Benefits Administration

How Much Does Benefits Administration Software Cost?

Real list prices from 2 benefits administration products that publish them, cost by headcount, the pricing models you will meet and the fees that are easy to miss.

By LeadChange Research TeamUpdated Oct 6, 2026Facts checked Oct 5, 2026

How much benefits administration costs

Published prices for benefits administration range from $6–$124 per employee per month. At 25 employees, the median list cost across 2 products is $1,649.50 per month.

List prices before discounts, taxes and add-ons; quote-only vendors are not included.

Cost by company size

Gusto Simple$49/mo + $6/employee/mo
Justworks PEO Plus$124/employee/mo

Estimated list price per month by number of employees
Employees	Gusto Simple	Justworks PEO Plus

1	$55/mo (lowest)	$124/mo
10	$109/mo (lowest)	$1,240/mo
25	$199/mo (lowest)	$3,100/mo
50	$349/mo (lowest)	$6,200/mo
100	$649/mo (lowest)	$12,400/mo
250	$1,549/mo (lowest)	$31,000/mo

Pricing models explained

Per employee per month. The most common model, charged per enrolled or eligible employee.
Base fee + per employee. A platform fee plus a per-employee fee, often with minimums.
Bundled with HRIS. Included in a higher HR or payroll tier, with enrollment limited to the host system.
Quote based. Common for complex or multi-entity employers, with implementation priced separately.

Price comparison

Benefits Administration prices, lowest published plan
Product	Starting price	Pricing model	Pricing details
Gusto	$49/mo + $6/employee/mo	Base fee + per employee	Gusto plans and prices
Justworks	$124/employee/mo (PEO Plus plan)	Base fee + per employee	What Justworks costs
TriNet	Quote only	Per employee	TriNet pricing
isolved People Cloud	Quote only	Quote only	What isolved People Cloud costs
Paychex PEO	Quote only	Quote only	Paychex PEO plans and prices
ADP TotalSource	Quote only	Quote only	What ADP TotalSource costs
ADP Workforce Now	Quote only	Quote only	ADP Workforce Now pricing

Lowest published list price per month, cheapest first at 25 employees; quote-only products show no price.

Extra and hidden costs

Gusto
Next-Day pay $15/mo + $3/mo per person (Simple only), Same-day pay $90 per payroll, Instant pay $100 per payroll, Gusto Business Compliance $85/mo per state, annual contract, Remote I-9 $20/submission, E-Verify $5/submission, Priority Support $30/mo + $3/mo per person, Time & Attendance Plus $6/mo per person, Gusto Money Plus $19/mo, Global contractor payments $5 per payment to US bank accounts, R&D tax credits 15% of identified credits, Workers' comp from $14/mo, Tax-advantaged benefits $200 annual service charge
Justworks
Time Tracking $8/month per employee, International Contractors $39/month per paid contractor, Employer of Record (EOR) $599/month per employee (Basic and Plus plans), Payroll + Health Insurance $8/month per benefits-eligible employee (Payroll plan), Dedicated HR Consulting $30/month per employee (Basic and Plus plans), US-Based Contractors $8/month per paid contractor, Health Insurance Reimbursements (ICHRA) $25/month per enrolled employee

What drives the price

Number of eligible employees and plans
Carrier integrations needed
COBRA, ACA and FSA or HSA administration
Open-enrollment support and call-center services
Integration with payroll and HRIS

Fees to ask about before you sign:

Implementation and carrier connection fees
Open-enrollment support or decision-tool fees
COBRA per-participant fees
ACA form filing fees
Charges per additional carrier feed
Fees for custom reports

Frequently asked questions