The short answer
ADP TotalSource is ADP’s co-employment PEO, with a dedicated HR business partner, workers' compensation included and a quoted price. Gusto is payroll, benefits and HR software for small businesses from $49 a month plus $6 per person on Simple, billed month to month.
ADP TotalSource plans and pricesAlternatives to ADP TotalSource
LeadChange Score: editorial assessment based on public information.
ADP TotalSource wins 1Gusto wins 3
| Dimension | ADP TotalSource | Gusto |
|---|---|---|
| PricingGusto’s Simple plan costs $49 a month plus $6 per person; for 10 people that is $109 a month. ADP TotalSource quotes. | Quote only | Published |
| CapabilitiesGusto covers payroll, benefits, time tracking, hiring and onboarding, HR and contractor payments. ADP TotalSource covers payroll and tax administration, benefits, workers' compensation, HR compliance and talent acquisition as a PEO. Payroll, Benefits, Time and attendance, Hiring and onboarding, HR, Compliance, Contractor payments, Money management | 6 of 10 core capabilities | 9 of 10 core capabilities |
| IntegrationsGusto lists 153 integrations, a REST API and webhooks. ADP TotalSource publishes no integration count on the pages we reviewed. 153 | 2 documented | 153 native |
| Fit and supportADP TotalSource includes workers' compensation and assigns a dedicated HR business partner. Gusto answers by phone, email and chat on weekdays from 6am to 6pm MST, with a dedicated account partner on Premium. Yes | Small businesses, mid-market companies | Small businesses |
| Attribute | ADP TotalSource | Gusto |
|---|---|---|
| Pricing model | Quote only | Base fee + per employee |
| Price transparency | Quote only | Published |
| Best for | Small businesses, mid-market companies | Small businesses |
| Mobile apps | ADP mobile app | iOS (Gusto Mobile), Android (Gusto Mobile) |
| Support channels | Dedicated HR business partner, ADP MyLife Advisors (employee support) | Phone, email, chat, online help center, dedicated account partner (Premium) |
| Founded | 1949 | 2012 |
| Headquarters | Roseland, New Jersey, US | San Francisco, California, US |
| Ownership | Publicly traded | Private |
| Attribute | ADP TotalSource | Gusto |
|---|---|---|
| Automatic tax filing |
Pricing. Gusto’s Simple plan costs $49 a month plus $6 per person; for 10 people that is $109 a month. ADP TotalSource quotes.
Capabilities. Gusto covers payroll, benefits, time tracking, hiring and onboarding, HR and contractor payments. ADP TotalSource covers payroll and tax administration, benefits, workers' compensation, HR compliance and talent acquisition as a PEO.
Integrations. Gusto lists 153 integrations, a REST API and webhooks. ADP TotalSource publishes no integration count on the pages we reviewed.
Fit and support. ADP TotalSource includes workers' compensation and assigns a dedicated HR business partner. Gusto answers by phone, email and chat on weekdays from 6am to 6pm MST, with a dedicated account partner on Premium.
Security. Neither names a SOC 2 or ISO 27001 certification on the pages we reviewed.
For payroll alone, Gusto is software you run, with unlimited payroll runs and automatic tax filing from $49 a month plus $6 per person. ADP TotalSource is a PEO: payroll comes with co-employment, benefits, workers' comp and HR compliance under one quote.
For payroll, benefits and HR software, yes, but Gusto’s plans do not include workers' compensation. ADP TotalSource is a co-employment PEO that includes it, with risk and safety programs.
It is worth a quote when you want an outside team to carry HR: ADP TotalSource adds HR compliance guidance and investigations and a dedicated HR business partner. If you only need payroll and benefits software, Gusto publishes plans from $49 a month plus $6 per person.
On Simple, $109 a month: $49 plus $6 per person. Plus costs $80 plus $12 per person, or $200 a month for 10. ADP TotalSource has no published price to set against it.
Gusto lists health, dental, vision, life, disability, 401(k), HSA, FSA and commuter benefits. ADP TotalSource’s PEO benefits include medical, dental and vision, a 401(k), an employee assistance program and pet wellness.
Gusto answers by phone, email and chat Monday to Friday, 6am to 6pm MST, with a 24/7 help center. ADP TotalSource assigns a dedicated HR business partner and gives employees a mobile app with 24/7 access.
Only Gusto states HIPAA (BAA).
Your team size, what matters most and your role: see which one fits more of your answers, from verified facts and list prices. Then, if you like, ask to hear from both.
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What the LeadChange Score means
A 0–10 editorial assessment built only from verified facts, across six weighted dimensions: capabilities, pricing, integrations, security, fit and support, and data confidence.
Payments, commissions and lead fees are never inputs.
