The short answer
Ramp and Brex both pair corporate cards with expense management, and both start with a free plan. The paid tiers are priced differently: Ramp Plus lists $15 per user a month plus a platform fee based on team size that Ramp does not publish, while Brex Premium lists $12 per user a month.
LeadChange Score: editorial assessment based on public information.
Ramp wins 1Brex wins 03 ties
| Dimension | Ramp | Brex |
|---|---|---|
| CapabilitiesRamp covers corporate cards, expenses, travel, accounts payable and receivable, procurement and business banking. Brex covers corporate cards, expenses, business banking, bill pay, travel and accounting automation. Both use AI to review spend against the expense policy. Corporate cards, Expense management, Travel, Accounts payable, Accounts receivable, Procurement, Business banking | 9 of 10 core capabilities | 8 of 10 core capabilities |
| IntegrationsRamp documents 200 integrations, including NetSuite, Sage Intacct, Workday Financials and Oracle Fusion Cloud. Brex lists NetSuite, Uber, Lyft, Gmail and Slack among its integrations and publishes no total count. 200 | 200 native | 2 documented |
| Fit and supportBoth name startups, small businesses, mid-market and enterprise as their customers. Brex offers 24/7 live support; Ramp offers chat, email and phone, with 24/7 phone support for travel bookings on Plus. Startups, small businesses, mid-market companies, enterprises | Startups, small business, mid-market, enterprise | Startups, small business, mid-market, enterprise |
| SecurityBoth state SOC 2 Type II. Ramp supports Okta, Google and Microsoft Azure sign-on with SCIM; Brex supports Okta, Microsoft, Google Workspace, SAML and OIDC. Yes | SOC 2 | SOC 2 |
| Attribute | Ramp | Brex |
|---|---|---|
| Single sign-on | Okta, Google, Microsoft Azure | Okta, Microsoft, Google Workspace, SAML, OIDC |
| Support channels | Chat, email, phone, 24/7 phone support for travel bookings (Plus), dedicated account manager (Enterprise) | 24/7 live support, dedicated support for admins and bookkeepers, named account manager (Enterprise) |
| Founded | 2019 | 2017 |
| Headquarters | New York, New York, US | San Francisco, California, US |
| Ownership | Private | Subsidiary |
| Attribute | Ramp | Brex |
|---|---|---|
| Pricing model | Per user | Per user |
| Price transparency | Partly published | Partly published |
| Free plan | ||
| Best for | Startups, small businesses, mid-market companies, enterprises | Startups, small businesses, mid-market companies, enterprises |
| Mobile apps | iOS, Android | iOS, Android |
| Open API | ||
| SOC 2 Type II |
Pricing. Both have a $0 plan. Brex Premium lists $12 per user a month; Ramp Plus lists $15 per user a month and adds a platform fee by team size whose amount is not published. Brex adds business account and bill pay fees from its fee schedule.
Capabilities. Ramp covers corporate cards, expenses, travel, accounts payable and receivable, procurement and business banking. Brex covers corporate cards, expenses, business banking, bill pay, travel and accounting automation. Both use AI to review spend against the expense policy.
Integrations. Ramp documents 200 integrations, including NetSuite, Sage Intacct, Workday Financials and Oracle Fusion Cloud. Brex lists NetSuite, Uber, Lyft, Gmail and Slack among its integrations and publishes no total count.
Fit and support. Both name startups, small businesses, mid-market and enterprise as their customers. Brex offers 24/7 live support; Ramp offers chat, email and phone, with 24/7 phone support for travel bookings on Plus.
Security. Both state SOC 2 Type II. Ramp supports Okta, Google and Microsoft Azure sign-on with SCIM; Brex supports Okta, Microsoft, Google Workspace, SAML and OIDC.
Zoho Expense has the highest LeadChange Score in Expense Management after excluding these two (9.0/10).
From $3/user/mo
Both cost $0 on the free plan. On the paid tier, Brex Premium lists $12 per user a month and Ramp Plus lists $15 per user a month plus a platform fee by team size that Ramp does not publish, so a full Ramp Plus price needs a quote.
Brex LLC is a wholly owned subsidiary of Capital One, as stated on its pricing page. Ramp is a private company founded in 2019 and based in New York.
Ramp reimburses employees in more than 70 countries and 40 currencies. Brex cards are accepted in 210+ countries and territories, with local-currency cards and billing in 50+ countries.
Yes. Both list NetSuite. On Ramp, NetSuite and Sage Intacct sit in the Plus plan; the Free plan connects to QuickBooks Online and Xero. Brex puts ERP and HRIS integrations in Premium.
Yes. Ramp takes expenses by SMS, Slack or Microsoft Teams, and Brex lets managers review flagged spend by Slack or SMS and employees text in receipts.
Ramp ranks #1 of 8 in our expense management ranking. Besides Brex, the highest-scored are Zoho Expense, Expensify, and BILL Spend & Expense. Every alternative, matched to the reason you might switch: Ramp alternatives.
Share your headcount and needs once and see how both fit your team, with the alternatives that match. If a matching provider works with us, you can ask to hear from them.
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What the LeadChange Score means
A 0–10 editorial assessment built only from verified facts, across six weighted dimensions: capabilities, pricing, integrations, security, fit and support, and data confidence.
Payments, commissions and lead fees are never inputs.
