recently on . We did not test the product hands-on: the score and the pros and cons use only those verified facts, as our methodology explains, and third-party ratings are quoted, never scored.
Our verdict
Brex is a corporate card and spend platform whose expense management works at the moment of purchase: AI generates the receipt, memo and attendees, the policy is applied to every transaction, in-policy spend is auto-approved and managers review only flagged items by Slack or SMS. Essentials is free per user and includes reimbursements, accounting integrations and travel booking; Premium adds multiple policies, AI compliance audits, multi-entity support and ERP and HRIS integrations for $12 per user a month.
Strengths
Free Essentials plan
Essentials costs $0 per user and includes global cards, reimbursements, accounting integrations, bill pay and travel booking.
Evidence: Free plan: Yes
Automatic approvals
In-policy expenses are approved and out-of-policy ones declined automatically, so managers review only flagged spend.
Evidence: Key features: Receipts, memos and attendees generated by AI, Receipts texted in and matched to the expense, In-policy spend auto-approved, out-of-policy declined, Managers review flags by Slack or SMS, Reimbursements paid through payroll, Live budgets with real-time reporting
Global reach
Cards are accepted in 210+ countries and territories, with local-currency cards and billing in 50+ countries.
Evidence: Countries supported: Cards accepted in 210+ countries and territories; local-currency cards and billing in 50+ countries
Audited controls
Brex is SOC 1 Type II, SOC 2 Type II and PCI-DSS compliant.
Evidence: SOC 2 Type II: Yes
Weaknesses
Advanced policies are paid
Multiple expense policies, auto-approval rules, ERP and HRIS integrations and multi-entity support are Premium features.
Card-centered
Brex's automation starts at the Brex card swipe; it is less suited to companies that want to keep another card program.
Evidence: Key features: Receipts, memos and attendees generated by AI, Receipts texted in and matched to the expense, In-policy spend auto-approved, out-of-policy declined, Managers review flags by Slack or SMS, Reimbursements paid through payroll, Live budgets with real-time reporting
Price at a glance
Starting price per user
$0/user/mo
Pricing model
Per user
Price transparency
Partly published
Free plan
Yes
Brex cost at 10 to 100 users
- Premium$12/user/mo
| Users | Premium |
|---|---|
| 10 | $120/mo |
| 25 | $300/mo |
| 50 | $600/mo |
| 100 | $1,200/mo |
Monthly list price before discounts, add-ons and taxes, from the published price model of each plan.
Quick answers
- How much does Brex cost?
- Essentials is $0 per user a month and Premium $12 per user a month; Enterprise and Smart Card are custom-priced.
- Is Brex free?
- The Essentials plan is free per user and includes cards, reimbursements, accounting integrations and travel booking; business account and bill pay fees follow Brex's fee schedule.Based on Free plan: Yes
- Who owns Brex?
- Brex LLC is a wholly owned subsidiary of Capital One.Based on Parent company: Capital One
- Does Brex integrate with NetSuite?
- Yes. NetSuite is among the accounting integrations; customizable ERP and HRIS integrations come with Premium.Based on Notable integrations: NetSuite, Uber, Lyft, Gmail, Slack
Coverage of core expense management capabilities
Each core capability we evaluate in Expense Management, checked against Brex’s own documentation. “Not verified yet” means we have not confirmed it either way, not that it is missing.
8 verified of 10 core capabilities
Expense Management
- Receipt capture
- Expense reports
- Policy enforcement
- Approval workflows
- Company card reconciliation
- Mileage and per diem · not verified yet
- Reimbursement payments
- Accounting and ERP sync
- Multi-currency and multi-entity
- Audit trail · not verified yet
Specifications
Fit
- Countries supported
- Cards accepted in 210+ countries and territories; local-currency cards and billing in 50+ countries
Product
- Modules
- Corporate cards, Expense management, Business banking, Bill pay, Travel, Accounting automation
- Mobile apps
- iOS, Android
- AI features
- AI-generated receipts, memos and attendees, AI expense assistant and auto-filled reports, AI compliance audit detection (Premium)
Integrations
- Open API
- Yes
Support
- Support channels
- 24/7 live support, dedicated support for admins and bookkeepers, named account manager (Enterprise)
Brex integrations
Brex integration coverage
The 7 apps that expense management products document most often, and whether Brex documents each.
2 of the 7 most-connected apps documented by Brex; median of the 9 products compared: 3
- QuickBooks · documented by 8 of 9
- NetSuite · documented by 7 of 9
- Xero · documented by 7 of 9
- Sage Intacct · documented by 4 of 9
- Sage · documented by 2 of 9
- Slack · documented by 2 of 9
- Workday · documented by 2 of 9
Integrations each vendor documents (native, marketplace, Zapier or API), 9 live expense management products. Not documented does not mean not possible.
Where it ranks
- #5 of 8 scoredExpense Management
- #4 of 7 scoredExpense Management for Enterprises
- #5 of 8 scoredExpense Management for Mid-Sized Companies
- #5 of 8 scoredExpense Management for Small Business
- #3 of 3 scoredExpense Management for Startups
Brex alternatives
Navan93% similar
Compare Brex
Security and compliance
- SOC 2 Type IIYes
- Single sign-onOkta, Microsoft, Google Workspace, SAML, OIDC
About Brex LLC
- Founded
- 2017
- Headquarters
- San Francisco, California, US
- Ownership
- Subsidiary
- Parent company
- Capital One
Official profiles
Brex: frequently asked questions
Can Brex reimburse employees?
Yes. Reimbursements are on every plan and can be paid through payroll; global reimbursements are funded in USD and paid in local currency.
Is Brex SOC 2 compliant?
Yes. Brex is SOC 1 Type II, SOC 2 Type II and PCI-DSS compliant.
What is Brex used for?
Brex is an expense management product built for startups, small businesses, mid-market companies, and enterprises. Its modules include Corporate cards, Expense management, Business banking, Bill pay, and 2 more.
What are the best alternatives to Brex?
In our expense management ranking, the highest-scored products other than Brex are Ramp, Zoho Expense, and Expensify. Compared side by side, by reason to switch: Brex alternatives.
Which is better, Brex or Ramp?
It depends on the team. Choose Brex if: you want the paid tier's full per-user price published: Premium at $12 a user a month. Choose Ramp if: employees should submit expenses by SMS, Slack or Microsoft Teams, with the receipt captured at the swipe. The full comparison: Brex vs Ramp.
What are the pros and cons of Brex?
Strengths documented on the vendor’s own pages: free Essentials plan, automatic approvals, and global reach. It is less suited to companies that want an expense tool without moving card spend to a new provider and global enterprises that want a published price for unlimited entities (Enterprise is custom-priced).
Does Brex have an API?
Yes. Brex offers an open API to customers.
Does Brex have a mobile app?
Yes. Brex lists mobile apps: iOS, Android.
Is Brex good for small businesses?
Brex lists small businesses among the company sizes it is built for (startups, small businesses, mid-market companies, and enterprises). It ranks #5 of 8 in our expense management for small businesses.
Is Brex right for your team?
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