Expensify vs SAP Concur

Expensify8.7/10

SAP Concur8.0/10

Scored in Expense Management

The short answer

Expensify and SAP Concur price expense management on different units. Expensify charges per member: Collect lists $5 a month and Control $18 a month on a 12-month subscription. SAP Concur charges per expense report with unlimited users: Base from $7 and Plus from $11 a report, with Premium quoted.

By LeadChange Research TeamUpdated Oct 14, 2026Based on 15 sources, most recently checked Oct 21, 2026

Expensify

Starting price: $5/user/mo1
Best for: Small teams that want receipts, approvals and reimbursement for a low monthly price with no annual contract

Choose Expensify if

You want to start free: individuals submit to an approver at $0, and Collect lists $5 a member.
You want travel booking without moving to a custom-priced plan.
You reimburse employees in local currency in many countries (190+).
You want 24/7 live chat and an AI assistant for employees' questions.

What Expensify costs Expensify alternatives

SAP Concur

Starting price: $7/report (Base plan)2
Best for: Companies with many occasional submitters, since pricing counts reports, not users

Choose SAP Concur if

Many people file few reports: Base charges from $7 per report with unlimited users.
You run SAP; Concur also lists NetSuite, QuickBooks, Xero and ADP.
You want SAP Concur's own auditors to review expense reports, sold as a service.
You want one vendor for expense, travel and invoices.

What SAP Concur costs SAP Concur alternatives

LeadChange Score: editorial assessment based on public information.

Scorecard

Expensify wins 0SAP Concur wins 13 ties

Expensify vs SAP Concur by dimension
Dimension	Expensify	SAP Concur
CapabilitiesExpensify covers expenses, its own card, travel booking, global reimbursements, bill pay and invoicing. SAP Concur sells Concur Expense, Concur Travel, Concur Invoice, ExpenseIt and Intelligence. Both read receipts with AI. Expense management, Corporate card (Expensify Card), Travel booking, Global reimbursements, Bill pay, Invoicing3	10 of 10 core capabilities	7 of 10 core capabilities
IntegrationsSAP Concur documents 300 integrations, including SAP, NetSuite, QuickBooks, Xero and ADP. Expensify documents 45, including QuickBooks, NetSuite, Sage Intacct, Xero, Workday and Gusto. 300+4	45+ native	300+ native
Fit and supportExpensify names startups through enterprise; SAP Concur names small businesses through enterprise. Expensify offers 24/7 live chat; SAP Concur offers 24/7 expert support and a desk for employees on Plus and Premium. Startups, small businesses, mid-market companies, enterprises5	Startups, small business, mid-market, enterprise	Small businesses, mid-market companies, enterprises
SecurityBoth state SOC 2 Type II. Expensify supports SAML single sign-on; SAP Concur publishes its controls through the SAP Trust Center. Yes6	SOC 2	SOC 2

Key differences

Where Expensify and SAP Concur differ (8)
Attribute	Expensify	SAP Concur
Pricing model	Per user1	Tiered plans2
Price transparency	Published1	Partly published2
Best for	Startups, small businesses, mid-market companies, enterprises5	Small businesses, mid-market companies, enterprises2
Single sign-on	SAML7	SAML 2.08
Native integrations	45+3	300+4
Support channels	24/7 live chat, AI assistant (Concierge), account manager on accounts of 100+ members5	24/7 support from experts, User Support Desk for employees (Plus and Premium)2
Founded	20089	199310
Ownership	Publicly traded9	Subsidiary10

Show 3 attributes where they are the same

Where they are the same (3)
Attribute	Expensify	SAP Concur
Mobile apps	iOS, Android11	iOS, Android12
API	13	4
SOC 2 Type II	6	14

Analysis by dimension

Pricing. Expensify lists $5 (Collect) and $18 (Control) per member a month. SAP Concur lists from $7 (Base) and $11 (Plus) per expense report with unlimited users; Premium is quoted. Which costs less depends on how many reports each person files a month.

Capabilities. Expensify covers expenses, its own card, travel booking, global reimbursements, bill pay and invoicing. SAP Concur sells Concur Expense, Concur Travel, Concur Invoice, ExpenseIt and Intelligence. Both read receipts with AI.

Integrations. SAP Concur documents 300 integrations, including SAP, NetSuite, QuickBooks, Xero and ADP. Expensify documents 45, including QuickBooks, NetSuite, Sage Intacct, Xero, Workday and Gusto.

Fit and support. Expensify names startups through enterprise; SAP Concur names small businesses through enterprise. Expensify offers 24/7 live chat; SAP Concur offers 24/7 expert support and a desk for employees on Plus and Premium.

Security. Both state SOC 2 Type II. Expensify supports SAML single sign-on; SAP Concur publishes its controls through the SAP Trust Center.

Neither one?

Ramp

Ramp has the highest LeadChange Score in Expense Management after excluding these two (9.1/10).

From $0/user/mo15

Ramp review

More Expensify comparisons

More SAP Concur comparisons

Frequently asked questions

Is Expensify cheaper than Concur?

It depends on report volume. Expensify charges $5 or $18 per member a month; SAP Concur charges from $7 or $11 per expense report with unlimited users. A person who files one report a month costs $5 on Collect and from $7 on Concur Base.

Does SAP Concur include travel booking?

Concur Travel comes only with Premium, which is priced per customer. Expensify includes travel booking that follows the same expense rules.

Does Expensify or Concur have more integrations?

SAP Concur documents 300 and Expensify 45. QuickBooks, NetSuite and Xero appear on both lists.

Who owns SAP Concur?

Concur Technologies, founded in 1993 and based in Bellevue, Washington, is a subsidiary of SAP SE. Expensify, founded in 2008, is a public company.

How do Expensify and Concur read receipts?

Expensify's SmartScan reads merchant, date, amount and currency from a photo, email forward or text. SAP Concur's ExpenseIt reads receipt details with AI and is part of the Plus plan.

Who are Expensify’s biggest competitors?

Expensify ranks #3 of 9 in our expense management ranking. Besides SAP Concur, the highest-scored are Ramp, Zoho Expense, and BILL Spend & Expense. Every alternative, matched to the reason you might switch: Expensify alternatives.

How this page was made

What it is built from
31 verified facts, each checked against the vendor's own pages or another primary source, most recently on Oct 21, 2026.
Method
Scored and compared with the LeadChange methodology, version 1.5. Read the methodology
Independent review
Not reviewed yet by our independent reviewer. How we review
Hands-on testing
We have not tested either product hands-on: this page uses public information only.
Who made it
The LeadChange Research Team, following a written research process. No named expert has reviewed this page. About us
Independence and errors
Who pays us never changes a score or a rank. If something here is wrong, tell us and we correct it publicly. Request a correction

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Expensify vs SAP Concur

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Sources

The 15 pages this page's facts come from, with the day we last checked each one. The numbers beside the figures above link here.

Quotes from the sources

Expensify help.expensify.com/articles/new-expensify/billing-and-subscriptions/explore-plans-subscriptions-and-pricing/Understand-Expensify-Pricing“$5 per unique member/month” “This article provides an overview of the current pricing model.”
SAP Concur concur.com/about/pricing“Starting at $11 per report” “Our flexible pricing models scale with your business. The more you purchase with your contract, the less you pay per report.”
Expensify expensify.com“All inclusive. AI-powered expenses, travel, reimbursements, and corporate cards.” “45+ integrations. QuickBooks, NetSuite, Sage Intacct, Xero, Workday, Gusto, and so much more.”
SAP Concur concur.com“Choose from 300+ pre-built connectors and custom integrations that allow our solutions to work with your existing systems.” “If you need a custom integration—no problem—our open APIs make that possible for developers.”
Expensify expensify.com/pricing“From solo startups to big businesses, our plans deliver the features and flexibility you've been searching for.” “24/7 realtime chat with humans”
Expensify help.expensify.com/articles/Unlisted/Compliance-Documentation“How to request Expensify’s SOC 1 Type 2 Report or SOC 2 Type 2 Report”
Expensify help.expensify.com/articles/new-expensify/billing-and-subscriptions/explore-plans-subscriptions-and-pricing/Compare-Collect-and-Control-Plans“Enterprise security features such as SAML/SSO”
SAP learning.sap.com/courses/setting-up-self-activated-single-sign-on-for-sap-concur/exploring-the-sso-service_f68c3dd6-ee4a-4b28-8da9-f4731d5bd743“Full SAML 2.0 (Security Assertion Markup Language) compliance. SAML SSO involves two parties: an IdP and an SP. SAP Concur is the SP.”
Expensify we.are.expensify.com/how-we-got-here“In 2008, David launched the card technology concept at TechCrunch50 and reframed it as an expense management system” “On November 10, 2021, Expensify went public and listed on Nasdaq under EXFY.”
Wikipedia en.wikipedia.org/wiki/SAP_Concur“Founded 1993; 33 years ago” “SAP SE agreed to acquire Concur Technologies in September 2014 for $8.3 billion.”
Expensify use.expensify.com/expensify-mobile-app“Yes. The Expensify app is available on iOS and Android devices.”
SAP Concur concur.com/products/mobile-app“Get the SAP Concur app for iPhone or Android”
Expensify integrations.expensify.com/Integration-Server/doc“To use the API, you will need to generate API credentials.”
SAP sap.com/about/trust-center/certification-compliance/sap-concur-soc-2-2026.html“SAP Concur has prepared SOC 2 Type 2 audit report by an independent 3rd party accountant.”
Ramp ramp.com/pricing“$0/mo/user”