OnPay Review

by OnPay, LLC

OnPay is US small-business payroll software with HR, time tracking and benefits add-ons, priced at a $49 monthly base plus $6 per worker.

Best for

  • US small businesses wanting published payroll pricing
  • Teams paying both W-2 and 1099 workers
  • Businesses using QuickBooks or Xero
By LeadChange Research TeamUpdated 26 verified data points7 sources

Quick answers

How much does OnPay cost?
Payroll Essentials is $49 per month plus $6 per worker, billed monthly. Bundles with HR and time tracking are published, with add-ons priced separately.Based on Starting base fee: $49/mo
Does OnPay file taxes?
Yes. Federal, state and local tax filings and payments are included in the base plan.Based on Automatic tax filing: Yes
Does OnPay integrate with QuickBooks?
Yes. QuickBooks Online is listed among its integrations, along with Xero.Based on Notable integrations: QuickBooks Online, Xero, JazzHR, TurboTax, Middesk, Traliant, MainStreet, Vestwell, ERGO NEXT Insurance
Does OnPay have a free trial?
OnPay offers the first month free, according to its site navigation and pricing page.Based on Free trial: Yes
Does OnPay pay 1099 contractors?
Yes. Plans cover W-2 and 1099 workers, and 1099s are included.Based on Contractor payments: Yes
Is OnPay safe?
OnPay lists SOC 2 Type II and publishes a security page.Based on SOC 2 Type II: Yes

Specifications

Fit

Product

Deployment
Cloud

Integrations

Native integrations
9

Our verdict

OnPay is US payroll software for small and mid-sized businesses with fully published pricing: $49 per month plus $6 per worker, with federal, state and local tax filings included. HR and time tracking are paid add-ons or bundles, so the price grows with the modules used.

Strengths

  • Transparent base pricing

    Payroll Essentials is $49 per month plus $6 per worker, with no implementation or integration fees and free data migration.

    Evidence: Starting base fee: $49/mo

  • Tax filing included

    Federal, state and local filings and payments are included, and the vendor offers an error-free guarantee on its own mistakes.

    Evidence: Automatic tax filing: Yes

  • W-2 and 1099 payroll, multi-state

    Plans include unlimited pay runs, multi-state payroll and 1099 contractor payments.

    Evidence: Unlimited payroll runs: Yes

  • US-based phone, email and chat support

    The vendor states 100% US-based support, available by phone, email and chat to all clients.

    Evidence: Support channels: Phone, email, chat

Weaknesses

  • HR and time tracking cost extra

    Add-ons run HR +$15 base and $2 per worker, Time Tracking +$15 base and $4 per worker, and Live HR Support +$65 base.

    Evidence: Extra costs: +1 more

  • Integration directory only partly reviewed

    We counted nine popular apps in the directory but could not review the full list, so confirm a specific app before buying.

    Evidence: Native integrations: 9

Coverage of core payroll software capabilities

Capabilities verified against OnPay’s own documentation; capabilities we could not verify are not listed.

7 of 7 standard features

Payroll Software

Payroll Software buyer’s guide

Price at a glance

OnPay pricing

OnPay integrations

8 integrations we documented, by how they connect. OnPay reports 9 native integrations in total.

Native integrations

  • QuickBooks Online
  • Xero
  • QuickBooks Desktop
  • QuickBooks Time
  • Deputy
  • When I Work
  • JazzHR
  • Vestwell

OnPay alternatives

Alternatives to OnPay

Where it ranks

Implementation and support

Support channels
Phone, email, chat

Changelog

  1. First published.

Data sources

Every value on this page links to its source below. Primary sources are the vendor's or authority's own pages.

  1. OnPay, LLC pricing page: Costs pricing · primary source, checked Oct 6, 2026
  2. OnPay, LLC app directory: App directory · primary source, checked Oct 5, 2026
  3. OnPay, LLC website · primary source, checked Oct 6, 2026
  4. OnPay, LLC website: Security · primary source, checked Oct 5, 2026
  5. OnPay, LLC website: About us · primary source, checked Oct 5, 2026
  6. OnPay, LLC website: Software · primary source, checked Oct 6, 2026
  7. OnPay, LLC website: Contact · primary source, checked Oct 6, 2026