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Expensify vs SAP Concur

The short answer

Expensify and SAP Concur price expense management on different units. Expensify charges per member: Collect lists $5 a month and Control $18 a month on a 12-month subscription. SAP Concur charges per expense report with unlimited users: Base from $7 and Plus from $11 a report, with Premium quoted.

By LeadChange Research TeamUpdated
Starting price
$5/user/mo
Best for
Small teams that want receipts, approvals and reimbursement for a low monthly price with no annual contract

Choose Expensify if

  • You want to start free: individuals submit to an approver at $0, and Collect lists $5 a member.
  • You want travel booking without moving to a custom-priced plan.
  • You reimburse employees in local currency in many countries (190+).
  • You want 24/7 live chat and an AI assistant for employees' questions.
Not scored yet14 of 24 facts verifiedFacts checked Oct 14, 2026
Starting price
$7/report (Base plan)
Best for
Companies with many occasional submitters, since pricing counts reports, not users

Choose SAP Concur if

  • Many people file few reports: Base charges from $7 per report with unlimited users.
  • You run SAP; Concur also lists NetSuite, QuickBooks, Xero and ADP.
  • You want SAP Concur's own auditors to review expense reports, sold as a service.
  • You want one vendor for expense, travel and invoices.

LeadChange Score: editorial assessment based on public information.

Scorecard

Expensify wins 0SAP Concur wins 13 ties

Expensify vs SAP Concur by dimension
DimensionExpensifySAP Concur
CapabilitiesExpensify covers expenses, its own card, travel booking, global reimbursements, bill pay and invoicing. SAP Concur sells Concur Expense, Concur Travel, Concur Invoice, ExpenseIt and Intelligence. Both read receipts with AI. Expense management, Corporate card (Expensify Card), Travel booking, Global reimbursements, Bill pay, Invoicing10 of 10 core capabilities7 of 10 core capabilities
IntegrationsSAP Concur documents 300 integrations, including SAP, NetSuite, QuickBooks, Xero and ADP. Expensify documents 45, including QuickBooks, NetSuite, Sage Intacct, Xero, Workday and Gusto. 30045 native300 native
Fit and supportExpensify names startups through enterprise; SAP Concur names small businesses through enterprise. Expensify offers 24/7 live chat; SAP Concur offers 24/7 expert support and a desk for employees on Plus and Premium. Startups, small businesses, mid-market companies, enterprisesStartups, small business, mid-market, enterpriseSmall businesses, mid-market companies, enterprises
SecurityBoth state SOC 2 Type II. Expensify supports SAML single sign-on; SAP Concur publishes its controls through the SAP Trust Center. YesSOC 2SOC 2

Key differences

Where Expensify and SAP Concur differ (7)
AttributeExpensifySAP Concur
Pricing modelPer userTiered plans
Price transparencyPublishedPartly published
Best forStartups, small businesses, mid-market companies, enterprisesSmall businesses, mid-market companies, enterprises
Native integrations45300
Support channels24/7 live chat, AI assistant (Concierge), account manager on accounts of 100+ members24/7 support from experts, User Support Desk for employees (Plus and Premium)
Founded20081993
OwnershipPublicly tradedSubsidiary
Show 3 attributes where they are the same
Where they are the same (3)
AttributeExpensifySAP Concur
Mobile appsiOS, AndroidiOS, Android
Open API
SOC 2 Type II

Analysis by dimension

Pricing. Expensify lists $5 (Collect) and $18 (Control) per member a month. SAP Concur lists from $7 (Base) and $11 (Plus) per expense report with unlimited users; Premium is quoted. Which costs less depends on how many reports each person files a month.

Capabilities. Expensify covers expenses, its own card, travel booking, global reimbursements, bill pay and invoicing. SAP Concur sells Concur Expense, Concur Travel, Concur Invoice, ExpenseIt and Intelligence. Both read receipts with AI.

Integrations. SAP Concur documents 300 integrations, including SAP, NetSuite, QuickBooks, Xero and ADP. Expensify documents 45, including QuickBooks, NetSuite, Sage Intacct, Xero, Workday and Gusto.

Fit and support. Expensify names startups through enterprise; SAP Concur names small businesses through enterprise. Expensify offers 24/7 live chat; SAP Concur offers 24/7 expert support and a desk for employees on Plus and Premium.

Security. Both state SOC 2 Type II. Expensify supports SAML single sign-on; SAP Concur publishes its controls through the SAP Trust Center.

Neither one?

Ramp

Ramp has the highest LeadChange Score in Expense Management after excluding these two (9.1/10).

From $0/user/mo

Frequently asked questions

Is Expensify cheaper than Concur?

It depends on report volume. Expensify charges $5 or $18 per member a month; SAP Concur charges from $7 or $11 per expense report with unlimited users. A person who files one report a month costs $5 on Collect and from $7 on Concur Base.

Does SAP Concur include travel booking?

Concur Travel comes only with Premium, which is priced per customer. Expensify includes travel booking that follows the same expense rules.

Does Expensify or Concur have more integrations?

SAP Concur documents 300 and Expensify 45. QuickBooks, NetSuite and Xero appear on both lists.

Who owns SAP Concur?

Concur Technologies, founded in 1993 and based in Bellevue, Washington, is a subsidiary of SAP SE. Expensify, founded in 2008, is a public company.

How do Expensify and Concur read receipts?

Expensify's SmartScan reads merchant, date, amount and currency from a photo, email forward or text. SAP Concur's ExpenseIt reads receipt details with AI and is part of the Plus plan.

Who are Expensify’s biggest competitors?

Expensify ranks #3 of 8 in our expense management ranking. Besides SAP Concur, the highest-scored are Ramp, Zoho Expense, and BILL Spend & Expense. Every alternative, matched to the reason you might switch: Expensify alternatives.

Expensify or SAP Concur: which fits your team?

Share your headcount and needs once and see how both fit your team, with the alternatives that match. If a matching provider works with us, you can ask to hear from them.

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What the LeadChange Score means

A 0–10 editorial assessment built only from verified facts, across six weighted dimensions: capabilities, pricing, integrations, security, fit and support, and data confidence.

Payments, commissions and lead fees are never inputs.