PEO Services
How Much Do PEO Services Cost?
What listed providers report per employee in their SEC filings, the list prices published so far, cost by headcount, the pricing models you will meet and the fees that are easy to miss.
How much PEO services cost
Per employee a month in their latest SEC filings, listed PEOs report $187 in PEO service fees at TriNet, $242 in gross profit at Insperity, and $276 in revenue without benefits passed through at ADP TotalSource. Published plans start at $79–$110 per employee a month. Insperity's gross profit as a share of payroll was 2.3%.
Filed figures are not comparable one to one: each is shown below with its definition. List prices before discounts and add-ons.
What listed PEOs report per employee
Public companies state their numbers in SEC filings: what they bill and keep per worksite employee, checked in the filings on Oct 27, 2026.
| Company | Figure | What it measures |
|---|---|---|
| InsperityFiscal 2025 | $2421per employee a month | Gross profit per worksite employee. What Insperity keeps per employee a month after the benefits, payroll taxes and workers' compensation it pays for its clients' employees.Form 10-K for fiscal 2025 (filed Feb 11, 2026), MD&A, statistical data per worksite employee per month |
| InsperityFiscal 2025 | $1,8311per employee a month | Revenue per worksite employee. Gross billings less the employees' payroll: Insperity's markup, which still includes the benefits, payroll taxes and workers' compensation it bills.Form 10-K for fiscal 2025 (filed Feb 11, 2026), MD&A, statistical data per worksite employee per month |
| TriNetFiscal 2025 | $1872per employee a month | PEO service fees per co-employed worksite employee. Professional service revenues from PEO services, the per-employee fees, divided by co-employed average worksite employees; insurance billings excluded.Derived: $684 million / 304,985 employees / 12 months2Form 10-K for fiscal 2025 (filed Feb 12, 2026), MD&A, professional service revenues and key metrics |
| ADP TotalSourceFiscal 2026 (to June 30) | $2763per employee a month | PEO revenue without benefits passed through, per worksite employee. ADP's PEO revenues excluding zero-margin benefits pass-throughs, divided by average paid worksite employees; still includes the workers' compensation and state unemployment tax it bills.Derived: $2,520.8 million / about 762,000 employees / 12 months4Form 10-K for fiscal 2026 (filed Aug 5, 2026), MD&A, PEO Services; worksite employees from its Form 8-K earnings release (Jul 29, 2026) |
| BBSIFiscal 2025 | $7045per employee a month | PEO revenue per worksite employee. Professional employer services revenue divided by average worksite employees; BBSI bills a percentage of client payroll, and this revenue includes the benefits and taxes it bills, not wages.Derived: $1,168.3 million / 138,218 employees / 12 months5Form 10-K for fiscal 2025 (filed Feb 26, 2026), Item 1 and MD&A, results of operations |
| InsperityFiscal 2025 | 2.3%1of payroll | Gross profit as a share of payroll. Insperity's gross profit divided by the payroll cost of the employees it co-employs: its fee expressed the way percentage-of-payroll PEOs quote.Derived: $900 million gross profit / $38,753 million payroll cost1Form 10-K for fiscal 2025 (filed Feb 11, 2026), MD&A, 2025 performance and results of operations |
| ADP TotalSourceFiscal 2026 (to June 30) | 8.8%3of payroll | PEO revenue as a share of payroll wages and taxes. ADP's PEO segment revenues, which include benefits, workers' compensation and state unemployment tax billed, divided by the payroll wages and taxes it passes through.Derived: $7,128.1 million revenues / $81,123.2 million wages and taxes3Form 10-K for fiscal 2026 (filed Aug 5, 2026), MD&A segment table and statements of consolidated earnings |
Each figure is stated in the filing or computed from two numbers it states (marked derived, with both inputs). Filers count revenue differently: Insperity's and BBSI's include the benefits and taxes they bill, ADP's figure leaves out benefits passed through at no margin, TriNet's fees leave out insurance. Compare each figure with its own definition, not across companies. Paychex reports its PEO together with insurance and gives no PEO worksite employee count, so it has no figure here.
How PEOs say they bill
- Insperity: Bills each employee's payroll plus a markup computed as a percentage of that payroll cost.1
- TriNet: Bills its PEO clients mainly a fee per worksite employee per month, with insurance billed apart.2
- BBSI: Bills a percentage of client payroll that covers payroll costs, benefits and its own margin.5
- G&A Partners: Says PEOs typically charge 3% to 8% of total payroll, or a fee per employee per year or per month that varies with the services and headcount, lower for larger businesses.6
For context: NAPEO's 2019 white paper put the average cost of a PEO, measured as PEOs' gross profit per worksite employee, at $1,395 a year (about $116 a month) from 2018 survey data.7
Cost by company size
Deel PEO Starter$110/employee/mo8
Justworks PEO Basic$79/employee/mo9
Remote PEO$99/employee/mo10
| Employees | Deel PEO Starter | Justworks PEO Basic | Remote PEO |
|---|---|---|---|
| 1 | $110/mo | Not offered | $99/mo (lowest) |
| 10 | $1,100/mo | $790/mo (lowest) | $990/mo |
| 25 | $2,750/mo | $1,975/mo (lowest) | $2,475/mo |
| 50 | $5,500/mo | $3,950/mo (lowest) | $4,950/mo |
| 100 | $11,000/mo | $7,900/mo (lowest) | $9,900/mo |
| 250 | $27,500/mo | $19,750/mo (lowest) | $24,750/mo |
The lowest monthly cost in each row is highlighted.
Pricing models explained
- Percentage of payroll. A fee set as a percentage of gross payroll. It is simple to quote and rises automatically as wages grow.
- Per employee per month. A flat monthly amount for each employee. It is predictable but can look expensive for low-wage teams.
- Bundled with benefits. The administrative fee is partly folded into benefit premiums. This makes comparison harder, so ask for an itemized breakdown.
- Custom quote. Larger or higher-risk employers are quoted based on payroll, industry and claims history.
Price comparison
G&A Partners
CoAdvantage
Axcet HR Solutions
TriNet
PrestigePEO
Amplify HR
ExtensisHR
Paychex PEO
Adams Keegan
ADP TotalSource
INFINITI HR
Insperity (PEO)
Engage PEO
Rippling PEO
Abel HR
BBSI
Vensure Employer Solutions
DecisionHR
FrankCrum
Questco
National PEO
Emplicity
Current HR
Helpside
Accurate Employer Solutions
Resourcing EdgeLowest published monthly price of a plan for PEO services, cheapest first at 25 employees. “See plans”: priced on another basis; “Quote only”: no published price.
Extra and hidden costs
Justworks
- Time Tracking: $8 a month per employee
- US-based contractors: $8 a month per contractor, only in months you pay them
- International contractors: $39 a month per paid contractor, plus exchange-rate fees
- Health insurance on the Payroll plan: $8 a month per benefits-eligible employee, plus premiums
- Dedicated HR Consulting: $30 a month per employee (PEO plans)
- Health Insurance Reimbursements (CHOICE): $25 a month per enrolled employee
- Workers' comp on PEO plans: premium as a percentage of wages, with a state minimum for unpaid owners, Health, dental, vision, life and disability premiums: billed on top of plan fees9
TriNet
Benefit premiums (medical, dental, vision) are separate from the PEPM fee, Payroll taxes themselves (employer FICA, FUTA, SUTA) are separate; tax administration is included, Add-ons such as background checks, drug screening and premium learning courses11
ExtensisHR
Applicant Tracking System (ATS) add-on12
Paychex PEO
Health and welfare deduction administration: $5 per full-time employee a month, enrolled or not, when Paychex administers the deductions; no charge when you administer them in its self-service web interface, W-2 fee if the client is not active on the PEO service through December 31, Fee per payroll delivery per location, and postage for checks mailed to employees, Late fee when a workplace injury is reported more than 48 hours after it happened13
Adams Keegan
Contingency-fee recruiting (discounted for HR/payroll clients)14
CoAdvantage
- Additional states for payroll tax filing: $7.50, up to 4 states (Base; unit as published)
- Add-ons listed without published prices: next day direct deposit, electronic W-2s, printed W-2s and 1099, managed payroll, dedicated support, priority support
- Add-ons listed without published prices: course catalog, additional courses, digital and physical labor law posters, applicant tracking system, cyber insurance, Workers' compensation insurance is an add-on on Base and Pro15
Insperity (PEO)
Payroll taxes, workers’ compensation, employee benefits and employer liability coverage are billed as direct cost allocations next to the HR service fee16
BBSI
Health benefits, talent acquisition, workers’ compensation and the 401(k) plan are optional add-ons to the Core Package, Optional myBBSI modules: performance management, applicant tracking, learning management and timekeeping integration, Rates reflect workers’ compensation risk: X-Mod, job classifications and loss history17
What drives the price
- Total payroll and number of worksite employees
- Industry and job classes, which affect workers' compensation rates
- Benefits plan selection and participation
- Services included, such as HR consulting or recruiting
- Contract length and minimum fees
- Your claims history
Fees to ask about before you sign:
- Minimum monthly administrative fees
- Onboarding, setup or data migration charges
- Fees for offboarding, termination or early contract exit
- Charges for HR advisory hours beyond a base allowance
- Workers' compensation audits and premium adjustments
- Fees for add-on services such as time tracking or background checks
More on PEO services
- All PEO services, ranked
The full ranking, top picks and how to choose.
- PEO Services comparison table
Every product side by side: score, price and verified features.
- PEO services for small business
The ranking reweighted for small business.
- PEO services for mid-sized companies
The ranking reweighted for mid-sized companies.
- PEO services for healthcare
The ranking reweighted for healthcare.
- PEO services for manufacturing
The ranking reweighted for manufacturing.
- Employee cost calculator
What one employee costs on top of pay in each state: payroll taxes, unemployment insurance, workers’ comp and health.
- HR software pricing index
Median published prices in every HR category, free to reuse.
Frequently asked questions
How much does a PEO cost?
Per employee a month in their latest SEC filings, listed PEOs report $187 in PEO service fees at TriNet, $242 in gross profit at Insperity, and $276 in revenue without benefits passed through at ADP TotalSource. Published plans start at $79–$110 per employee a month. Insperity's gross profit as a share of payroll was 2.3%.
How much do PEO services cost per employee?
Published per-employee prices run from $79 to $110 per employee per month across 3 products, with a median of $99. List prices, before add-ons.
What is the cheapest PEO services?
At 25 employees, the lowest published list prices are Justworks ($1,975/mo), Remote ($2,475/mo), and Deel ($2,750/mo). List prices, before add-ons.
How much do PEO services cost for 50 employees?
For 50 employees, the median published paid list price across 3 products is $4,950/mo; the lowest are Justworks ($3,950/mo), Remote ($4,950/mo), and Deel ($5,500/mo). List prices, before add-ons.
Do PEO services publish their prices?
Of the 29 PEO services we track, 3 publish a list price we can compare at 25 employees and 23 are quote-only (Abel HR, Accurate Employer Solutions, Adams Keegan, ADP TotalSource, and 19 more).
Do PEO services charge an implementation fee?
Justworks states no implementation fee. Questco lists one; ask for it in writing with the quote.
How much does PEO services cost for 10 employees?
For a 10-person team the lowest published list prices are Justworks at $790, Remote at $990, and Deel at $1,100 a month; 3 products publish a price we can compute at that size.
How this page was made
What it is built from
25 verified facts, each checked against the vendor's own pages or another primary source (public filings included), most recently on Nov 3, 2026.
Method
Scored and compared with the LeadChange methodology, version 1.5. Read the methodology
Independent review
Our independent review of Oct 27, 2026 asked for changes. How we review
Hands-on testing
We have not tested these products hands-on: this page uses public information only.
Who made it
The LeadChange Research Team, following a written research process. No named expert has reviewed this page. About us
Independence and errors
Who pays us never changes a score or a rank. If something here is wrong, tell us and we correct it publicly. Request a correction
Compare PEO pricing for your team
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Sources
The 18 pages this page's facts come from, with the day we last checked each one. The numbers beside the figures above link here.
Quotes from the sources
- Insperity, Inc. (SEC EDGAR) Insperity, Inc. Form 10-K for fiscal 2025“Gross profit 242 285 277 (15) % 3 %” “Gross billings $ 12,245 $ 11,866 $ 11,519 Less: WSEE payroll cost 10,414 10,081 9,787 Revenues $ 1,831 $ 1,785 $ 1,732”
- TriNet Group, Inc. (SEC EDGAR) TriNet Group, Inc. Form 10-K for fiscal 2025“PEO Services $ 684 $ 723 HRIS and ASO Services 35 42 Total $ 719 $ 765” “Co-Employed 304,985 332,456 330,423 (8) 1”
- Automatic Data Processing, Inc. (SEC EDGAR) Automatic Data Processing, Inc. Form 10-K for fiscal 2026“PEO Services' revenues excluding zero-margin benefits pass-throughs $ 2,520.8 $ 2,401.4 $ 119.4 5 %” “PEO Services 7,128.1 6,690.4 7 % 7 %”
- Automatic Data Processing, Inc. (SEC EDGAR) Automatic Data Processing, Inc. Form 8-K, fiscal 2026 fourth-quarter earnings release (Exhibit 99)“Average worksite employees paid by PEO Services increased 2% to about 775,000 for the fourth quarter and increased 2% to about 762,000 for the fiscal year”
- Barrett Business Services, Inc. (SEC EDGAR) Barrett Business Services, Inc. Form 10-K for fiscal 2025“Professional employer services $ 1,168,334 94.2 % $ 1,063,386 92.9 %” “During 2025, we supported in excess of 8,200 PEO clients with total average WSEs of 138,218.”
- G&A Partners G&A Partners: PEO services“PEOs typically charge for services either as a percentage of total payroll (between 3-8 percent) or as a per-employee-per-year (or per-month) fee. This fee varies based on factors such as the services provided and number of employees on payroll. A larger number of employees in your business equates to a lower PEPY fee.”
- NAPEO NAPEO: The ROI of Using a PEO (white paper, September 2019)“is $1,395, yielding an annual ROI of 27.2 percent.”
- Deel deel.com/pricing“PEO Starter $110 per employee per month PEO Pro $120 per employee per month”
- Justworks justworks.com/pricing“Justworks PEO pricing starts at $79 per month per employee for our Basic plan and $124 per month per employee for our Plus plan. Justworks Payroll customers pay $8 per month per employee plus a $50 base fee.” “Any payments to international contractors will cost $39 per active paid international contractor plus applicable exchange rate fees.”
- Remote Remote pricing (Remote)“Remote’s Professional Employer Organization (PEO) pricing starts from $99 per employee per month.”
- TriNet trinet.com/peo/pricing“No. Benefit costs such as medical, dental, and vision insurance are separate from the PEPM fee and depend on plan selection, carrier rates, and employee enrollment.”
- ExtensisHR extensishr.com/services/work-anywhere“Applicant Tracking System (ATS) add-on available”
- Paychex paychex.com/corporate/peo-terms“If we administer your health/welfare plan deductions a $5 per full-time employee (regardless of whether enrolled) per month fee will apply (if you administer deductions using our self-service web interface there is no charge).”
- Adams Keegan adamskeegan.com/solutions/recruiting“For our HR/payroll clients, they can find these services discounted in their full-service support package.”
- CoAd coad.com/pricing“*Additional states can be added for $7.50, up to 4 states”
- Insperity insperity.com/our-products/our-pricing“These are the costs directly tied to employing your workforce, and they vary based on your team and the benefits structure that’s right for them.”
- BBSI bbsi.com/pricing“Optional, customizable add-ons to expand your support model as your business grows.”
- Questco questco.net/faq-cost-roi“Our onboarding fee, for example, is equal to one month of administrative costs, since we set everything up at least 30 days in advance to make sure your start is seamless.”