ADP TotalSource vs Gusto

The short answer

ADP TotalSource is ADP’s co-employment PEO, with a dedicated HR business partner, workers' compensation included and a quoted price. Gusto is payroll, benefits and HR software for small businesses from $49 a month plus $6 per person on Simple, billed month to month.

By LeadChange Research TeamUpdated Oct 20, 2026Based on 12 sources, most recently checked Nov 8, 2026

ADP TotalSource

Not scored in Payroll Services10 of 24 facts verified

Best for: Small and midsize businesses that want a full-service PEO from ADP

Choose ADP TotalSource if

You want a PEO to carry workers' compensation and HR compliance.
You want a dedicated HR business partner.
You run a midsize business: ADP TotalSource serves small and midsize companies.
You want applicant tracking and background checks in the same service.

ADP TotalSource plans and prices Alternatives to ADP TotalSource

Gusto

Starting price: $49/mo + $6/employee/mo1
Best for: US small businesses that want payroll tax filing on every plan

Choose Gusto if

You want a published price: $49 a month plus $6 per person on Simple.
You want no contract: Gusto bills month to month.
You connect payroll to many apps: 153 integrations with a REST API.
You want unlimited payroll runs and automatic tax filing.

Gusto pricing Alternatives to Gusto

LeadChange Score: editorial assessment based on public information.

Scorecard

ADP TotalSource wins 1Gusto wins 3

ADP TotalSource vs Gusto by dimension
Dimension	ADP TotalSource	Gusto
PricingGusto’s Simple plan costs $49 a month plus $6 per person; for 10 people that is $109 a month. ADP TotalSource quotes.	Quote only	Published
CapabilitiesGusto covers payroll, benefits, time tracking, hiring and onboarding, HR and contractor payments. ADP TotalSource covers payroll and tax administration, benefits, workers' compensation, HR compliance and talent acquisition as a PEO. Payroll, Benefits, Time and attendance, Hiring and onboarding, HR, Compliance, Contractor payments, Money management2	6 of 10 core capabilities	9 of 10 core capabilities
IntegrationsGusto lists 153 integrations, a REST API and webhooks. ADP TotalSource publishes no integration count on the pages we reviewed. 1543	2 documented	8 documented (vendor says 154)
Fit and supportADP TotalSource includes workers' compensation and assigns a dedicated HR business partner. Gusto answers by phone, email and chat on weekdays from 6am to 6pm MST, with a dedicated account partner on Premium. Yes4	Small businesses, mid-market companies	Small businesses

Key differences

Where ADP TotalSource and Gusto differ (8)
Attribute	ADP TotalSource	Gusto
Pricing model	Quote only5	Base fee + per employee1
Price transparency	Quote only5	Published1
Best for	Small businesses, mid-market companies5	Small businesses6
Mobile apps	ADP mobile app5	iOS (Gusto Mobile), Android (Gusto Mobile)7
Support channels	Dedicated HR business partner, ADP MyLife Advisors (employee support)5	Phone, email, chat, online help center, dedicated account partner (Premium)8
Founded	19499	20126
Headquarters	Roseland, New Jersey, US10	San Francisco, California, US11
Ownership	Publicly traded9	Private6

Show 1 attributes where they are the same

Where they are the same (1)
Attribute	ADP TotalSource	Gusto
Automatic tax filing	5	1

Analysis by dimension

Pricing. Gusto’s Simple plan costs $49 a month plus $6 per person; for 10 people that is $109 a month. ADP TotalSource quotes.

Capabilities. Gusto covers payroll, benefits, time tracking, hiring and onboarding, HR and contractor payments. ADP TotalSource covers payroll and tax administration, benefits, workers' compensation, HR compliance and talent acquisition as a PEO.

Integrations. Gusto lists 153 integrations, a REST API and webhooks. ADP TotalSource publishes no integration count on the pages we reviewed.

Fit and support. ADP TotalSource includes workers' compensation and assigns a dedicated HR business partner. Gusto answers by phone, email and chat on weekdays from 6am to 6pm MST, with a dedicated account partner on Premium.

Security. Neither names a SOC 2 or ISO 27001 certification on the pages we reviewed.

More ADP TotalSource comparisons

More Gusto comparisons

Frequently asked questions

Is Gusto or ADP TotalSource better for payroll?

For payroll alone, Gusto is software you run, with unlimited payroll runs and automatic tax filing from $49 a month plus $6 per person. ADP TotalSource is a PEO: payroll comes with co-employment, benefits, workers' comp and HR compliance under one quote.

Is Gusto an alternative to ADP TotalSource?

For payroll, benefits and HR software, yes, but Gusto’s plans do not include workers' compensation. ADP TotalSource is a co-employment PEO that includes it, with risk and safety programs.

Is ADP TotalSource worth it over Gusto?

It is worth a quote when you want an outside team to carry HR: ADP TotalSource adds HR compliance guidance and investigations and a dedicated HR business partner. If you only need payroll and benefits software, Gusto publishes plans from $49 a month plus $6 per person.

What does Gusto cost for 10 employees?

On Simple, $109 a month: $49 plus $6 per person. Plus costs $80 plus $12 per person, or $200 a month for 10. ADP TotalSource has no published price to set against it.

Which benefits do Gusto and ADP TotalSource offer?

Gusto lists health, dental, vision, life, disability, 401(k), HSA, FSA and commuter benefits. ADP TotalSource’s PEO benefits include medical, dental and vision, a 401(k), an employee assistance program and pet wellness.

How does support differ between Gusto and ADP TotalSource?

Gusto answers by phone, email and chat Monday to Friday, 6am to 6pm MST, with a 24/7 help center. ADP TotalSource assigns a dedicated HR business partner and gives employees a mobile app with 24/7 access.

Is ADP TotalSource or Gusto more secure?

Gusto states HIPAA (unverified for ADP TotalSource).

How this page was made

What it is built from
34 verified facts, each checked against the vendor's own pages or another primary source, most recently on Nov 8, 2026.
Method
Scored and compared with the LeadChange methodology, version 1.5. Read the methodology
Independent review
Not reviewed yet by our independent reviewer. How we review
Hands-on testing
We have not tested either product hands-on: this page uses public information only.
Who made it
The LeadChange Research Team, following a written research process. No named expert has reviewed this page. About us
Independence and errors
Who pays us never changes a score or a rank. If something here is wrong, tell us and we correct it publicly. Request a correction

ADP TotalSource or Gusto? Your answer in 3 questions

Your team size, what matters most and your role: see which one fits more of your answers, from verified facts.

LeadChange may earn a fee when you request pricing through our site or follow a sponsored link. Rankings never depend on whether a vendor pays us.We may earn a fee.

Get my answer

ADP TotalSource vs Gusto

We may earn a fee.

Sources

The 12 pages this page's facts come from. The date beside each is our last check of the facts taken from it (the oldest, when they differ). The numbers beside the figures above link here.

Quotes from the sources

Gusto gusto.com/product/pricing“Simple Run basic payroll in one state. $49/mo + $6/mo per person” “Simple, transparent pricing Payroll, benefits, and HR all in one place. No hidden fees. Cancel any time.”
Gusto gusto.com/product“With Gusto, you can pay employees and contractors in just a few clicks. Plus, we automatically file your taxes, help with compliance, and identify tax credits to help save you money”
Gusto gusto.com/product/integrations“Showing 1–20 of 154”
ADP apps.adp.com/en-us/apps/234948/adp-totalsource---a-peo-solution/features“Your ADP workers’ compensation claims specialist is your resource for any questions related to workers’ compensation and will handle the end-to-end claims process”
ADP adp.com/solutions/employer-services/totalsource.aspx“ADP TotalSource pricing is quoted rather than listed, since it is built around factors that are specific to your business” “ADP TotalSource supports small and midsize businesses across a wide range of industries, including professional services, manufacturing and logistics, architecture and engineering, real estate, wholesale, nonprofits and many more”
Gusto gusto.com/about“Our small business platform helps businesses take care of their hardworking teams.” “Launched in 2012 as ZenPayroll, Gusto serves more than 500,000 businesses nationwide.”
Gusto Payroll (Gusto)“Yes, you can run payroll, check payroll status, add and view team members and manage your team all from the Gusto mobile app. Download the iOS app here and the Google Play app here.”
Gusto gusto.com/about/contact“Our sales and support teams at Gusto are available to help you via phone, email, and chat Monday through Friday 6am – 6pm MST. For expedited support, sign in to your Gusto account.”
Wikipedia en.wikipedia.org/wiki/Automatic_Data_Processing“Starting in 1949 in an office above a Paterson” “On October 21, 2008, ADP switched its stock listing to the NASDAQ Global Select Market”
ADP adp.com/about-adp.aspx“1 ADP Blvd., Roseland, NJ 07068.”
Gusto gusto.com/about/privacy“Gusto, Inc. Attn: Legal Privacy 525 20th Street San Francisco, CA 94107”
Gusto gusto.com/security“We follow HIPAA guidelines to safeguard our customers’ protected health information (PHI). Additionally, we maintain business associate agreements (BAAs) between employers and Gusto, along with any third parties, like insurance companies.”