BILL Spend & Expense plans
Spend & Expense
$0/employee/mo1
Free
- Corporate cards and credit lines from $1,000 to $5M
- Budgets and expense tracking
- Reimbursements, including mileage
Price at a glance
BILL Spend & Expense cost by number of users
- Published starting price$0/employee/mo
| Users | Published starting price |
|---|---|
| 1 | $0/mo$0 over 3 yrs |
| 5 | $0/mo$0 over 3 yrs |
| 10 | $0/mo$0 over 3 yrs |
| 25 | $0/mo$0 over 3 yrs |
| 50 | $0/mo$0 over 3 yrs |
| 100 | $0/mo$0 over 3 yrs |
The published starting price only: plan tiers, add-ons and other products are quoted on top.
Extra and hidden costs
Is it worth the price?
21st percentileBILL Spend & Expense at $0/mo1 vs a category median of $75 (list price per month at 25 users, 7 expense management products with published prices).
At 25 users, BILL Spend & Expense lists at $0 a month. Of the 7 expense management products with published prices, 0 cost less, 2 cost the same and 4 cost more.
Price comparison
| Product | Starting price | Pricing model | Pricing details |
|---|---|---|---|
 Zoho Expense | $3/user/mo (billed annually)2 | Per user | What Zoho Expense costs |
 Rydoo | $9/user/mo (billed annually)3 | Per user | Rydoo plans and prices |
 Sage Expense Management | $11.99/user/mo (billed annually)4 | Per user | Sage Expense Management plans and prices |
 BILL Spend & Expense | $0/user/mo1 | Free | BILL Spend & Expense pricing |
 Navan | Free for 5 users, then $15/user/mo (Navan Business plan)5 | Per user | Navan plans and prices |
 SAP Concur | $7/report (Base plan)6 | Tiered plans | What SAP Concur costs |
Lowest published monthly price of a plan for expense management, cheapest first at 25 users. “See plans”: priced on another basis; “Quote only”: no published price.
BILL Spend & Expense price comparisons
Frequently asked questions
How much does BILL Spend & Expense cost?
It costs $0 per user a month, including corporate cards, budgets, expense tracking and access to credit lines from $1,000 to $5M.
Do BILL Accounts Payable and Receivable cost extra?
Yes. Spend & Expense costs $0 per user, but BILL Accounts Payable and Accounts Receivable are separate subscriptions priced per user.
Does BILL charge fees on payments?
BILL lists transaction fees for payments sent through BILL, by method: checks, ACH, instant transfers and international payments. The Spend & Expense plan itself, with its cards, budgets and expense tracking, costs $0 per user.
What do alternatives to BILL Spend & Expense cost?
At 25 users BILL Spend & Expense’s free plan lists at $0 a month; the lowest-priced alternatives compared here are Zoho Expense ($75, $75 more), Rydoo ($225, $225 more), and Sage Expense Management ($299.75, $299.75 more), at list price.
Is there a free version of BILL Spend & Expense?
Yes. The Spend & Expense plan is free.
What does BILL Spend & Expense charge beyond the subscription?
BILL Spend & Expense lists 2 extra costs: Accounts payable and receivable are separate paid subscriptions and Fees on some payment types.
Who makes BILL Spend & Expense?
BILL Spend & Expense (expense management software) is sold by BILL Operations, LLC, founded in 2006 and headquartered in San Jose, California, US. Its plans and contract terms are set by BILL Operations, LLC; see the BILL Operations, LLC company profile for the products it sells and its ownership.
How this page was made
What it is built from
13 verified facts, each checked against the vendor's own pages or another primary source, most recently on Oct 14, 2026.
Method
Scored and compared with the LeadChange methodology, version 1.5. Read the methodology
Independent review
Not reviewed yet by our independent reviewer. How we review
Hands-on testing
We have not tested BILL Spend & Expense hands-on: this page uses public information only.
Who made it
The LeadChange Research Team, following a written research process. No named expert has reviewed this page. About us
Independence and errors
Who pays us never changes a score or a rank. If something here is wrong, tell us and we correct it publicly. Request a correction
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BILL Spend & Expense Pricing
Sources
The 7 pages this page's facts come from, with the day we last checked each one. The numbers beside the figures above link here.
Quotes from the sources
- BILL bill.com/pricing“Yes, the BILL Spend & Expense plan is $0 per user per month and includes corporate cards, budgets, expense tracking, and access to credit lines from $1,000-$5M.” “BILL Accounts Payable and Accounts Receivable (AP & AR) are paid subscriptions priced per user, with a free trial available in most cases.”
- Zoho zoho.com/us/expense/pricing“For growing businesses looking to manage expenses end to end”
- Rydoo rydoo.com/pricing“For growing businesses looking for best-in-class expense management on a budget.”
- Sage Expense Management fylehq.com/pricing“per active user*/month, billed annually”
- Navan navan.com/pricing“Navan Expense is free for the first 5 monthly expensing users, and then is $15 per user per month.”
- SAP Concur concur.com/about/pricing“Starting at $11 per report”
- Wikipedia en.wikipedia.org/wiki/Bill.com“Founded April 2006; 20 years ago as Cashboard, Inc.” “In early 2020, Bill.com moved its headquarters from Palo Alto to San Jose, California.”